When we want to compare prices, a price comparison website is very useful. Let's analyze the price comparison sites in Switzerland together: Moneyland, Comparis, Priminfo 😉
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What is a price comparison site? ?
🔺A price comparison site is a site that compares the market prices of a product or service.
What is the purpose of a price comparison site?
➡️ For the customer. There are 2 objectives:
- Save considerable time during research
- Choose the cheapest possible service based on the client's needs and market offerings.
How to use a price comparison tool ?
🔺For us, frugalists, we will use a Swiss price comparator mainly for 3 services:
- Bank accounts
- Subscriptions
- Insurances
Which price comparison sites do you recommend? ?
I mainly use 3 price comparison sites:
What are the differences between Moneyland, Comparis and Priminfo? ?
▶️ Moneyland and Comparis allow me to know the market prices in Switzerland for various products and services.
▶️ Priminfo is solely for comparing health insurance plans in Switzerland.
An example with a phone subscription?
Yes, why not 😊
Kev (example) is looking for the cheapest phone subscription on the market, knowing that he currently pays 44.95 CHF per month for an unlimited subscription in Switzerland without an international option.
To compare, he consulted the telephone subscriptions of Comparis and Moneyland.
To compare apples to apples, he applied the exact same filters to compare all subscriptions. That is:
- Unlimited (frequent) calls in Switzerland
- Unlimited (frequent) roaming (Internet) in Switzerland
- Subscription
- No Youth offer since he is 36 years old
Here are the first proposals from Comparis:
We note that, at the time of writing, the most interesting subscriptions according to Kev's filters are Teleboy and GoMo, at 14.95 CHF per month.
On the other hand, the GoMo subscription is a little more interesting, because it offers 3 GB abroad in addition to unlimited use in Switzerland.
Now, here are the first proposals from Moneyland:
Moneyland has more filters, which allows you to view other benefits.
Moneyland also analyzes the internet speed of each service, which complements the information provided by Comparis. 😉
➡️ In this example, GoMo and Teleboy offer the services Kev wants. We compare the desired services to the subscription prices.
Therefore, Kev will analyze the GoMo and Teleboy subscription in order to understand the details.
👉 In this case, if the GoMo or Teleboy subscription suits Kev. He will earn 30 CHF per month. 360 CHF per year. 3,600 CHF in 10 years!
For the same services as your current telephone subscription❗
An example regarding the choice of health insurance?
In Switzerland, if there is a considerable saving to be made, it is concerning basic health insurance (Lamal).
In reality, what will change between basic health insurances. These are some details such as:
- Freedom to choose a doctor
- Freedom to choose the pharmacy
- The repayment period
For this exercise, I went to priminfo. Because it is the official health insurance comparator.
Let's take our imaginary friend Kev again. He pays 420.55 CHF per month for his health insurance. He would like to know if he can save money with his health insurance? 🤔
Therefore, as a filter on Priminfo, I noted:
- Lives in Nyon (1260)
- Born in 1989
- Chose a deductible of CHF 2,500
- Does not want accident insurance because he is already insured by his employer
- Want the cheapest insurance
- Accepts all insurances and all insurance models
In less than 2 minutes, he has the first budget-friendly options. At the time of writing, Priminfo's cheapest offers are:
- Vivao Sympany – 385.55 Swiss francs per month
- Swica – 390.35 Swiss francs per month
- Assura – 391.25 Swiss francs per month
In this example, if Kev changes his insurance, he can make considerable savings!
👉 In this case, by changing basic health insurance. Kev will earn 35 CHF per month. 420 CHF per year. 4,200 CHF in 10 years!
For the same health insurance.
Kev's savings on this exercise?
Note that in this exercise, Kev only compared 2 expenses:
- Phone subscription
- Compulsory health insurance
He compared the two insurance policies in less than 5 minutes.
Here are Kev's savings:
| Phone subscription | Basic health insurance | |
|---|---|---|
| Current price | 44.95 CHF | 420.35 CHF |
| Change of insurance / subscription | 14.95 CHF | 385.35 CHF |
| Total saved per month | 30 CHF | 35 CHF |
| Total savings in 10 years | 3,600 CHF | 4,200 CHF |
👉 We conclude that with only 2 comparisons, Kev will earn 65 CHF per month and 780 CHF per year. 7,800 CHF in 10 years!
🔍 If we simulate that Kev earns 4,000 CHF net per month, he will be able to save approximately 1.8% of his annual salary. Without compromising his standard of living.
The disadvantages of a price comparison site ?
⚠️ Although a price comparison is interesting. Note thatA comparator can have 2 disadvantages:
- Reliability
According to price comparison sites, some products may not be transparent because they pay to be featured. Therefore, it's crucial to have a neutral price comparison site!
- Up-to-date information
Even though price comparison sites are neutral, it's difficult to keep all the information up to date. Therefore, it's best to research the product before buying it to avoid surprises.
Price comparison sites in Switzerland: Moneyland, Comparis, Priminfo
Conclusion
👉 A price comparison tool is very useful to save time and help choose the cheapest product according to your needs.
On the other hand, the price comparison tool must be neutral to choose the right product!
In addition, price comparison sites may not have all the latest information. It is therefore important to find out about the product details before buying. ⚠️
👉 In my opinion, at the time of writing. My favorite Swiss price comparison sites are:
- Moneyland
- Compare
- Priminfo (concerning basic health insurance in Switzerland)
FAQ – Price comparison sites in Switzerland: Moneyland, Comparis and Priminfo
What is the best price comparison website in Switzerland?
The most popular price comparison websites in Switzerland are Moneyland, Comparis, and Priminfo. Moneyland and Comparis allow users to compare hundreds of financial and consumer products, while Priminfo is the official Swiss health insurance comparison website.
Why use a price comparison website in Switzerland?
A price comparison tool saves time and allows you to quickly find the cheapest offers on the market. It helps consumers reduce their expenses on insurance, phone subscriptions, bank accounts, or loans.
Moneyland or Comparis: which one to choose?
Moneyland generally offers more filters and technical information, particularly for financial products and subscriptions. Comparis is often praised for its ease of use and speed of comparison. The two tools are complementary.
What is the official health insurance comparison website in Switzerland?
Priminfo is the official comparison website for basic health insurance in Switzerland. It is managed by the federal authorities and allows you to compare premiums from all recognized health insurance providers.
Can you save money using Moneyland or Comparis?
Yes. By regularly comparing your expenses, it's possible to save several hundred francs a year. The biggest savings often come from health insurance, mobile phone subscriptions, and certain banking products.
How to find the cheapest phone subscription in Switzerland?
Comparison sites like Moneyland and Comparis allow you to filter offers according to unlimited calls, the amount of mobile data, roaming or the desired budget in order to quickly identify the most advantageous subscriptions.
Why compare your health insurance every year?
Health insurance premiums change regularly. Comparing offers each year often allows you to reduce your costs without losing the mandatory basic coverage provided by the Swiss Federal Law on Health Insurance (LAMal).
Are price comparison websites reliable?
Most comparison websites are reliable, but it's recommended to verify the information directly with the provider before subscribing. Some offers may change or not be updated immediately.
Which products can be compared with Moneyland?
Moneyland allows you to compare, among other things:
- Bank accounts
- Credit cards
- Savings accounts
- Stockbrokers
- Telephone subscriptions
- Insurances
- Loans and mortgages
What products can be compared with Comparis?
Comparis offers, among other things:
- Insurances
- Mobile telephony
- Internet
- Energy
- Vehicles
- Real estate
- Bank accounts
- Credit cards
How much can you save by using a price comparison website?
Depending on the expenses analyzed, several hundred or even several thousand francs can be saved over a ten-year period. A simple comparison of health insurance and telephone subscriptions can already represent several thousand francs in savings.
Are price comparison websites useful for frugal people?
Yes. Price comparison websites are particularly suitable tools for people looking to optimize their budget, reduce recurring expenses and increase their savings rate.
Price comparison sites in Switzerland: Moneyland Comparis Priminfo
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Are you rather minimalist or frugal Jonny?
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