{"id":9902,"date":"2026-07-25T14:48:33","date_gmt":"2026-07-25T12:48:33","guid":{"rendered":"https:\/\/minimalistefrugaliste.com\/?p=9902"},"modified":"2026-07-25T14:53:35","modified_gmt":"2026-07-25T12:53:35","slug":"which-etf-dividends-or-growth-etf-truly-yields-the-most","status":"publish","type":"post","link":"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/","title":{"rendered":"Dividend ETF or Growth ETF: which one really yields the most?"},"content":{"rendered":"\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-91802ca8e6ea517ed8637585ba9eff9b wp-block-paragraph\"> Les ETF Dividendes s\u00e9duisent par leurs <strong>revenus r\u00e9guliers<\/strong>, tandis que les ETF Croissance misent sur la <strong>hausse du capital<\/strong> \u00e0 long terme. Dans cet article, ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ? D\u00e9couvrons ensemble les forces, les faiblesses et les performances de chaque strat\u00e9gie pour t\u2019aider \u00e0 faire le bon choix \ud83d\ude09<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #eeee22;color:#eeee22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #eeee22;color:#eeee22\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Produits_recommandes\" >Produits recommand\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Avant_de_lire_cet_article\" >Avant de lire cet article<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Introduction_ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\" >Introduction : ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_2_strategies_principales_en_bourse\" >Les 2 strat\u00e9gies principales en bourse ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#ETF_dividendes_eleves\" >ETF dividendes \u00e9lev\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#ETF_a_croissance\" >ETF \u00e0 croissance<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quelle_est_la_meilleure_strategie_boursiere\" >Quelle est la meilleure strat\u00e9gie boursi\u00e8re ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quest-ce_un_dividende_eleve_ou_un_dividende_faible\" >Qu&#8217;est-ce un dividende \u00e9lev\u00e9 ou un dividende faible?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_dividendes_ne_sont_pas_de_largent_gratuit\" >Les dividendes ne sont pas de l&#8217;argent gratuit<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Exemple_avec_plusieurs_ETF_de_croissance_et_ETF_de_dividendes_eleves\" >Exemple avec plusieurs ETF de croissance et ETF de dividendes \u00e9lev\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Exemple_de_10000_USD_par_ETF\" >Exemple de 10&#8217;000 USD par ETF<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#La_fiscalite_favoriser_les_dividendes_ou_la_croissance\" >La fiscalit\u00e9 : favoriser les dividendes ou la croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_ETF_a_dividendes\" >Les ETF \u00e0 dividendes<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_ETF_a_croissance\" >Les ETF \u00e0 croissance<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Mon_opinion_Quelle_est_la_strategie_ideale\" >Mon opinion : Quelle est la strat\u00e9gie id\u00e9ale ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Conclusion_ETF_a_dividendes_eleves_ou_ETF_a_croissance\" >Conclusion : ETF \u00e0 dividendes \u00e9lev\u00e9s ou ETF \u00e0  croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#FAQ_%E2%80%93_ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\" >FAQ &#8211; ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quelle_est_la_difference_entre_un_ETF_a_dividendes_et_un_ETF_a_croissance\" >Quelle est la diff\u00e9rence entre un ETF \u00e0 dividendes et un ETF \u00e0 croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quel_ETF_rapporte_le_plus_dividendes_ou_croissance\" >Quel ETF rapporte le plus : dividendes ou croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Faut-il_choisir_un_ETF_a_dividendes_ou_un_ETF_a_croissance\" >Faut-il choisir un ETF \u00e0 dividendes ou un ETF \u00e0 croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_ETF_a_dividendes_sont-ils_moins_risques\" >Les ETF \u00e0 dividendes sont-ils moins risqu\u00e9s ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_ETF_a_croissance_versent-ils_des_dividendes\" >Les ETF \u00e0 croissance versent-ils des dividendes ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Les_dividendes_sont-ils_imposables_en_Suisse\" >Les dividendes sont-ils imposables en Suisse ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quel_est_le_meilleur_ETF_pour_preparer_sa_retraite\" >Quel est le meilleur ETF pour pr\u00e9parer sa retraite ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Peut-on_combiner_ETF_a_croissance_et_ETF_a_dividendes\" >Peut-on combiner ETF \u00e0 croissance et ETF \u00e0 dividendes ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quel_est_le_meilleur_ETF_a_dividendes\" >Quel est le meilleur ETF \u00e0 dividendes ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#Quel_est_le_meilleur_ETF_a_croissance\" >Quel est le meilleur ETF \u00e0 croissance ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\" >ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div data-wp-context=\"{&quot;notices&quot;:[],&quot;hideNextPreviousButtons&quot;:false,&quot;isDisabledPrevious&quot;:true,&quot;isDisabledNext&quot;:false,&quot;ariaLabelPrevious&quot;:&quot;Previous products&quot;,&quot;ariaLabelNext&quot;:&quot;Next products&quot;,&quot;collection&quot;:&quot;woocommerce\\\/product-collection\\\/hand-picked&quot;}\" data-wp-init=\"callbacks.onRender\" data-wp-interactive=\"woocommerce\/product-collection\" data-wp-router-region=\"wc-product-collection-0\" data-__private-preview-state=\"{&quot;isPreview&quot;:false,&quot;previewMessage&quot;:&quot;Les produits d\\u00e9pendront de la page consult\\u00e9e.&quot;}\" data-block-name=\"woocommerce\/product-collection\" data-collection=\"woocommerce\/product-collection\/hand-picked\" data-dimensions=\"{&quot;widthType&quot;:&quot;fill&quot;}\" data-display-layout=\"{&quot;type&quot;:&quot;flex&quot;,&quot;columns&quot;:5,&quot;shrinkColumns&quot;:true}\" data-hide-controls=\"[&quot;inherit&quot;,&quot;hand-picked&quot;,&quot;filterable&quot;,&quot;order&quot;]\" data-query-context-includes=\"[&quot;collection&quot;]\" data-query-id=\"0\" data-query=\"{&quot;perPage&quot;:9,&quot;pages&quot;:0,&quot;offset&quot;:0,&quot;postType&quot;:&quot;product&quot;,&quot;order&quot;:&quot;asc&quot;,&quot;orderBy&quot;:&quot;post__in&quot;,&quot;search&quot;:&quot;&quot;,&quot;exclude&quot;:[],&quot;inherit&quot;:false,&quot;taxQuery&quot;:[],&quot;isProductCollectionBlock&quot;:true,&quot;featured&quot;:false,&quot;woocommerceOnSale&quot;:false,&quot;woocommerceStockStatus&quot;:[&quot;instock&quot;,&quot;outofstock&quot;,&quot;onbackorder&quot;],&quot;woocommerceAttributes&quot;:[],&quot;woocommerceHandPickedProducts&quot;:[&quot;26085&quot;,&quot;26112&quot;,&quot;26137&quot;],&quot;filterable&quot;:false,&quot;relatedBy&quot;:{&quot;categories&quot;:true,&quot;tags&quot;:true}}\" data-tag-name=\"div\" class=\"wp-block-woocommerce-product-collection is-layout-flow wp-block-woocommerce-product-collection-is-layout-flow\">\t\t<div data-wp-interactive=\"woocommerce\/store-notices\" class=\"wc-block-components-notices alignwide\">\n\t\t\t<template data-wp-each--notice=\"state.notices\" data-wp-each-key=\"context.notice.id\">\n\t\t\t\t<div\n\t\t\t\t\tclass=\"wc-block-components-notice-banner\"\n\t\t\t\t\tdata-wp-init=\"callbacks.scrollIntoView\"\n\t\t\t\t\tdata-wp-class--is-error=\"state.isError\"\n\t\t\t\t\tdata-wp-class--is-success=\"state.isSuccess\"\n\t\t\t\t\tdata-wp-class--is-info=\"state.isInfo\"\n\t\t\t\t\tdata-wp-class--is-dismissible=\"context.notice.dismissible\"\n\t\t\t\t\tdata-wp-bind--role=\"state.role\"\n\t\t\t\t\tdata-wp-watch=\"callbacks.injectIcon\"\n\t\t\t\t>\n\t\t\t\t\t<div class=\"wc-block-components-notice-banner__content\">\n\t\t\t\t\t\t<span data-wp-init=\"callbacks.renderNoticeContent\" aria-live=\"assertive\" aria-atomic=\"true\"><\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<button\n\t\t\t\t\t\tdata-wp-bind--hidden=\"!context.notice.dismissible\"\n\t\t\t\t\t\tclass=\"wc-block-components-button wp-element-button wc-block-components-notice-banner__dismiss contained\"\n\t\t\t\t\t\taria-label=\"Dismiss this notice\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.removeNotice\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\">\n\t\t\t\t\t\t\t<path d=\"M13 11.8l6.1-6.3-1-1-6.1 6.2-6.1-6.2-1 1 6.1 6.3-6.5 6.7 1 1 6.5-6.6 6.5 6.6 1-1z\" \/>\n\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/template>\n\t\t<\/div>\n\t\t\n<h2 class=\"wp-block-heading\" style=\"margin-bottom:1rem\"><span class=\"ez-toc-section\" id=\"Produits_recommandes\"><\/span>Produits recommand\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<ul data-block-name=\"woocommerce\/product-template\" class=\"wc-block-product-template__responsive columns-5 wc-block-product-template wp-block-woocommerce-product-template is-layout-flow wp-block-woocommerce-product-template-is-layout-flow\" data-wp-on--scroll=\"actions.watchScroll\" data-wp-init=\"callbacks.initResizeObserver\"><li class=\"wc-block-product post-26085 product type-product status-publish has-post-thumbnail product_tag-guide-depargne product_tag-guide-optimisation-financiere-en-suisse product_tag-livre-econome product_tag-livre-economiser product_tag-livre-finances-personnelles product_tag-livre-frugaliste first instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26085,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26085\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-auto wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" style=\"\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Livre E-book - 50 astuces pour \u00e9conomiser en Suisse\" data-testid=\"product-image\" data-image-id=\"26088\" style=\"object-fit:cover;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?zoom=2&amp;resize=300%2C300&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?zoom=3&amp;resize=300%2C300&amp;ssl=1 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" data-attachment-id=\"26088\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26088\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=1409%2C2000&amp;ssl=1\" data-orig-size=\"1409,2000\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" target=\"_self\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26085\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - 50 astuces pour \u00e9conomiser en Suisse&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26112 product type-product status-publish has-post-thumbnail product_tag-guide-complet-investissement product_tag-livre-finances-personnelles product_tag-livre-investissement product_tag-livre-investissement-boursier product_tag-livre-liberte-financiere product_tag-livre-sp-500  instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26112,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26112\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-auto wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" style=\"\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi\" data-testid=\"product-image\" data-image-id=\"26114\" style=\"object-fit:cover;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=100%2C100&amp;ssl=1 100w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" data-attachment-id=\"26114\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26114\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=512%2C800&amp;ssl=1\" data-orig-size=\"512,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" target=\"_self\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26112\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26137 product type-product status-publish has-post-thumbnail product_tag-anti-surconsommation product_tag-autodiscipline product_tag-autonomie product_tag-ecologie product_tag-economie product_tag-epargne product_tag-bien-etre product_tag-bonheur product_tag-bonheur-durable product_tag-consommation-consciente product_tag-desencombrement product_tag-developpement-personnel product_tag-essentialisme product_tag-frugalite product_tag-liberte-financiere product_tag-minimalisme product_tag-mode-de-vie-alternatif product_tag-moins-mais-mieux product_tag-simplicite-volontaire product_tag-slow-living product_tag-sobriete-heureuse product_tag-vie-simple  instock downloadable shipping-taxable purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26137,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26137\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-auto wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" style=\"\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=300%2C300&amp;ssl=1\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"Guide E-book - Lib\u00e8re-toi de la surconsommation\" data-testid=\"product-image\" data-image-id=\"26138\" style=\"object-fit:cover;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?zoom=2&amp;resize=300%2C300&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?zoom=3&amp;resize=300%2C300&amp;ssl=1 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" data-attachment-id=\"26138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26138\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=1410%2C2250&amp;ssl=1\" data-orig-size=\"1410,2250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"pochette lib\u00e8re-toi de la surconsommation\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" target=\"_self\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;10.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26137\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Guide E-book - Lib\u00e8re-toi de la surconsommation&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><\/ul>\n\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-0d3dc1eb0c0171a6fad57f1d4a68f24f\"><span class=\"ez-toc-section\" id=\"Avant_de_lire_cet_article\"><\/span><strong>Avant de lire cet article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center has-background wp-block-paragraph\" style=\"background-color:#040821\"><strong>\u26a0 Cet article refl\u00e8te uniquement mon opinion. Ce n&#8217;est pas un conseil d&#8217;investissement ! Il est \u00e0 noter que les investissements en bourse peuvent entra\u00eener des pertes d&#8217;argent<\/strong> \ud83d\udcb2<\/p>\n\n\n\n<p class=\"has-text-align-center has-background wp-block-paragraph\" style=\"background-color:#080b20\"><strong>Attention \u26a0 Je vais publier le r\u00e9sultat pass\u00e9 de certains ETF. Bien que conna\u00eetre leur performance pass\u00e9e soit int\u00e9ressant, ce n&#8217;est<\/strong> <strong>PAS<\/strong> <strong>une garantie pour l&#8217;avenir<\/strong> \u2757\u2755<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-a825419581125bbde18f1cd10996dd16\"><span class=\"ez-toc-section\" id=\"Introduction_ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\"><\/span>Introduction : ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pendant longtemps, je pensais qu&#8217;un ETF distribuant 4% de dividendes \u00e9tait forc\u00e9ment meilleur qu&#8217;un ETF qui ne verse presque rien.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pendant un certain temps, je ne m&#8217;int\u00e9ressais qu&#8217;aux dividendes, car je les voyais comme la meilleure option. Je pensais que recevoir un revenu passif chaque semestre sur mon compte boursier me semblait l&#8217;option la plus rentable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, lorsque j&#8217;ai compar\u00e9 l&#8217;ensemble des performances des ETF \u00e0 dividendes avec celles des ETF de croissance sur les dix derni\u00e8res ann\u00e9es, j&#8217;ai \u00e9t\u00e9 surpris. Et j&#8217;ai compris qu&#8217;il y a des avantages et des inconv\u00e9nients pour chaque ETF.<\/p>\n\n\n\n<figure style=\"margin-top:var(--wp--preset--spacing--80);margin-right:var(--wp--preset--spacing--80);margin-bottom:var(--wp--preset--spacing--80);margin-left:var(--wp--preset--spacing--80);padding-top:var(--wp--preset--spacing--80);padding-right:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80);padding-left:var(--wp--preset--spacing--80)\" class=\"wp-block-video\"><video height=\"1280\" style=\"aspect-ratio: 720 \/ 1280;\" width=\"720\" autoplay controls muted src=\"https:\/\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-9b329ae9-2657-4b94-b286-c1c8e882be6a.mp4\" playsinline><\/video><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-3156b57047e45d3df18e2061e878f50e\"><span class=\"ez-toc-section\" id=\"Les_2_strategies_principales_en_bourse\"><\/span>Les 2 strat\u00e9gies principales en bourse ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il y a principalement deux fa\u00e7ons de gagner de l&#8217;argent en bourse. Chaque investisseur choisit son &#8221;<em>\u00e9quipe<\/em>&#8221;.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-pale-pink-color has-text-color has-link-color wp-elements-539a6dd81a25253b93f6dab16b0265a7\"><span class=\"ez-toc-section\" id=\"ETF_dividendes_eleves\"><\/span>ETF dividendes \u00e9lev\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ce cas, tu te focalises sur la distribution \u00e9lev\u00e9e des dividendes de l&#8217;ensemble d&#8217;actions de ton ETF.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ton portefeuille grossit plus lentement. En revanche, tu peux vivre progressivement de tes investissements grace aux dividendes \u00e9lev\u00e9s que tu re\u00e7ois.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-pale-pink-color has-text-color has-link-color wp-elements-605f7a5e05e50838f2440d321d14f1ce\"><span class=\"ez-toc-section\" id=\"ETF_a_croissance\"><\/span>ETF \u00e0 croissance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ce cas, de mani\u00e8re g\u00e9n\u00e9rale, la valeur de l&#8217;action augmente davantage sur le long terme qu&#8217;un ETF \u00e0 dividendes \u00e9lev\u00e9s. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, la valeur de l&#8217;ETF est plus fluctuante et tu re\u00e7ois moins de dividendes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec cette strat\u00e9gie, le but est d&#8217;acheter aujourd&#8217;hui ton ETF \u00e0 croissance et de revendre beaucoup plus cher dans plusieurs ann\u00e9es.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffedb\" class=\"has-inline-color\">Voici un tableau pour r\u00e9sumer ces deux strat\u00e9gies. Je vais plus d\u00e9tailler chaque placement dans cet article.<\/mark><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--1\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Crit\u00e8re<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 dividendes \u00e9lev\u00e9s \ud83d\udcb0<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 croissance \ud83d\udcc8<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Objectif principal<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00e9n\u00e9rer un revenu r\u00e9gulier gr\u00e2ce aux dividendes<\/td><td class=\"has-text-align-center\" data-align=\"center\">Maximiser la croissance du capital sur le long terme<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Croissance du portefeuille<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50 <br>Plus faible en moyenne<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50\u2b50 <br>Plus \u00e9lev\u00e9e en moyenne<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Dividendes distribu\u00e9s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50\u2b50 <br>\u00c9lev\u00e9s<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50 <br>Faibles<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Volatilit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50<br>G\u00e9n\u00e9ralement faible et stable<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50<br>G\u00e9n\u00e9ralement \u00e9lev\u00e9e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fiscalit\u00e9 (Suisse)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50 <br>Les dividendes sont imposables<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50<br>Les plus-values priv\u00e9es ne sont g\u00e9n\u00e9ralement pas impos\u00e9es*<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Id\u00e9al pour&#8230;<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Les investisseurs qui souhaitent compl\u00e9ter leurs revenus avec des dividendes semestrielles<\/td><td class=\"has-text-align-center\" data-align=\"center\">Les investisseurs qui veulent faire cro\u00eetre leur patrimoine sur une longue dur\u00e9e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a669d72644fd&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a669d72644fd\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" data-attachment-id=\"29638\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/minimaliste-et-frugaliste-6a5d4f873761e\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"minimaliste-et-frugaliste-6a5d4f873761e\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?fit=600%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=600%2C600&#038;ssl=1\" alt=\"Simple comparison ETF dividendes vs croissance - ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?\" class=\"wp-image-29638\" style=\"width:626px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=600%2C600&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=12%2C12&amp;ssl=1 12w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a5d4f873761e.png?w=1024&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-00fca17a74b5d2e35bfb52f982f6bd58\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_meilleure_strategie_boursiere\"><\/span>Quelle est la meilleure strat\u00e9gie boursi\u00e8re ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il n&#8217;y a pas de r\u00e9ponse universelle. Selon mon opinion, la strat\u00e9gie d\u00e9pend du temps du placement financier:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Courte dur\u00e9e (moins de 5 ans) = ETF \u00e0 dividendes \u00e9lev\u00e9s afin de recevoir des revenus passifs chaque semestre<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Longue dur\u00e9e (plus de 5 ans) = ETF \u00e0 croissance afin de cro\u00eetre son patrimoine financier sur une longue dur\u00e9e<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-72177931df770ec973be9dbcb126b8ea\"><span class=\"ez-toc-section\" id=\"Quest-ce_un_dividende_eleve_ou_un_dividende_faible\"><\/span>Qu&#8217;est-ce un dividende \u00e9lev\u00e9 ou un dividende faible?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Chaque investisseur aura son opinion. Selon moi :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Moins de 1.5% par ann\u00e9e = dividende faible<\/li>\n\n\n\n<li>Entre 1.5 \u00e0 2.5% par annle = dividende moyen<\/li>\n\n\n\n<li>Plus de 3% par ann\u00e9e = dividende \u00e9lev\u00e9<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-4689bb476370267efd5b013db3209a18\"><span class=\"ez-toc-section\" id=\"Les_dividendes_ne_sont_pas_de_largent_gratuit\"><\/span>Les dividendes ne sont pas de l&#8217;argent gratuit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Beaucoup d&#8217;investisseurs pensent que recevoir un dividende est comparable \u00e0 recevoir un salaire suppl\u00e9mentaire. J&#8217;ai moi-m\u00eame pens\u00e9 ainsi pendant des ann\u00e9es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9alit\u00e9, ce n&#8217;est pas exactement ce qu&#8217;il se passe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsqu&#8217;une entreprise verse un dividende, elle distribue une partie de sa tr\u00e9sorerie \u00e0 ses actionnaires. En contrepartie, la valeur de l&#8217;entreprise diminue du m\u00eame montant.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En v\u00e9rit\u00e9, si une action vaut 100 CHF et qu&#8217;elle verse un dividende de 5 CHF, son cours ouvrira g\u00e9n\u00e9ralement autour de 95 CHF le jour du d\u00e9tachement du dividende.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Autrement dit, tu ne cr\u00e9es pas de richesse suppl\u00e9mentaire. C&#8217;est simplement qu&#8217;une partie de la valeur de ton placement est transform\u00e9e en liquidit\u00e9s sous forme de dividende.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C&#8217;est assez comparable \u00e0 l&#8217;argent que tu retires dans un bancomat : si tu as 100 CHF dans ton compte et tu retires 20 CHF en cash. Tu te retrouves qu&#8217;avec &#8230; 80 CHF dans ton compte bancaire.<br>En conclusion, tu n&#8217;est pas devenu plus riche&#8230;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--2\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 dividendes \u00e9lev\u00e9s<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 croissance<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Une partie du rendement est vers\u00e9e imm\u00e9diatement sous forme de dividendes.<\/td><td class=\"has-text-align-center\" data-align=\"center\">La majorit\u00e9 du rendement reste investie dans l&#8217;entreprise afin de favoriser sa croissance.<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Tu re\u00e7ois un revenu aujourd&#8217;hui.<\/td><td class=\"has-text-align-center\" data-align=\"center\">Tu privil\u00e9gies un patrimoine plus important demain.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-77922c49c29fb0bb7b7565412abe69e9\"><span class=\"ez-toc-section\" id=\"Exemple_avec_plusieurs_ETF_de_croissance_et_ETF_de_dividendes_eleves\"><\/span>Exemple avec plusieurs ETF de croissance et ETF de dividendes \u00e9lev\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En me basant sur des rendements pass\u00e9s (2016-2025), voici un r\u00e9sum\u00e9 de la croissance et des dividendes distribu\u00e9s pour chaque cat\u00e9gorie d&#8217;ETF.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--3\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">ETF<\/th><th class=\"has-text-align-center\" data-align=\"center\">Objectif<\/th><th class=\"has-text-align-center\" data-align=\"center\">Croissance<\/th><th class=\"has-text-align-center\" data-align=\"center\">Dividende<\/th><th class=\"has-text-align-center\" data-align=\"center\">Rendement total envriron<br>(dividendes + croissance)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Nasdaq<a href=\"https:\/\/www.invesco.com\/us\/en\/financial-products\/etfs\/invesco-qqq-trust-series-1.html\">*<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">100 Grandes entreprises am\u00e9ricaines orient\u00e9es croissance<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50\u2b50<br>(env. 15% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50<br>(env 0.5% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">15.5%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">S&amp;P500<a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/voo\">*<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">500 plus grandes entreprises am\u00e9ricaines<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50<br>(env. 10% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50<br>(env. 1% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">11%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">VT<a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vt#overview\">*<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">March\u00e9 boursier mondial<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50<br>(env. 7% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50<br>(env. 1.5% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">8.5%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">VHYL<a href=\"https:\/\/www.ch.vanguard\/en\/private-investor\/product\/etf\/equity\/9506\/ftse-all-world-high-dividend-yield-ucits-etf-usd-distributing\">*<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Actions mondiales \u00e0 dividendes \u00e9lev\u00e9s<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50<br>(env. 4% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2b50\u2b50\u2b50\u2b50\u2b50<br>(env. 3.5% par ann\u00e9e)<\/td><td class=\"has-text-align-center\" data-align=\"center\">7.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Sur la p\u00e9riode \u00e9tudi\u00e9e (2016-2025), les ETF de croissance ont eu de meilleures performances que les ETF de dividendes. Cependant, ils ont distribu\u00e9 moins de dividendes et ont \u00e9t\u00e9 plus volatils. Notons que les performances pass\u00e9es ne garantissent pas les performances futures.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-b5dbc6ea78601c5ad35951eca99e1327\"><span class=\"ez-toc-section\" id=\"Exemple_de_10000_USD_par_ETF\"><\/span>Exemple de 10&#8217;000 USD par ETF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pendant cette p\u00e9riode, j&#8217;ai imagin\u00e9 investir 10&#8217;000 USD par ETF d\u00e9but 2016, sans versements. Combien aurait chaque ETF en fin 2025?<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--4\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">ETF<\/th><th class=\"has-text-align-center\" data-align=\"center\">Valeur en fin 2025 (Approximatif)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Nasdaq<\/td><td class=\"has-text-align-center\" data-align=\"center\">42&#8217;200 USD<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">S&amp;P500<\/td><td class=\"has-text-align-center\" data-align=\"center\">28&#8217;300 USD<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">VT<\/td><td class=\"has-text-align-center\" data-align=\"center\">22&#8217;600 USD<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">VHYL<\/td><td class=\"has-text-align-center\" data-align=\"center\">20&#8217;600 USD<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Nous voyons que la croissance des actions permet d&#8217;accumuler beaucoup d&#8217;argent. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par exemple, dans cette comparaison, l&#8217;ETF Nasdaq a gagn\u00e9 plus du double que l&#8217;ETF VHYL en 10 ans. Bien que l&#8217;ETF VHYL distribue des dividendes \u00e9lev\u00e9s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-662cfeaced84240441340870773c2d65\"><span class=\"ez-toc-section\" id=\"La_fiscalite_favoriser_les_dividendes_ou_la_croissance\"><\/span>La fiscalit\u00e9 : favoriser les dividendes ou la croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La fiscalit\u00e9 est un crit\u00e8re souvent oubli\u00e9 par les investisseurs. Pourtant, selon ton pays de r\u00e9sidence, elle peut avoir un impact tr\u00e8s important sur le rendement r\u00e9el de ton portefeuille.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-pale-pink-color has-text-color has-link-color wp-elements-ad3ee6b8f8b38fd2cb479749b4437abb\"><span class=\"ez-toc-section\" id=\"Les_ETF_a_dividendes\"><\/span>Les ETF \u00e0 dividendes<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF \u00e0 dividendes versent r\u00e9guli\u00e8rement une partie des b\u00e9n\u00e9fices des entreprises aux investisseurs (via les dividendes). <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffed6\" class=\"has-inline-color\">Dans de nombreux pays, ces dividendes sont tr\u00e8s impos\u00e9s au moment o\u00f9 tu les re\u00e7ois.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Suisse, par exemple, les dividendes per\u00e7us sont g\u00e9n\u00e9ralement consid\u00e9r\u00e9s comme un revenu imposable. Tu paies donc des imp\u00f4ts chaque ann\u00e9e, m\u00eame si tu r\u00e9investis automatiquement ces dividendes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Suisse, les dividendes sont initialement impos\u00e9s de 0 \u00e0 35% selon le pays de l&#8217;ETF, puis apr\u00e8s la d\u00e9claration imp\u00f4ts, ces dividendes tax\u00e9s \u00e0 <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fff9cc\" class=\"has-inline-color\">environ 14%<\/mark><\/strong> dans sa globalit\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-pale-pink-color has-text-color has-link-color wp-elements-b577d93d4d150926c36b35d07de04dae\"><span class=\"ez-toc-section\" id=\"Les_ETF_a_croissance\"><\/span>Les ETF \u00e0 croissance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF \u00e0 croissance distribuent peu, voire aucun dividende. Les entreprises pr\u00e9f\u00e8rent r\u00e9investir leurs b\u00e9n\u00e9fices afin de d\u00e9velopper leur activit\u00e9 et d&#8217;augmenter leur valeur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En Suisse, <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fff6cc\" class=\"has-inline-color\">les plus-values r\u00e9alis\u00e9es par un investisseur priv\u00e9 sont peu imposable et dans certains cas, m\u00eame exon\u00e9r\u00e9es d&#8217;imp\u00f4t<\/mark><\/strong> . Cela signifie que la croissance de ton portefeuille est peu ou pas impos\u00e9e tant que tu restes un investisseur priv\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffee0\" class=\"has-inline-color\">Ce traitement fiscal rend souvent les ETF \u00e0 croissance plus avantageux pour les investisseurs suisses (et aussi dans de nombreux investisseurs dans le monde)<\/mark><\/strong> afin de maximiser leur patrimoine sur le long terme.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--5\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Crit\u00e8re<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 dividendes \ud83d\udcb0<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF \u00e0 croissance \ud83d\udcc8<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Imposition des dividendes<br>(Dans de nombreux pays) <\/td><td class=\"has-text-align-center\" data-align=\"center\">Moyen \u00e0 \u00e9lev\u00e9<br>(car l&#8217;ETF distribue de dividendes)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Faible <br>(car l&#8217;ETF distribue de faibles dividendes)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Imposition des plus-values (Suisse)<\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00e9n\u00e9ralement exon\u00e9r\u00e9es<\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00e9n\u00e9ralement exon\u00e9r\u00e9es<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Fiscalit\u00e9 \u00e0 long terme<\/td><td class=\"has-text-align-center\" data-align=\"center\">Moins favorable<\/td><td class=\"has-text-align-center\" data-align=\"center\">Plus favorable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 retenir : <strong>En Suisse, les gains en capital des investisseurs priv\u00e9s sont en g\u00e9n\u00e9ral non imposables, sauf pour les traders professionnels. Cela peut varier d&#8217;un pays \u00e0 l&#8217;autre.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-b105e943185cb55d282f8aa370844af0\"><span class=\"ez-toc-section\" id=\"Mon_opinion_Quelle_est_la_strategie_ideale\"><\/span>Mon opinion : Quelle est la strat\u00e9gie id\u00e9ale ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Selon mon avis, la strat\u00e9gie id\u00e9ale d\u00e9pend principalement de:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>l&#8217;\u00e2ge <\/li>\n\n\n\n<li>des objectifs \u00e0 court ou long terme.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Voici comment j&#8217;investirais selon l&#8217;\u00e2ge :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--6\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u00e2ge<\/th><th class=\"has-text-align-center\" data-align=\"center\">strat\u00e9gie<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Moins de 24 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">100% ETF \u00e0 croissance<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">25  &#8211; 35 ans <\/td><td class=\"has-text-align-center\" data-align=\"center\">80% ETF \u00e0 croissance<br>20% ETF \u00e0 dividendes \u00e9lev\u00e9s<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">35 &#8211; 45 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">60% ETF \u00e0 croissance<br>40% ETF \u00e0 dividendes \u00e9lev\u00e9s<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">45 &#8211; 55 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">40% ETF \u00e0 croissance<br>60% ETF \u00e0 dividendes \u00e9lev\u00e9s<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Plus de 56 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">100% ETF \u00e0 dividendes \u00e9lev\u00e9s<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Voici un exemple de portefeuille pour les 35-45 ans:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--7\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Pourcentage du portefeuille<\/th><th class=\"has-text-align-center\" data-align=\"center\">But de l&#8217;ETF<\/th><th class=\"has-text-align-center\" data-align=\"center\">Exemple ETF<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">20% <\/td><td class=\"has-text-align-center\" data-align=\"center\">actions \u00e0 forte croissance<br>(croissance)<\/td><td class=\"has-text-align-center\" data-align=\"center\">ETF Nasdaq<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">40%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ensemble de l&#8217;\u00e9conomie am\u00e9ricaine<br>(croissance)<\/td><td class=\"has-text-align-center\" data-align=\"center\">ETF S&amp;P 500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">20%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ensemble de l&#8217;\u00e9conomie mondiale<br>(croissance)<\/td><td class=\"has-text-align-center\" data-align=\"center\">ETF VT<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">40%<\/td><td class=\"has-text-align-center\" data-align=\"center\">ETF dividendes \u00e9lev\u00e9s<br>(dividendes \u00e9lev\u00e9s)<\/td><td class=\"has-text-align-center\" data-align=\"center\">ETF VHYL<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Je r\u00e9sume ce sujet comme ceci :<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em>Beaucoup pensent que les dividendes rendent riche. En r\u00e9alit\u00e9, ce n&#8217;est pas le dividende qui cr\u00e9e la richesse, c&#8217;est la croissance de ton patrimoine<\/em> !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Un ETF \u00e0 dividendes \u00e9lev\u00e9s n&#8217;est int\u00e9ressant que pour les investisseurs qui souhaitent un revenu passif imm\u00e9diat.<\/em> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Cependant, ce sont certains ETF \u00e0 croissance qui permettent de devenir riche sur une longue dur\u00e9e<\/em>.<\/p>\n<\/blockquote>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a669d726a34c&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a669d726a34c\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" data-attachment-id=\"29678\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/minimaliste-et-frugaliste-6a64ad265e78e\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"minimaliste-et-frugaliste-6a64ad265e78e\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?fit=600%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=600%2C600&#038;ssl=1\" alt=\"Croissance rend riche, dividendes revenu imm\u00e9diat\" class=\"wp-image-29678\" style=\"width:530px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=600%2C600&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=12%2C12&amp;ssl=1 12w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64ad265e78e.png?w=1024&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"Conclusion_ETF_a_dividendes_eleves_ou_ETF_a_croissance\"><\/span>Conclusion : ETF \u00e0 dividendes \u00e9lev\u00e9s ou ETF \u00e0  croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, il n&#8217;existe pas de strat\u00e9gie universelle. Le meilleur choix d\u00e9pend de :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> ton \u00e2ge<\/li>\n\n\n\n<li>ton horizon d&#8217;investissement <\/li>\n\n\n\n<li>tes objectifs financiers<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Si ton objectif est de <strong>faire grandir ton patrimoine sur le long terme<\/strong>, les ETF \u00e0 croissance ont historiquement offert les meilleures performances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Ils distribuent peu de dividendes (ce qui permet de payer peu d&#8217;imp\u00f4ts).<\/li>\n\n\n\n<li>r\u00e9investissent davantage leurs b\u00e9n\u00e9fices (ce qui favorise la croissance du capital).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 l&#8217;inverse, si tu recherches simplement <strong>de recevoir un revenu passif r\u00e9gulier<\/strong>, les ETF \u00e0 dividendes \u00e9lev\u00e9s peuvent \u00eatre une excellente solution car :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ils permettent de percevoir des revenus relativement \u00e9lev\u00e9s 4 fois par ann\u00e9e (selon l&#8217;ETF)<\/li>\n\n\n\n<li>Une volatilit\u00e9 relativement stable<\/li>\n\n\n\n<li>Cependant, leur croissance est g\u00e9n\u00e9ralement plus mod\u00e9r\u00e9e.<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a669d726af2d&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a669d726af2d\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" data-attachment-id=\"29646\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/graphique-etf-a-dividendes-vs-etf-a-croissance\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?fit=1536%2C1024&amp;ssl=1\" data-orig-size=\"1536,1024\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"graphique ETF \u00e0 dividendes vs etf \u00e0 croissance\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?fit=600%2C400&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=600%2C400&#038;ssl=1\" alt=\"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?\" class=\"wp-image-29646\" style=\"aspect-ratio:1.4827399799212295;width:658px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=600%2C400&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=18%2C12&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=1200%2C800&amp;ssl=1 1200w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?resize=1320%2C880&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-ETF-a-dividendes-vs-etf-a-croissance.png?w=1536&amp;ssl=1 1536w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Selon mon opinion, la meilleure strat\u00e9gie consiste souvent \u00e0 adapter son portefeuille \u00e0 son \u00e2ge :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jeune investisseur : privil\u00e9gier les ETF \u00e0 croissance.<\/li>\n\n\n\n<li>Milieu de carri\u00e8re : combiner croissance et dividendes.<\/li>\n\n\n\n<li>Proche de la retraite : ETF \u00e0 dividendes \u00e9lev\u00e9s<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">L&#8217;essentiel est de choisir une strat\u00e9gie que tu seras capable de conserver pendant de nombreuses ann\u00e9es. Car en bourse, <strong>la patience est souvent plus importante que le choix entre deux ETF.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"FAQ_%E2%80%93_ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\"><\/span>FAQ &#8211; ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-2d5432165d057db51d82e7c8eb143259\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_difference_entre_un_ETF_a_dividendes_et_un_ETF_a_croissance\"><\/span>Quelle est la diff\u00e9rence entre un ETF \u00e0 dividendes et un ETF \u00e0 croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF \u00e0 dividendes verse r\u00e9guli\u00e8rement une partie des b\u00e9n\u00e9fices des entreprises sous forme de dividendes. En r\u00e9alit\u00e9, un ETF \u00e0 croissance privil\u00e9gie les entreprises qui r\u00e9investissent leurs b\u00e9n\u00e9fices afin d&#8217;augmenter leur valeur sur le long terme.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-62bbbfb109683cb170eb668fdbd54ce2\"><span class=\"ez-toc-section\" id=\"Quel_ETF_rapporte_le_plus_dividendes_ou_croissance\"><\/span>Quel ETF rapporte le plus : dividendes ou croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Historiquement, les ETF \u00e0 croissance ont obtenu de meilleurs rendements globaux que les ETF \u00e0 dividendes. En revanche, les ETF \u00e0 dividendes distribuent un revenu r\u00e9gulier aux investisseurs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-34f50c007ff75589bab4c6a13b3a90d6\"><span class=\"ez-toc-section\" id=\"Faut-il_choisir_un_ETF_a_dividendes_ou_un_ETF_a_croissance\"><\/span>Faut-il choisir un ETF \u00e0 dividendes ou un ETF \u00e0 croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tout d\u00e9pend de ton objectif. Si tu souhaites faire cro\u00eetre ton patrimoine, un ETF \u00e0 croissance est souvent plus adapt\u00e9. Si tu recherches un revenu passif, un ETF \u00e0 dividendes peut \u00eatre plus int\u00e9ressant.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-90d82933c06ebd735feb4154b1b55e3e\"><span class=\"ez-toc-section\" id=\"Les_ETF_a_dividendes_sont-ils_moins_risques\"><\/span>Les ETF \u00e0 dividendes sont-ils moins risqu\u00e9s ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF \u00e0 dividendes investissent souvent dans des entreprises matures et peuvent \u00eatre un peu moins volatils. Cependant, ils restent n\u00e9anmoins des investissements en actions et comportent un risque de perte.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-e7176e8594cb0d05d65f21b895a29ea0\"><span class=\"ez-toc-section\" id=\"Les_ETF_a_croissance_versent-ils_des_dividendes\"><\/span>Les ETF \u00e0 croissance versent-ils des dividendes ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, mais ils distribuent g\u00e9n\u00e9ralement des dividendes beaucoup plus faibles que les ETF sp\u00e9cialis\u00e9s dans les hauts dividendes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-c206e68c4e68348e8841be708f36270c\"><span class=\"ez-toc-section\" id=\"Les_dividendes_sont-ils_imposables_en_Suisse\"><\/span>Les dividendes sont-ils imposables en Suisse ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Les dividendes sont g\u00e9n\u00e9ralement consid\u00e9r\u00e9s comme un revenu imposable en Suisse. Les plus-values r\u00e9alis\u00e9es par un investisseur priv\u00e9 sont, en r\u00e8gle g\u00e9n\u00e9rale, exon\u00e9r\u00e9es d&#8217;imp\u00f4t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-867a6fb902f80e99d59ab29116aab13c\"><span class=\"ez-toc-section\" id=\"Quel_est_le_meilleur_ETF_pour_preparer_sa_retraite\"><\/span>Quel est le meilleur ETF pour pr\u00e9parer sa retraite ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les investisseurs proches de la retraite privil\u00e9gient souvent les ETF \u00e0 dividendes afin de g\u00e9n\u00e9rer un revenu r\u00e9gulier. Les investisseurs plus jeunes choisissent davantage les ETF \u00e0 croissance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-db5b8d412dff13d89b9b7ae45f2f6527\"><span class=\"ez-toc-section\" id=\"Peut-on_combiner_ETF_a_croissance_et_ETF_a_dividendes\"><\/span>Peut-on combiner ETF \u00e0 croissance et ETF \u00e0 dividendes ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Beaucoup d&#8217;investisseurs construisent un portefeuille compos\u00e9 des deux afin de profiter \u00e0 la fois de la croissance du capital et d&#8217;un revenu passif.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-67bead80f323def9ecf5b7cb05d43dc4\"><span class=\"ez-toc-section\" id=\"Quel_est_le_meilleur_ETF_a_dividendes\"><\/span>Quel est le meilleur ETF \u00e0 dividendes ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il n&#8217;existe pas de meilleur ETF universel car l&#8217;ETF id\u00e9al d\u00e9pend du profil de l&#8217;actionnaire. Des ETF comme Vanguard FTSE All-World High Dividend Yield (VHYL) sont souvent utilis\u00e9s par les investisseurs recherchant des revenus r\u00e9gulier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-81fbd9597dd25b2f632107f1cfc4f7aa\"><span class=\"ez-toc-section\" id=\"Quel_est_le_meilleur_ETF_a_croissance\"><\/span>Quel est le meilleur ETF \u00e0 croissance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF r\u00e9pliquant le Nasdaq-100 ou le S&amp;P 500 sont parmi les plus populaires pour investir dans des entreprises ayant un fort potentiel de croissance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-7baa9cb62b6449f120837ef344961024\"><span class=\"ez-toc-section\" id=\"ETF_Dividendes_ou_ETF_Croissance_lequel_rapporte_vraiment_le_plus\"><\/span>ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background has-medium-font-size\" style=\"background-color:#123102\"><strong>Abonne-toi pour les nouveaut\u00e9s<\/strong> \u270d<\/h5>\n\n\n<div class=\"wp-block-jetpack-subscriptions__supports-newline wp-block-jetpack-subscriptions\">\n\t\t<div>\n\t\t\t<div>\n\t\t\t\t<div>\n\t\t\t\t\t<p >\n\t\t\t\t\t\t<a href=\"https:\/\/minimalistefrugaliste.com\/en\/?post_type=post&#038;p=9902\" style=\"font-size: 16px;padding: 15px 23px 15px 23px;margin: 0; margin-left: 10px;border-radius: 0px;border-width: 1px; background-color: #113AF5; color: #FFFFFF; text-decoration: none; white-space: nowrap; margin-left: 0\">Abonne-toi<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background\" style=\"background-color:#2a0202\"><strong>Tu as un projet frugaliste ou minimaliste et tu souhaites une formation? Clique &#8221;<a href=\"https:\/\/minimalistefrugaliste.com\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>&#8221;.<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-social-links is-content-justification-center is-layout-flex wp-container-core-social-links-is-layout-77b97fe5 wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-youtube wp-block-social-link\"><a href=\"https:\/\/www.youtube.com\/@minimalistefrugaliste\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M21.8,8.001c0,0-0.195-1.378-0.795-1.985c-0.76-0.797-1.613-0.801-2.004-0.847c-2.799-0.202-6.997-0.202-6.997-0.202 h-0.009c0,0-4.198,0-6.997,0.202C4.608,5.216,3.756,5.22,2.995,6.016C2.395,6.623,2.2,8.001,2.2,8.001S2,9.62,2,11.238v1.517 c0,1.618,0.2,3.237,0.2,3.237s0.195,1.378,0.795,1.985c0.761,0.797,1.76,0.771,2.205,0.855c1.6,0.153,6.8,0.201,6.8,0.201 s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">YouTube<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/in\/minimalistefrugaliste\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>N&#8217;h\u00e9site pas \u00e0 lire mes Pages<\/strong><\/h5>\n\n\n<ul class=\"wp-block-page-list\"><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/a-propos-de-moi\/\">\u00c0 propos de moi<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/epargne-frugalisme\/\">\u00c9pargne \/ Frugalisme<\/a><\/li><li class=\"wp-block-pages-list__item menu-item-home\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/\">Bienvenue<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/blog\/\">Blog<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/boutique\/\">Boutique<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/contact-dons\/\">Contact<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/formation-e-book\/\">Formation \/ E-book<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investissement\/\">Investissement<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/page-minimaliste\/\">Minimaliste<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/mon-compte\/\">Mon compte<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/newsletter\/\">Newsletter<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\">Panier<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/commander\/\">Validation de la commande<\/a><\/li><\/ul>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>Derniers articles<\/strong><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-accumulatif-vs-distributif-avantages-inconvenients-et-fiscalite\/\">ETF accumulatif vs distributif : avantages inconv\u00e9nients et fiscalit\u00e9<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-choisir-etf-screener\/\">Comment choisir un ETF avec un screener ? (Guide simple)<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/\">ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/etf-vs-action-pourquoi-la-simplicite-gagne\/\">ETF vs. Actions : Pourquoi la Simplicit\u00e9 Gagne<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/les-5-erreurs-a-eviter-quand-on-debute-en-bourse\/\">Les 5 erreurs \u00e0 \u00e9viter quand on d\u00e9bute en bourse<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Comment vit ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Globalement, ce blog vit du partage d\u2019un mode de vie frugale et minimaliste.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une question de transparence envers les lecteurs. Tous les produits conseill\u00e9s sont dans le but de rendre la vie moins ch\u00e8re, plus simple et pour favoriser l&#8217;essentiel.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-3f93acef4b70ccc4ca10ffce460f03fd wp-block-paragraph\"><strong>Essentiellement, mes seuls revenus avec ce blog viennent:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des formations que je r\u00e9alise, <\/li>\n\n\n\n<li>Des codes promo pour les produits que j\u2019utilise <\/li>\n\n\n\n<li>Des dons que les lecteurs font en \u00e9change d\u2019informations neutres.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>\u00c0 propos de Moi<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-5daf2f135bed92bf2dd6844d889bcc42\"><strong>J&#8217;ai en effet d\u00e9cid\u00e9 de cr\u00e9er ce blog pour me d\u00e9velopper et aider les lecteurs qui recherchent une vie plus simple et plus \u00e9conome.<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement \u00e0 avant, j&#8217;\u00e9tais une personne qui consommais beaucoup <strong><span style=\"text-decoration: underline;\">jusqu&#8217;au jour o\u00f9 j&#8217;ai compris que ma consommation me rendais plus triste et plus pauvre<\/span><\/strong> \ud83d\ude11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9sormais, <strong><span style=\"text-decoration: underline;\">je privil\u00e9gie le minimum de mes besoins pour \u00eatre heureux et atteindre ma libert\u00e9 financi\u00e8re.<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sans me rendre compte, j<strong><span style=\"text-decoration: underline;\">&#8216;ai commenc\u00e9 \u00e0 privil\u00e9gier l&#8217;\u00e9pargne et les investissements pour d\u00e9pendre d&#8217;un patron le moins longtemps possible<\/span><\/strong> et pour acc\u00e9l\u00e9rer mes projets personnels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De ce fait, je m&#8217;enrichis d&#8217;une fa\u00e7on que j&#8217;aurai jamais imagin\u00e9 vu que j&#8217;ai un salaire moyen en Suisse.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Quel est l&#8217;objectif de ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Le but est de partager et apprendre avec d&#8217;autres personnes qui recherchent \u00e0 la libert\u00e9 et la simplicit\u00e9 \ud83d\ude09<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Es-tu plut\u00f4t minimaliste ou frugaliste ?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Je suis aussi bien minimaliste que frugaliste.<\/span><\/strong> Toutefois, il y a des situations o\u00f9 je me penche plus vers un art de vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, je pense que le plus important est se sentir confortable dans son art de vie \ud83d\ude0a<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dividend ETFs are attractive because of their regular income, while Growth ETFs focus on long-term capital appreciation. In this article, we&#039;ll explore the strengths, weaknesses, and performance of each strategy: Dividend ETF or Growth ETF \u2013 which one truly delivers higher returns? Let&#039;s examine the strengths, weaknesses, and performance of each strategy to help you make the right choice \ud83d\ude09 <\/p>","protected":false},"author":215552267,"featured_media":29669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":29641,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[725575],"tags":[728545660,728545270,728544664,728545659,728544173,728545636,728544878,728545662,728545661,728544209,728544455,728545658,728544940,728544346,728545630],"class_list":["post-9902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investissement","tag-croissance-du-capital","tag-dividendes-vs-croissance","tag-etf-croissance","tag-etf-dividendes","tag-etf-nasdaq","tag-etf-sp-500","tag-etf-vhyl","tag-etf-world","tag-fiscalite-des-etf","tag-investir-en-bourse","tag-investir-en-suisse","tag-investissement-etf","tag-rendement-etf","tag-revenu-passif","tag-strategie-dinvestissement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ? - Minimaliste et Frugaliste<\/title>\n<meta name=\"description\" content=\"Quelle strat\u00e9gie boursi\u00e8re choisir ? Voici un article qui r\u00e9sume en 10 minutes les points principaux \u00e0 analyser selon les objectifs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/minimalistefrugaliste.com\/en\/which-etf-dividends-or-growth-etf-truly-yields-the-most\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ? - Minimaliste et Frugaliste\" \/>\n<meta property=\"og:description\" content=\"Quelle strat\u00e9gie boursi\u00e8re choisir ? Voici un article qui r\u00e9sume en 10 minutes les points principaux \u00e0 analyser selon les objectifs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/minimalistefrugaliste.com\/en\/which-etf-dividends-or-growth-etf-truly-yields-the-most\/\" \/>\n<meta property=\"og:site_name\" content=\"Minimaliste et Frugaliste\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-25T12:48:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-25T12:53:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png\" \/>\n\t<meta property=\"og:image:width\" content=\"896\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Minimaliste et Frugaliste\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/MinimalFrugal\" \/>\n<meta name=\"twitter:site\" content=\"@MinimalFrugal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Minimaliste et Frugaliste\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/\"},\"author\":{\"name\":\"Minimaliste et Frugaliste\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#\\\/schema\\\/person\\\/53bc683d7aaaffc590f5316600c765aa\"},\"headline\":\"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?\",\"datePublished\":\"2026-07-25T12:48:33+00:00\",\"dateModified\":\"2026-07-25T12:53:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/\"},\"wordCount\":2581,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#\\\/schema\\\/person\\\/53bc683d7aaaffc590f5316600c765aa\"},\"image\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1\",\"keywords\":[\"Croissance du capital\",\"dividendes vs croissance\",\"etf croissance\",\"ETF dividendes\",\"ETF Nasdaq\",\"ETF S&amp;P 500\",\"etf vhyl\",\"ETF World\",\"Fiscalit\u00e9 des ETF\",\"investir en bourse\",\"investir en suisse\",\"Investissement ETF\",\"rendement etf\",\"revenu passif\",\"strat\u00e9gie d'investissement\"],\"articleSection\":[\"Investissement\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/\",\"url\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/\",\"name\":\"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ? - Minimaliste et Frugaliste\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1\",\"datePublished\":\"2026-07-25T12:48:33+00:00\",\"dateModified\":\"2026-07-25T12:53:35+00:00\",\"description\":\"Quelle strat\u00e9gie boursi\u00e8re choisir ? Voici un article qui r\u00e9sume en 10 minutes les points principaux \u00e0 analyser selon les objectifs.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1\",\"width\":896,\"height\":1200,\"caption\":\"Traduire tout le texte en fran\u00e7ais\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#website\",\"url\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/\",\"name\":\"Minimaliste et Frugaliste\",\"description\":\"L&#039;essentiel, la simplicit\u00e9 et la libert\u00e9 financi\u00e8re\",\"publisher\":{\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#\\\/schema\\\/person\\\/53bc683d7aaaffc590f5316600c765aa\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/minimalistefrugaliste.com\\\/#\\\/schema\\\/person\\\/53bc683d7aaaffc590f5316600c765aa\",\"name\":\"Minimaliste et Frugaliste\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/cropped-mf-1.png?fit=458%2C410&ssl=1\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/cropped-mf-1.png?fit=458%2C410&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/cropped-mf-1.png?fit=458%2C410&ssl=1\",\"width\":458,\"height\":410,\"caption\":\"Minimaliste et Frugaliste\"},\"logo\":{\"@id\":\"https:\\\/\\\/i0.wp.com\\\/minimalistefrugaliste.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/cropped-mf-1.png?fit=458%2C410&ssl=1\"},\"description\":\"Toujours \u00e0 la recherche du plus simple possible et du moins cher possible. Afin d'\u00eatre le plus libre, le plus riche et le plus heureux possible. J'ai cr\u00e9\u00e9 ce blog avec le but d'aider d'autres personnes qui partagent ma philosophie. Simplicit\u00e9, l'essentiel et la libert\u00e9 financi\u00e8re.\",\"sameAs\":[\"http:\\\/\\\/minimalistefrugaliste.com\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/MinimalFrugal\",\"https:\\\/\\\/www.youtube.com\\\/@minimalistefrugaliste\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dividend ETFs or Growth ETFs: Which one really yields the most? - Minimalist and Frugal","description":"Which stock market strategy to choose? Here is an article which summarizes in 10 minutes the main points to analyze according to the objectives.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/minimalistefrugaliste.com\/en\/which-etf-dividends-or-growth-etf-truly-yields-the-most\/","og_locale":"en_GB","og_type":"article","og_title":"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ? - Minimaliste et Frugaliste","og_description":"Quelle strat\u00e9gie boursi\u00e8re choisir ? Voici un article qui r\u00e9sume en 10 minutes les points principaux \u00e0 analyser selon les objectifs.","og_url":"https:\/\/minimalistefrugaliste.com\/en\/which-etf-dividends-or-growth-etf-truly-yields-the-most\/","og_site_name":"Minimaliste et Frugaliste","article_published_time":"2026-07-25T12:48:33+00:00","article_modified_time":"2026-07-25T12:53:35+00:00","og_image":[{"width":896,"height":1200,"url":"https:\/\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png","type":"image\/png"}],"author":"Minimaliste et Frugaliste","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/MinimalFrugal","twitter_site":"@MinimalFrugal","twitter_misc":{"Written by":"Minimaliste et Frugaliste","Estimated reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#article","isPartOf":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/"},"author":{"name":"Minimaliste et Frugaliste","@id":"https:\/\/minimalistefrugaliste.com\/#\/schema\/person\/53bc683d7aaaffc590f5316600c765aa"},"headline":"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?","datePublished":"2026-07-25T12:48:33+00:00","dateModified":"2026-07-25T12:53:35+00:00","mainEntityOfPage":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/"},"wordCount":2581,"commentCount":0,"publisher":{"@id":"https:\/\/minimalistefrugaliste.com\/#\/schema\/person\/53bc683d7aaaffc590f5316600c765aa"},"image":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1","keywords":["Croissance du capital","dividendes vs croissance","etf croissance","ETF dividendes","ETF Nasdaq","ETF S&amp;P 500","etf vhyl","ETF World","Fiscalit\u00e9 des ETF","investir en bourse","investir en suisse","Investissement ETF","rendement etf","revenu passif","strat\u00e9gie d'investissement"],"articleSection":["Investissement"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/","url":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/","name":"Dividend ETFs or Growth ETFs: Which one really yields the most? - Minimalist and Frugal","isPartOf":{"@id":"https:\/\/minimalistefrugaliste.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#primaryimage"},"image":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1","datePublished":"2026-07-25T12:48:33+00:00","dateModified":"2026-07-25T12:53:35+00:00","description":"Which stock market strategy to choose? Here is an article which summarizes in 10 minutes the main points to analyze according to the objectives.","breadcrumb":{"@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#primaryimage","url":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1","contentUrl":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1","width":896,"height":1200,"caption":"Traduire tout le texte en fran\u00e7ais"},{"@type":"BreadcrumbList","@id":"https:\/\/minimalistefrugaliste.com\/etf-dividendes-ou-etf-croissance-lequel-rapporte-vraiment-le-plusq\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/minimalistefrugaliste.com\/"},{"@type":"ListItem","position":2,"name":"ETF Dividendes ou ETF Croissance : lequel rapporte vraiment le plus ?"}]},{"@type":"WebSite","@id":"https:\/\/minimalistefrugaliste.com\/#website","url":"https:\/\/minimalistefrugaliste.com\/","name":"Minimalism and Frugalism","description":"Essentials, simplicity and financial freedom","publisher":{"@id":"https:\/\/minimalistefrugaliste.com\/#\/schema\/person\/53bc683d7aaaffc590f5316600c765aa"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/minimalistefrugaliste.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":["Person","Organization"],"@id":"https:\/\/minimalistefrugaliste.com\/#\/schema\/person\/53bc683d7aaaffc590f5316600c765aa","name":"Minimalism and Frugalism","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/cropped-mf-1.png?fit=458%2C410&ssl=1","url":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/cropped-mf-1.png?fit=458%2C410&ssl=1","contentUrl":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/cropped-mf-1.png?fit=458%2C410&ssl=1","width":458,"height":410,"caption":"Minimaliste et Frugaliste"},"logo":{"@id":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/cropped-mf-1.png?fit=458%2C410&ssl=1"},"description":"Always looking for the simplest possible and cheapest possible. In order to be as free, rich and happy as possible. I created this blog with the goal of helping other people who share my philosophy. Simplicity, the essentials and financial freedom.","sameAs":["http:\/\/minimalistefrugaliste.com","https:\/\/x.com\/https:\/\/twitter.com\/MinimalFrugal","https:\/\/www.youtube.com\/@minimalistefrugaliste"]}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/07\/minimaliste-et-frugaliste-6a64aa2154b72.png?fit=896%2C1200&ssl=1","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdCI1c-2zI","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/posts\/9902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/users\/215552267"}],"replies":[{"embeddable":true,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/comments?post=9902"}],"version-history":[{"count":99,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/posts\/9902\/revisions"}],"predecessor-version":[{"id":29691,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/posts\/9902\/revisions\/29691"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/media\/29669"}],"wp:attachment":[{"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/media?parent=9902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/categories?post=9902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/minimalistefrugaliste.com\/en\/wp-json\/wp\/v2\/tags?post=9902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}