{"id":22953,"date":"2026-08-05T10:43:46","date_gmt":"2026-08-05T08:43:46","guid":{"rendered":"https:\/\/minimalistefrugaliste.com\/?p=22953"},"modified":"2026-08-05T13:35:27","modified_gmt":"2026-08-05T11:35:27","slug":"hold-global-etf","status":"publish","type":"post","link":"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/","title":{"rendered":"Should you own a global ETF?"},"content":{"rendered":"\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\"><strong>Beaucoup d&#8217;investisseurs passifs sont adeptes de d\u00e9tenir uniquement un ETF global. Faut-il d\u00e9tenir un ETF global? Je vais r\u00e9sumer mon avis, mes recherches ainsi que mon exp\u00e9rience dans cet article \ud83d\ude09<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #eeee22;color:#eeee22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #eeee22;color:#eeee22\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Produits_recommandes\" >Produits recommand\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quest-ce_quun_ETF\" >Qu\u2019est-ce qu\u2019un ETF ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quest-ce_quun_ETF_global\" >Qu\u2019est-ce qu\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quels_sont_les_frais_dun_ETF_global\" >Quels sont les frais d\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Pourquoi_les_actions_americaines_representent-elles_une_si_grande_part_dun_ETF_global\" >Pourquoi les actions am\u00e9ricaines repr\u00e9sentent-elles une si grande part d\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_a_ete_le_rendement_historique_dun_ETF_global\" >Quel a \u00e9t\u00e9 le rendement historique d\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Le_rendement_historique_du_marche_americain\" >Le rendement historique du march\u00e9 am\u00e9ricain<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Comment_les_autres_marches_ont-ils_performe\" >Comment les autres march\u00e9s ont-ils perform\u00e9 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Est-il_preferable_de_choisir_un_ETF_S_P_500_ou_un_ETF_global\" >Est-il pr\u00e9f\u00e9rable de choisir un ETF S&amp;P 500 ou un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Comment_choisir_un_bon_ETF_global\" >Comment choisir un bon ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_pourcentage_dun_ETF_global_faut-il_detenir_dans_son_portefeuille\" >Quel pourcentage d\u2019un ETF global faut-il d\u00e9tenir dans son portefeuille ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Mon_avis\" >Mon avis<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Resume_ETF_global_ou_ETF_S_P_500\" >R\u00e9sum\u00e9 : ETF global ou ETF S&amp;P 500 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Conclusion_faut-il_detenir_un_ETF_global\" >Conclusion : faut-il d\u00e9tenir un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#FAQ_Tout_savoir_sur_les_ETF_globaux\" >FAQ : Tout savoir sur les ETF globaux<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Faut-il_detenir_un_ETF_global\" >Faut-il d\u00e9tenir un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quest-ce_quun_ETF_global-2\" >Qu\u2019est-ce qu\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Un_ETF_global_est-il_suffisamment_diversifie\" >Un ETF global est-il suffisamment diversifi\u00e9 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Pourquoi_les_Etats-Unis_representent-ils_une_si_grande_part_dun_ETF_global\" >Pourquoi les \u00c9tats-Unis repr\u00e9sentent-ils une si grande part d\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Combien_dactions_possede_un_ETF_global\" >Combien d\u2019actions poss\u00e8de un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_est_le_rendement_historique_dun_ETF_global\" >Quel est le rendement historique d\u2019un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Un_ETF_global_est-il_plus_rentable_quun_ETF_S_P_500\" >Un ETF global est-il plus rentable qu\u2019un ETF S&amp;P 500 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Est-il_preferable_dinvestir_dans_un_ETF_global_ou_dans_le_S_P_500\" >Est-il pr\u00e9f\u00e9rable d\u2019investir dans un ETF global ou dans le S&amp;P 500 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Peut-on_detenir_un_ETF_global_et_un_ETF_S_P_500_en_meme_temps\" >Peut-on d\u00e9tenir un ETF global et un ETF S&amp;P 500 en m\u00eame temps ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_pourcentage_dun_portefeuille_peut_etre_investi_dans_un_ETF_global\" >Quel pourcentage d\u2019un portefeuille peut \u00eatre investi dans un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_TER_choisir_pour_un_ETF_global\" >Quel TER choisir pour un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Quel_ETF_global_choisir\" >Quel ETF global choisir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#LETF_VT_de_Vanguard_est-il_un_bon_ETF_global\" >L\u2019ETF VT de Vanguard est-il un bon ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Un_ETF_global_contient-il_des_actions_suisses\" >Un ETF global contient-il des actions suisses ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Un_ETF_global_est-il_moins_risque_quun_ETF_S_P_500\" >Un ETF global est-il moins risqu\u00e9 qu\u2019un ETF S&amp;P 500 ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Peut-on_investir_uniquement_dans_un_ETF_global\" >Peut-on investir uniquement dans un ETF global ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Un_ETF_global_est-il_adapte_a_un_investissement_a_long_terme\" >Un ETF global est-il adapt\u00e9 \u00e0 un investissement \u00e0 long terme ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/#Faut-il_detenir_un_ETF_global-2\" >Faut-il d\u00e9tenir un ETF global?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div data-block-name=\"woocommerce\/product-collection\" data-collection=\"woocommerce\/product-collection\/hand-picked\" data-dimensions=\"{&quot;widthType&quot;:&quot;fill&quot;}\" data-display-layout=\"{&quot;type&quot;:&quot;flex&quot;,&quot;columns&quot;:5,&quot;shrinkColumns&quot;:true}\" data-hide-controls=\"[&quot;inherit&quot;,&quot;hand-picked&quot;,&quot;filterable&quot;,&quot;order&quot;]\" data-query-context-includes=\"[&quot;collection&quot;]\" data-query-id=\"0\" data-query=\"{&quot;perPage&quot;:9,&quot;pages&quot;:0,&quot;offset&quot;:0,&quot;postType&quot;:&quot;product&quot;,&quot;order&quot;:&quot;asc&quot;,&quot;orderBy&quot;:&quot;post__in&quot;,&quot;search&quot;:&quot;&quot;,&quot;exclude&quot;:[],&quot;inherit&quot;:false,&quot;taxQuery&quot;:[],&quot;isProductCollectionBlock&quot;:true,&quot;featured&quot;:false,&quot;woocommerceOnSale&quot;:false,&quot;woocommerceStockStatus&quot;:[&quot;instock&quot;,&quot;outofstock&quot;,&quot;onbackorder&quot;],&quot;woocommerceAttributes&quot;:[],&quot;woocommerceHandPickedProducts&quot;:[&quot;26085&quot;,&quot;26112&quot;,&quot;26137&quot;],&quot;filterable&quot;:false,&quot;relatedBy&quot;:{&quot;categories&quot;:true,&quot;tags&quot;:true}}\" data-tag-name=\"div\" class=\"wp-block-woocommerce-product-collection is-layout-flow wp-block-woocommerce-product-collection-is-layout-flow\">\n<h2 class=\"wp-block-heading\" style=\"margin-bottom:1rem\"><span class=\"ez-toc-section\" id=\"Produits_recommandes\"><\/span>Produits recommand\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<ul data-block-name=\"woocommerce\/product-template\" class=\"wc-block-product-template__responsive columns-5 wc-block-product-template wp-block-woocommerce-product-template is-layout-flow wp-block-woocommerce-product-template-is-layout-flow\" data-wp-on--scroll=\"actions.watchScroll\" data-wp-init=\"callbacks.initResizeObserver\"><li class=\"wc-block-product post-26085 product type-product status-publish has-post-thumbnail product_tag-guide-depargne product_tag-guide-optimisation-financiere-en-suisse product_tag-livre-econome product_tag-livre-economiser product_tag-livre-finances-personnelles product_tag-livre-frugaliste first instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26085,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26085\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"423\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - 50 astuces pour \u00e9conomiser en Suisse\" data-testid=\"product-image\" data-image-id=\"26088\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?w=1409&amp;ssl=1 1409w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=211%2C300&amp;ssl=1 211w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=423%2C600&amp;ssl=1 423w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=768%2C1090&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1082%2C1536&amp;ssl=1 1082w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1320%2C1874&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=600%2C852&amp;ssl=1 600w\" sizes=\"auto, (max-width: 423px) 100vw, 423px\" data-attachment-id=\"26088\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26088\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=1409%2C2000&amp;ssl=1\" data-orig-size=\"1409,2000\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" target=\"_self\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26085\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - 50 astuces pour \u00e9conomiser en Suisse&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26112 product type-product status-publish has-post-thumbnail product_tag-guide-complet-investissement product_tag-livre-finances-personnelles product_tag-livre-investissement product_tag-livre-investissement-boursier product_tag-livre-liberte-financiere product_tag-livre-sp-500  instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26112,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26112\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"384\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi\" data-testid=\"product-image\" data-image-id=\"26114\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=192%2C300&amp;ssl=1 192w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=384%2C600&amp;ssl=1 384w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=8%2C12&amp;ssl=1 8w\" sizes=\"auto, (max-width: 384px) 100vw, 384px\" data-attachment-id=\"26114\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26114\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=512%2C800&amp;ssl=1\" data-orig-size=\"512,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" target=\"_self\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26112\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26137 product type-product status-publish has-post-thumbnail product_tag-anti-surconsommation product_tag-autodiscipline product_tag-autonomie product_tag-ecologie product_tag-economie product_tag-epargne product_tag-bien-etre product_tag-bonheur product_tag-bonheur-durable product_tag-consommation-consciente product_tag-desencombrement product_tag-developpement-personnel product_tag-essentialisme product_tag-frugalite product_tag-liberte-financiere product_tag-minimalisme product_tag-mode-de-vie-alternatif product_tag-moins-mais-mieux product_tag-simplicite-volontaire product_tag-slow-living product_tag-sobriete-heureuse product_tag-vie-simple  instock downloadable shipping-taxable purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26137,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26137\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"376\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Guide E-book - Lib\u00e8re-toi de la surconsommation\" data-testid=\"product-image\" data-image-id=\"26138\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?w=1410&amp;ssl=1 1410w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=188%2C300&amp;ssl=1 188w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=376%2C600&amp;ssl=1 376w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=768%2C1226&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=963%2C1536&amp;ssl=1 963w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1283%2C2048&amp;ssl=1 1283w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1320%2C2106&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=600%2C957&amp;ssl=1 600w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" data-attachment-id=\"26138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26138\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=1410%2C2250&amp;ssl=1\" data-orig-size=\"1410,2250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"pochette lib\u00e8re-toi de la surconsommation\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" target=\"_self\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"has-font-size has-small-font-size has-text-align-center wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;10.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26137\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Guide E-book - Lib\u00e8re-toi de la surconsommation&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><\/ul>\n\n<\/div>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-background has-link-color wp-elements-2\" style=\"border-width:10px;border-radius:22px;background-color:#010054\"><strong>\u26a0\ufe0f Cet article n&#8217;est pas un conseil d&#8217;investissement. Les propos de cet article doivent \u00eatre pris \u00e0 des fins de divertissement. Investir comporte des risques de perte d&#8217;argent !  Les performances pass\u00e9es ne garantissent pas les performances futures<\/strong> !<\/h6>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-3\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Faut-il d\u00e9tenir un ETF global ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beaucoup d\u2019investisseurs passifs choisissent de placer l\u2019essentiel de leur portefeuille dans un seul ETF mondial. Cette strat\u00e9gie est simple, diversifi\u00e9e et facile \u00e0 suivre. Mais est-elle r\u00e9ellement adapt\u00e9e \u00e0 tous les investisseurs ?<\/p>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Dans cet article, je partage mon avis, mes recherches et mon exp\u00e9rience sur les ETF globaux. Nous verrons comment ils fonctionnent, pourquoi les actions am\u00e9ricaines y occupent une place importante et comment ils se comparent \u00e0 un ETF suivant le S&amp;P 500. \ud83d\ude09<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-4\"><span class=\"ez-toc-section\" id=\"Quest-ce_quun_ETF\"><\/span>Qu\u2019est-ce qu\u2019un ETF ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF (<em>Exchange Traded Fund<\/em>) est un fonds cot\u00e9 en bourse qui permet d\u2019investir dans un ensemble d\u2019actions, d\u2019obligations ou d\u2019autres actifs financiers.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921d50e4&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921d50e4\" class=\"wp-block-image aligncenter size-full is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1193\" height=\"795\" data-attachment-id=\"23096\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-30917896-4\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?fit=1193%2C795&amp;ssl=1\" data-orig-size=\"1193,795\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Photo by Markus Winkler on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/scrabble-tiles-spelling-etf-on-wooden-table-30917896\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;scrabble tiles spelling etf on wooden table&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pexels-photo-30917896\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by Markus Winkler on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/scrabble-tiles-spelling-etf-on-wooden-table-30917896\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?fit=600%2C400&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?resize=1193%2C795&#038;ssl=1\" alt=\"scrabble tiles spelling etf on wooden table - Faut-il d\u00e9tenir un ETF global?\" class=\"wp-image-23096\" style=\"aspect-ratio:1.4239260653773747;width:170px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?w=1193&amp;ssl=1 1193w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?resize=600%2C400&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/pexels-photo-30917896-edited-2.jpeg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">La plupart des ETF cherchent \u00e0 reproduire la performance d\u2019un indice. Par exemple, un ETF suivant le S&amp;P 500 investit dans les principales grandes entreprises am\u00e9ricaines. L\u2019investisseur ne cherche donc pas \u00e0 s\u00e9lectionner les meilleures actions ni \u00e0 battre le march\u00e9 : il suit simplement son \u00e9volution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette approche est aussi appel\u00e9e <strong>investissement passif<\/strong>. L\u2019objectif est de d\u00e9tenir un portefeuille diversifi\u00e9 sur le long terme et de profiter, si les march\u00e9s progressent, de la hausse potentielle de sa valeur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La pond\u00e9ration des entreprises d\u00e9pend g\u00e9n\u00e9ralement de leur capitalisation boursi\u00e8re. Les plus grandes soci\u00e9t\u00e9s occupent donc une place plus importante dans l\u2019ETF.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-5\"><span class=\"ez-toc-section\" id=\"Quest-ce_quun_ETF_global\"><\/span>Qu\u2019est-ce qu\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global, aussi appel\u00e9 ETF mondial, investit dans des entreprises de nombreux pays et r\u00e9gions du monde.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon l\u2019indice suivi, il peut inclure des actions am\u00e9ricaines, europ\u00e9ennes, japonaises, canadiennes, australiennes, chinoises ou encore issues de march\u00e9s \u00e9mergents. Son objectif est de repr\u00e9senter une grande partie du march\u00e9 boursier mondial.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En d\u00e9tenant un seul ETF global, il est donc possible d\u2019investir indirectement dans des milliers d\u2019entreprises actives dans diff\u00e9rents secteurs et pays.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On peut ainsi retrouver, selon l\u2019indice et la composition du fonds, des soci\u00e9t\u00e9s comme Apple aux \u00c9tats-Unis, Nestl\u00e9 en Suisse, Air Liquide en France ou encore de grandes entreprises asiatiques.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, tous les ETF mondiaux ne se ressemblent pas. Certains couvrent uniquement les march\u00e9s d\u00e9velopp\u00e9s, tandis que d\u2019autres incluent \u00e9galement les march\u00e9s \u00e9mergents. Il est donc important de v\u00e9rifier pr\u00e9cis\u00e9ment l\u2019indice suivi avant d\u2019investir.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921d6166&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921d6166\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"498\" height=\"493\" data-attachment-id=\"23108\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/goodmorninggif\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/GoodMorningGIF.gif?fit=498%2C493&amp;ssl=1\" data-orig-size=\"498,493\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"GoodMorningGIF\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/GoodMorningGIF.gif?fit=498%2C493&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/GoodMorningGIF.gif?resize=498%2C493&#038;ssl=1\" alt=\"Faut-il d\u00e9tenir un ETF global?\" class=\"has-border-color has-pale-cyan-blue-border-color wp-image-23108\" style=\"width:96px;height:auto\"\/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-6\"><span class=\"ez-toc-section\" id=\"Quels_sont_les_frais_dun_ETF_global\"><\/span>Quels sont les frais d\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les frais annuels d\u2019un ETF sont g\u00e9n\u00e9ralement indiqu\u00e9s par son <strong>TER<\/strong> (<em>Total Expense Ratio<\/em>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par exemple, avec un TER de 0,10 %, un investissement de 1&#8217;000 CHF repr\u00e9sente environ 1 CHF de frais par ann\u00e9e. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces frais sont directement int\u00e9gr\u00e9s dans la performance du fonds. C&#8217;est-\u00e0-dire, l\u2019investisseur ne re\u00e7oit g\u00e9n\u00e9ralement pas une facture s\u00e9par\u00e9e, mais  voit son rendement diminuer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les frais des ETF globaux varient selon le fonds, l\u2019indice suivi et la m\u00e9thode de r\u00e9plication. De nombreux ETF mondiaux proposent aujourd\u2019hui des TER relativement bas, souvent compris entre environ 0,06% et 0,25%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon moi, un TER faible est un crit\u00e8re important, mais il ne devrait pas \u00eatre le seul. Je vise des ETF globaux avec une TER de moins de 0,15%.  Cependant, la qualit\u00e9 du fonds, sa taille, sa liquidit\u00e9, son domicile et l\u2019indice suivi m\u00e9ritent \u00e9galement d\u2019\u00eatre analys\u00e9s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-7\"><span class=\"ez-toc-section\" id=\"Pourquoi_les_actions_americaines_representent-elles_une_si_grande_part_dun_ETF_global\"><\/span>Pourquoi les actions am\u00e9ricaines repr\u00e9sentent-elles une si grande part d\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Presque tous les ETF globaux ont unr forte pond\u00e9ration en actions am\u00e9ricaines.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans la majorit\u00e9 des ETF globaux, les actions am\u00e9ricaines repr\u00e9sentent environ 60 \u00e0 70% de l&#8217;ensemble des actions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La forte pr\u00e9sence des \u00c9tats-Unis dans un ETF mondial n\u2019est pas un choix arbitraire du gestionnaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La plupart des indices mondiaux sont pond\u00e9r\u00e9s selon la capitalisation boursi\u00e8re des entreprises. Comme le march\u00e9 am\u00e9ricain est actuellement le plus important au monde, les soci\u00e9t\u00e9s am\u00e9ricaines repr\u00e9sentent naturellement une part tr\u00e8s \u00e9lev\u00e9e de l\u2019indice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette pond\u00e9ration peut sembler tr\u00e8s \u00e9lev\u00e9e, mais elle refl\u00e8te en r\u00e9alit\u00e9, la taille actuelle du march\u00e9 boursier am\u00e9ricain dans le monde. De nombreuses entreprises parmi les plus valoris\u00e9es au monde sont cot\u00e9es aux \u00c9tats-Unis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le reste du portefeuille, g\u00e9n\u00e9ralement entre 40 \u00e0 30%, est r\u00e9parti entre de nombreux pays, notamment le Japon, le Royaume-Uni, le Canada, la France, la Suisse, l\u2019Allemagne, la Chine et d\u2019autres march\u00e9s.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Voici un exemple de r\u00e9partition des pays de l&#8217;ETF Global VT<a href=\"https:\/\/investor.vanguard.com\/investment-products\/etfs\/profile\/vt\" target=\"_blank\" rel=\"noreferrer noopener\">*<\/a>.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921d7a86&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921d7a86\" class=\"wp-block-image aligncenter size-large has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"225\" data-attachment-id=\"22977\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/vt-portofolio\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?fit=1392%2C523&amp;ssl=1\" data-orig-size=\"1392,523\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"vt portofolio\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?fit=600%2C225&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=600%2C225&#038;ssl=1\" alt=\"vt portefolio - Faut-il d\u00e9tenir un ETF global?\" class=\"has-border-color has-pale-cyan-blue-border-color wp-image-22977\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=600%2C225&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=300%2C113&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=768%2C289&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=18%2C7&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=1200%2C451&amp;ssl=1 1200w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?resize=1320%2C496&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/vt-portofolio.png?w=1392&amp;ssl=1 1392w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Il est \u00e0 noter que les grandes soci\u00e9t\u00e9s am\u00e9ricaines r\u00e9alisent souvent une part importante de leurs ventes \u00e0 l\u2019international. Par exemple, une entreprise comme Apple ou Coca-Cola est am\u00e9ricaine, mais une bonne partie de leurs activit\u00e9s sont mondiales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-8\"><span class=\"ez-toc-section\" id=\"Quel_a_ete_le_rendement_historique_dun_ETF_global\"><\/span>Quel a \u00e9t\u00e9 le rendement historique d\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour illustrer le rendement historique d\u2019un ETF mondial, prenons l\u2019exemple de <strong>VT<\/strong>, un ETF de Vanguard qui investit dans des entreprises situ\u00e9es dans de nombreux pays, y compris sur les march\u00e9s d\u00e9velopp\u00e9s et \u00e9mergents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon les donn\u00e9es que j\u2019ai analys\u00e9es, entre <strong>mars 2015 et mars 2025<\/strong>, l\u2019ETF VT a obtenu un rendement cumul\u00e9 d\u2019environ <strong>100%<\/strong>, dividendes r\u00e9investis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cela correspond \u00e0 un rendement annualis\u00e9 moyen d\u2019environ <strong>8,9% par ann\u00e9e<\/strong> sur cette p\u00e9riode.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette performance est int\u00e9ressante, surtout lorsque l\u2019on consid\u00e8re que VT offre une large diversification g\u00e9ographique. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bien que l\u2019ETF VT investit principalement aux \u00e9tats-Unis (environ 62%), l&#8217;ETF ne d\u00e9pend pas uniquement du march\u00e9 am\u00e9ricain : il investit aussi dans de nombreuses entreprises europ\u00e9ennes, japonaises, canadiennes, asiatiques et issues des march\u00e9s \u00e9mergents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, il faut replacer ce r\u00e9sultat dans son contexte. Cette progression a \u00e9t\u00e9 en grande partie influenc\u00e9 par le tr\u00e8s bon rendement du S&amp;P500. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9alit\u00e9, comme VT d\u00e9tient aussi des march\u00e9s moins performants que le S&amp;P500, son rendement a \u00e9t\u00e9 inf\u00e9rieur \u00e0 celui d\u2019un ETF suivant uniquement le S&amp;P 500.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-9\"><span class=\"ez-toc-section\" id=\"Le_rendement_historique_du_marche_americain\"><\/span>Le rendement historique du march\u00e9 am\u00e9ricain<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Au cours des derni\u00e8res ann\u00e9es, le march\u00e9 am\u00e9ricain a obtenu des performances tr\u00e8s solides.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le S&amp;P 500, qui regroupe de grandes entreprises am\u00e9ricaines, a notamment b\u00e9n\u00e9fici\u00e9 de la croissance des grandes soci\u00e9t\u00e9s technologiques et de l\u2019importance \u00e9conomique des \u00c9tats-Unis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans mon analyse historique, l\u2019ETF VOO, qui suit le S&amp;P 500, a obtenu un rendement d\u2019environ <strong>182% sur la m\u00eame p\u00e9riode compar\u00e9e avec l&#8217;ETF Global VT.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En v\u00e9rit\u00e9, l&#8217;ETF VT a obtenu environ 80% de moins de rendement que l&#8217;ETF VOO suivant le S&amp;P500 pour la m\u00eame p\u00e9riode. Et selon le montant de d\u00e9part de ton portefeuille, 80% de mois signifie plusieurs milliers de USD en moins en 10 ans&#8230;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette performance est remarquable, mais elle ne doit pas \u00eatre consid\u00e9r\u00e9e comme une garantie pour l\u2019avenir. Les march\u00e9s peuvent conna\u00eetre des p\u00e9riodes de baisse, de stagnation ou de sous-performance pendant plusieurs ann\u00e9es.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-10\"><span class=\"ez-toc-section\" id=\"Comment_les_autres_marches_ont-ils_performe\"><\/span>Comment les autres march\u00e9s ont-ils perform\u00e9 ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour comparer les march\u00e9s, j\u2019ai analys\u00e9 les principaux pays repr\u00e9sent\u00e9s dans l\u2019ETF mondial VT sur une p\u00e9riode allant approximativement de mars 2015 \u00e0 mars 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les \u00c9tats-Unis repr\u00e9sentaient la plus grande part du portefeuille, suivis notamment par le Japon, le Royaume-Uni, la Chine et le Canada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le Japon a \u00e9galement obtenu une performance int\u00e9ressante, mais inf\u00e9rieure \u00e0 celle des \u00c9tats-Unis, tandis que d\u2019autres indices ont progress\u00e9 plus lentement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entre <strong>mars 2015 et mars 2025<\/strong>, voici la progression approximative des cinq principaux march\u00e9s repr\u00e9sent\u00e9s dans l\u2019ETF global VT :<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u00c9tats-Unis : environ +190 %<\/strong><\/li>\n\n\n\n<li><strong>Japon : environ +120 %<\/strong><\/li>\n\n\n\n<li><strong>Canada : environ +50 %<\/strong><\/li>\n\n\n\n<li><strong>Royaume-Uni : environ +35 %<\/strong><\/li>\n\n\n\n<li><strong>Chine : environ +15 %<\/strong><\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Cette diff\u00e9rence explique en partie pourquoi le S&amp;P 500 a surperform\u00e9 les  ETF mondiaux au cours de la derni\u00e8re d\u00e9cennie. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9alit\u00e9, la performance du S&amp;P 500 a \u00e9t\u00e9 tout simplement, meilleure que les autres march\u00e9s boursiers&#8230;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est important de se rappeler que les r\u00e9sultats pr\u00e9c\u00e9dents ne garantissent pas ceux de demain.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-11\"><span class=\"ez-toc-section\" id=\"Est-il_preferable_de_choisir_un_ETF_S_P_500_ou_un_ETF_global\"><\/span>Est-il pr\u00e9f\u00e9rable de choisir un ETF S&amp;P 500 ou un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921d9954&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921d9954\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" data-attachment-id=\"23138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/image-divise-en-2-etats-unis-vs-globe-monde-4\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?fit=1024%2C768&amp;ssl=1\" data-orig-size=\"1024,768\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image-divise-en-2-etats-unis-vs-globe-monde\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?fit=600%2C450&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=1024%2C768&#038;ssl=1\" alt=\"\" class=\"has-border-color has-pale-cyan-blue-border-color wp-image-23138\" style=\"width:146px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=600%2C450&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=768%2C576&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=16%2C12&amp;ssl=1 16w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=800%2C600&amp;ssl=1 800w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=400%2C300&amp;ssl=1 400w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/image-divise-en-2-etats-unis-vs-globe-monde-3.png?resize=200%2C150&amp;ssl=1 200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Il n\u2019existe pas de r\u00e9ponse universelle. Le choix d\u00e9pend notamment de la strat\u00e9gie, de la tol\u00e9rance au risque et des convictions de chaque investisseur.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un <strong>ETF global<\/strong> offre une diversification g\u00e9ographique plus large. Il permet d\u2019investir dans de nombreux pays et secteurs avec un seul produit. Cette solution peut convenir aux personnes qui souhaitent suivre l\u2019\u00e9volution du march\u00e9 mondial sans devoir choisir elles-m\u00eames les r\u00e9gions \u00e0 privil\u00e9gier.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un <strong>ETF S&amp;P 500<\/strong> est davantage concentr\u00e9 sur les \u00c9tats-Unis. Il a obtenu de tr\u00e8s bonnes performances historiques (meilleurs qu&#8217;un ETF Global), mais il d\u00e9pend plus fortement de l\u2019\u00e9conomie et du march\u00e9 am\u00e9ricain et est donc moins diversifi\u00e9.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Voici un tableau comparatif du rendement entre le S&amp;P 500 (en bleu) et l&#8217;ETF VT (en rouge), de abril 2015 \u00e0 abril 2025:<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921da34f&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921da34f\" class=\"wp-block-image aligncenter size-large is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"323\" data-attachment-id=\"22964\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/detenir-etf-global\/10-ans-voo-vs-vt\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?fit=1151%2C620&amp;ssl=1\" data-orig-size=\"1151,620\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"10 ans voo vs vt\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?fit=600%2C323&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?resize=600%2C323&#038;ssl=1\" alt=\"Faut-il d\u00e9tenir un ETF global?\" class=\"has-border-color has-pale-cyan-blue-border-color wp-image-22964\" style=\"aspect-ratio:1.7823102569131202;width:536px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?resize=600%2C323&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?resize=300%2C162&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?resize=768%2C414&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?resize=18%2C10&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2025\/04\/10-ans-voo-vs-vt.png?w=1151&amp;ssl=1 1151w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Il faut toutefois nuancer cette concentration : de nombreuses grandes entreprises am\u00e9ricaines g\u00e9n\u00e8rent une part importante de leurs revenus dans le monde entier. La diversification \u00e9conomique d\u2019un ETF S&amp;P 500 est donc plus large que sa seule r\u00e9partition g\u00e9ographique pourrait le laisser penser.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Notons qu&#8217;il est aussi possible de combiner un ETF global et un ETF S&amp;P 500. Cette strat\u00e9gie augmente toutefois encore la part des \u00c9tats-Unis dans le portefeuille, puisque les actions am\u00e9ricaines sont d\u00e9j\u00e0 largement pr\u00e9sentes dans la plupart des ETF mondiaux.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-12\"><span class=\"ez-toc-section\" id=\"Comment_choisir_un_bon_ETF_global\"><\/span>Comment choisir un bon ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour comparer plusieurs ETF, il peut \u00eatre utile d\u2019utiliser un comparateur sp\u00e9cialis\u00e9 et d\u2019analyser diff\u00e9rents crit\u00e8res.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici les principaux crit\u00e8res que je consid\u00e8re importants pour choisir un ETF global :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--1\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Crit\u00e8re<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u00c9l\u00e9ments \u00e0 analyser<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>TER (frais de gestion)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Inf\u00e9rieur \u00e0 0,15%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Diversification<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Au minimum 60% investi aux USA<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Nombre d&#8217;actions<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Plus de 2&#8217;000 actions<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Historique du rendement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Plus que 8% annualis\u00e9 en 10 ans<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Gestionnaire du fonds<\/td><td class=\"has-text-align-center\" data-align=\"center\">Vanguard, iShares ou Invesco<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">J&#8217;aime beaucoup l&#8217;ETF VT de Vanguard comme ETF Global par exemple. Il a tr\u00e8s peu de frais, il est tr\u00e8s bien diversifi\u00e9 et Vanguard jouit d&#8217;une tr\u00e8s bonne r\u00e9putation actuellement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-13\"><span class=\"ez-toc-section\" id=\"Quel_pourcentage_dun_ETF_global_faut-il_detenir_dans_son_portefeuille\"><\/span>Quel pourcentage d\u2019un ETF global faut-il d\u00e9tenir dans son portefeuille ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il n\u2019existe pas de pourcentage id\u00e9al pour tous les investisseurs. La part d\u2019un ETF global d\u00e9pend notamment des objectifs financiers, de l\u2019horizon d\u2019investissement, de la tol\u00e9rance au risque et des autres placements d\u00e9j\u00e0 d\u00e9tenus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certains investisseurs choisissent de placer <strong>100 % de l<\/strong>eur portefeuille boursier dans un seul ETF global. Cette strat\u00e9gie est simple et permet d\u2019obtenir une large diversification g\u00e9ographique avec un seul produit. D\u2019autres pr\u00e9f\u00e8rent lui attribuer une part importante, par exemple, <strong>30 \u00e0 80% de leur portefeuille boursier<\/strong>, puis compl\u00e9ter avec d\u2019autres ETF.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-pale-pink-color has-text-color has-link-color wp-elements-14\"><span class=\"ez-toc-section\" id=\"Mon_avis\"><\/span><strong>Mon avis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Selon mon opinion, un ETF global peut \u00eatre <strong>une part importante d\u2019un portefeuille boursier<\/strong> (entre 20 \u00e0 70% du portefeuille), mais doit \u00eatre aussi compl\u00e9t\u00e9 par:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un ETF US \u00e0 croissance (ex ETF QQQ ou ETF VOO)  <\/li>\n\n\n\n<li>un ETF de sa r\u00e9gion ou son pays de r\u00e9sidence (ex ETF IMEU)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Il est aussi important d&#8217;inclure un pourcentage en actifs plus d\u00e9fensifs, afin de prot\u00e8ger son patrimoine, comme par exemple:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>un ETF d&#8217;obligations mondiales <\/li>\n\n\n\n<li>des liquidit\u00e9s.<\/li>\n<\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a956921dc5e0&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a956921dc5e0\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"922\" height=\"1152\" data-attachment-id=\"30840\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/minimaliste-et-frugaliste-6a72fc8707369\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?fit=922%2C1152&amp;ssl=1\" data-orig-size=\"922,1152\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"Mon avis sur un ETF global\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?fit=480%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=922%2C1152&#038;ssl=1\" alt=\"\" class=\"wp-image-30840\" style=\"aspect-ratio:0.803737257201218;width:492px;height:auto\" title=\"Mon avis sur un ETF global\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?w=922&amp;ssl=1 922w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=240%2C300&amp;ssl=1 240w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=480%2C600&amp;ssl=1 480w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=768%2C960&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=10%2C12&amp;ssl=1 10w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/08\/minimaliste-et-frugaliste-6a72fc8707369.png?resize=600%2C750&amp;ssl=1 600w\" sizes=\"auto, (max-width: 922px) 100vw, 922px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-background-color has-primary-background-color has-text-color has-background has-link-color wp-elements-15\"><span class=\"ez-toc-section\" id=\"Resume_ETF_global_ou_ETF_S_P_500\"><\/span>R\u00e9sum\u00e9 : ETF global ou ETF S&amp;P 500 ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Avant de conclure, voici un r\u00e9sum\u00e9 des principales diff\u00e9rences entre un ETF global et un ETF suivant le S&amp;P 500.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--2\"><table class=\"has-fixed-layout\"><tbody><tr><th class=\"has-text-align-center\" data-align=\"center\">Crit\u00e8re<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF global<\/th><th class=\"has-text-align-center\" data-align=\"center\">ETF S&amp;P 500<\/th><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Zone g\u00e9ographique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Plusieurs pays et r\u00e9gions du monde<\/td><td class=\"has-text-align-center\" data-align=\"center\">Principalement les \u00c9tats-Unis<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Diversification g\u00e9ographique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Tr\u00e8s \u00e9lev\u00e9e<\/td><td class=\"has-text-align-center\" data-align=\"center\">Plus limit\u00e9e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Nombre d\u2019entreprises<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00e9n\u00e9ralement plusieurs milliers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Environ 500 grandes entreprises am\u00e9ricaines<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Exposition aux \u00c9tats-Unis<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Souvent sup\u00e9rieure \u00e0 60 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Pratiquement 100 %<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Exposition aux autres pays<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui, selon l\u2019indice suivi<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non, ou tr\u00e8s limit\u00e9e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Diversification sectorielle<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Large, avec de nombreux secteurs<\/td><td class=\"has-text-align-center\" data-align=\"center\">Large \u00e9galement, mais concentr\u00e9e sur le march\u00e9 am\u00e9ricain<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Rendement historique r\u00e9cent<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2015-2025 = environ 9%<\/td><td class=\"has-text-align-center\" data-align=\"center\">2015-2025 = environ 12%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Risque principal<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9pend de l\u2019\u00e9volution des march\u00e9s mondiaux<\/td><td class=\"has-text-align-center\" data-align=\"center\">Forte d\u00e9pendance au march\u00e9 am\u00e9ricain<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Profil recherch\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Investisseur souhaitant une exposition mondiale<\/td><td class=\"has-text-align-center\" data-align=\"center\">Investisseur souhaitant privil\u00e9gier les \u00c9tats-Unis<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <strong>En r\u00e9sum\u00e9 :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un <strong>ETF global<\/strong> peut convenir aux investisseurs qui recherchent une diversification g\u00e9ographique importante et souhaitent investir dans plusieurs r\u00e9gions du monde avec un seul produit.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un <strong>ETF S&amp;P 500<\/strong> peut convenir aux investisseurs qui souhaitent concentrer leur portefeuille sur les grandes entreprises am\u00e9ricaines et qui acceptent une d\u00e9pendance plus importante au march\u00e9 am\u00e9ricain.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Il est \u00e9galement possible de d\u00e9tenir les deux<\/strong>. Toutefois, il faut savoir qu\u2019un ETF global poss\u00e8de d\u00e9j\u00e0 une forte exposition aux \u00c9tats-Unis. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"Conclusion_faut-il_detenir_un_ETF_global\"><\/span>Conclusion : faut-il d\u00e9tenir un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global peut \u00eatre une solution int\u00e9ressante pour construire un portefeuille simple et largement diversifi\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un seul ETF, il est possible d\u2019investir dans des milliers d\u2019entreprises r\u00e9parties dans diff\u00e9rents pays et secteurs. Cette diversification r\u00e9duit la d\u00e9pendance envers une seule \u00e9conomie, m\u00eame si les \u00c9tats-Unis conservent g\u00e9n\u00e9ralement une place dominante.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffee6\" class=\"has-inline-color\">Un ETF global ne vise pas sp\u00e9cifiquement \u00e0 maximiser la croissance. Son objectif principal est d\u2019offrir une diversification tr\u00e8s large, pour allier stabilit\u00e9, r\u00e9partition mondiale des actifs et participation \u00e0 la croissance des march\u00e9s.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon mon opinion, un ETF global adapt\u00e9 (comme le VT de Vanguard par exemple) est un bon choix d&#8217;ETF \u00e0 ajouter \u00e0 son portefeuille. Cependant, ce n&#8217;est pas le meilleur choix pour une strat\u00e9gie tr\u00e8s offensive, car certains ETF de croissance am\u00e9ricains, (comme l&#8217;ETF QQQ du Nasdaq 100 par exemple), conviennent mieux pour une strat\u00e9gie de croissance \u00e0 long terme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De plus, il est important de diversifier son patrimoine avec d&#8217;autres actifs plus d\u00e9fensifs (ex, ETF obligations mondiales, liquidit\u00e9s, immobilier) afin d&#8217;obtenir plus de stabilit\u00e9 financi\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"FAQ_Tout_savoir_sur_les_ETF_globaux\"><\/span>FAQ : Tout savoir sur les ETF globaux<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-16\"><span class=\"ez-toc-section\" id=\"Faut-il_detenir_un_ETF_global\"><\/span>Faut-il d\u00e9tenir un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global peut \u00eatre une solution int\u00e9ressante pour les investisseurs qui souhaitent obtenir une large diversification avec un seul produit. Il permet d\u2019investir dans des milliers d\u2019entreprises r\u00e9parties dans de nombreux pays et secteurs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, un ETF global n\u2019est pas forc\u00e9ment adapt\u00e9 \u00e0 tous les profils. Le choix d\u00e9pend notamment des objectifs financiers, de l\u2019horizon d\u2019investissement, de la tol\u00e9rance au risque et des autres actifs d\u00e9tenus dans le portefeuille.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-17\"><span class=\"ez-toc-section\" id=\"Quest-ce_quun_ETF_global-2\"><\/span>Qu\u2019est-ce qu\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global, aussi appel\u00e9 ETF mondial, est un fonds cot\u00e9 en bourse qui investit dans des entreprises situ\u00e9es dans plusieurs r\u00e9gions du monde.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon l\u2019indice suivi, il peut inclure des actions am\u00e9ricaines, europ\u00e9ennes, japonaises, canadiennes, suisses ainsi que des entreprises issues des march\u00e9s \u00e9mergents. Certains ETF mondiaux couvrent uniquement les march\u00e9s d\u00e9velopp\u00e9s, tandis que d\u2019autres offrent une exposition plus large.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-18\"><span class=\"ez-toc-section\" id=\"Un_ETF_global_est-il_suffisamment_diversifie\"><\/span>Un ETF global est-il suffisamment diversifi\u00e9 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global peut offrir une excellente diversification g\u00e9ographique et sectorielle. Certains ETF mondiaux d\u00e9tiennent plusieurs milliers d\u2019actions r\u00e9parties dans de nombreux pays.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toutefois, tous les ETF globaux ne couvrent pas les m\u00eames march\u00e9s. Il est important de v\u00e9rifier l\u2019indice suivi, le nombre d\u2019entreprises d\u00e9tenues et la pr\u00e9sence \u00e9ventuelle des march\u00e9s \u00e9mergents et des petites capitalisations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-19\"><span class=\"ez-toc-section\" id=\"Pourquoi_les_Etats-Unis_representent-ils_une_si_grande_part_dun_ETF_global\"><\/span>Pourquoi les \u00c9tats-Unis repr\u00e9sentent-ils une si grande part d\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF mondiaux sont g\u00e9n\u00e9ralement pond\u00e9r\u00e9s selon la capitalisation boursi\u00e8re des entreprises. Comme le march\u00e9 am\u00e9ricain est actuellement le plus important au monde, les actions am\u00e9ricaines repr\u00e9sentent souvent environ 60 \u00e0 70 % d\u2019un ETF global.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette forte pond\u00e9ration ne r\u00e9sulte donc pas n\u00e9cessairement d\u2019un choix du gestionnaire. Elle refl\u00e8te principalement la taille des entreprises cot\u00e9es aux \u00c9tats-Unis par rapport aux autres march\u00e9s mondiaux.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Combien_dactions_possede_un_ETF_global\"><\/span>Combien d\u2019actions poss\u00e8de un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le nombre d\u2019actions d\u00e9pend de l\u2019indice suivi. De nombreux ETF mondiaux r\u00e9put\u00e9s d\u00e9tiennent entre 2 000 et 4 000 entreprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les ETF les plus larges, qui incluent \u00e9galement les petites entreprises (<em>small caps<\/em>), peuvent toutefois d\u00e9tenir plus de 8 000 ou 10 000 actions. Le nombre d\u2019actions est un crit\u00e8re int\u00e9ressant, mais il ne suffit pas \u00e0 lui seul pour \u00e9valuer la qualit\u00e9 d\u2019un ETF.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-20\"><span class=\"ez-toc-section\" id=\"Quel_est_le_rendement_historique_dun_ETF_global\"><\/span>Quel est le rendement historique d\u2019un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le rendement d\u2019un ETF global varie selon l\u2019indice suivi et la p\u00e9riode analys\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans l\u2019exemple de l\u2019ETF mondial VT de Vanguard, le rendement annualis\u00e9 historique sur la p\u00e9riode \u00e9tudi\u00e9e dans cet article \u00e9tait d\u2019environ 9 % par ann\u00e9e entre mars 2015 et mars 2025, avec les dividendes r\u00e9investis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les performances pass\u00e9es ne garantissent toutefois pas les performances futures. Un ETF global peut conna\u00eetre des ann\u00e9es de hausse, mais \u00e9galement des p\u00e9riodes de baisse ou de stagnation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-21\"><span class=\"ez-toc-section\" id=\"Un_ETF_global_est-il_plus_rentable_quun_ETF_S_P_500\"><\/span>Un ETF global est-il plus rentable qu\u2019un ETF S&amp;P 500 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cela d\u00e9pend de la p\u00e9riode analys\u00e9e. Entre 2015 et 2025, le S&amp;P 500 a obtenu une meilleure performance historique que l\u2019ETF mondial VT.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF S&amp;P 500 est enti\u00e8rement concentr\u00e9 sur les grandes entreprises am\u00e9ricaines, tandis qu\u2019un ETF global investit \u00e9galement dans d\u2019autres r\u00e9gions du monde. Cette diversification peut r\u00e9duire la d\u00e9pendance envers les \u00c9tats-Unis, mais elle peut aussi limiter le rendement lorsque le march\u00e9 am\u00e9ricain surperforme les autres march\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les performances futures peuvent toutefois \u00eatre diff\u00e9rentes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-22\"><span class=\"ez-toc-section\" id=\"Est-il_preferable_dinvestir_dans_un_ETF_global_ou_dans_le_S_P_500\"><\/span>Est-il pr\u00e9f\u00e9rable d\u2019investir dans un ETF global ou dans le S&amp;P 500 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global peut convenir aux investisseurs qui souhaitent investir dans plusieurs pays avec un seul produit et b\u00e9n\u00e9ficier d\u2019une diversification g\u00e9ographique importante.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF S&amp;P 500 peut convenir aux investisseurs qui souhaitent privil\u00e9gier les grandes entreprises am\u00e9ricaines et qui acceptent une concentration plus \u00e9lev\u00e9e sur le march\u00e9 am\u00e9ricain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il n\u2019existe pas de choix universellement meilleur. La d\u00e9cision d\u00e9pend de la strat\u00e9gie, des objectifs et de la tol\u00e9rance au risque de chaque investisseur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-23\"><span class=\"ez-toc-section\" id=\"Peut-on_detenir_un_ETF_global_et_un_ETF_S_P_500_en_meme_temps\"><\/span>Peut-on d\u00e9tenir un ETF global et un ETF S&amp;P 500 en m\u00eame temps ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, il est possible de d\u00e9tenir un ETF global et un ETF S&amp;P 500 dans le m\u00eame portefeuille.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, il faut savoir qu\u2019un ETF mondial poss\u00e8de d\u00e9j\u00e0 une forte exposition aux actions am\u00e9ricaines. Ajouter un ETF S&amp;P 500 augmente donc encore la part des \u00c9tats-Unis dans le portefeuille. Cette strat\u00e9gie repr\u00e9sente davantage un choix de surpond\u00e9ration du march\u00e9 am\u00e9ricain qu\u2019une am\u00e9lioration importante de la diversification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-24\"><span class=\"ez-toc-section\" id=\"Quel_pourcentage_dun_portefeuille_peut_etre_investi_dans_un_ETF_global\"><\/span>Quel pourcentage d\u2019un portefeuille peut \u00eatre investi dans un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il n\u2019existe pas de pourcentage id\u00e9al pour tous les investisseurs. Certains choisissent de placer 100 % de leur portefeuille boursier dans un seul ETF global, tandis que d\u2019autres lui attribuent une part comprise entre 20 et 80 % avant de compl\u00e9ter avec d\u2019autres ETF ou actifs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La proportion d\u00e9pend notamment de l\u2019horizon d\u2019investissement, du niveau de risque accept\u00e9 et des autres placements d\u00e9tenus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est \u00e9galement important de distinguer le portefeuille boursier du patrimoine total. Une personne peut avoir une grande partie de ses actions dans un ETF global tout en conservant des liquidit\u00e9s, des obligations ou d\u2019autres actifs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-25\"><span class=\"ez-toc-section\" id=\"Quel_TER_choisir_pour_un_ETF_global\"><\/span>Quel TER choisir pour un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le TER repr\u00e9sente les frais annuels de gestion d\u2019un ETF. Plus le TER est faible, moins les frais r\u00e9duisent le rendement \u00e0 long terme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon mon avis, un TER inf\u00e9rieur \u00e0 0,15 % peut \u00eatre un objectif int\u00e9ressant pour un ETF global. Toutefois, les frais ne doivent pas \u00eatre le seul crit\u00e8re de s\u00e9lection. Il faut \u00e9galement analyser l\u2019indice suivi, la diversification, la taille du fonds, sa liquidit\u00e9 et son domicile.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-26\"><span class=\"ez-toc-section\" id=\"Quel_ETF_global_choisir\"><\/span>Quel ETF global choisir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le choix d\u2019un ETF global d\u00e9pend de plusieurs crit\u00e8res : l\u2019indice suivi, les frais de gestion, le nombre d\u2019entreprises d\u00e9tenues, la pr\u00e9sence des march\u00e9s \u00e9mergents, la taille du fonds, sa m\u00e9thode de r\u00e9plication et son domicile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Des ETF mondiaux propos\u00e9s par Vanguard, iShares ou Invesco sont souvent \u00e9tudi\u00e9s par les investisseurs. Toutefois, il est important de comparer les caract\u00e9ristiques actualis\u00e9es de chaque fonds avant de prendre une d\u00e9cision.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-27\"><span class=\"ez-toc-section\" id=\"LETF_VT_de_Vanguard_est-il_un_bon_ETF_global\"><\/span>L\u2019ETF VT de Vanguard est-il un bon ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">VT est un ETF mondial tr\u00e8s diversifi\u00e9 qui investit dans des entreprises des march\u00e9s d\u00e9velopp\u00e9s et \u00e9mergents. Il offre \u00e9galement une exposition aux grandes, moyennes et petites entreprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon mon opinion, VT constitue un exemple int\u00e9ressant d\u2019ETF global gr\u00e2ce \u00e0 sa diversification tr\u00e8s large et \u00e0 ses frais de gestion relativement faibles. Toutefois, son domicile am\u00e9ricain et les cons\u00e9quences fiscales potentielles doivent \u00eatre analys\u00e9s en fonction du pays de r\u00e9sidence de l\u2019investisseur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-28\"><span class=\"ez-toc-section\" id=\"Un_ETF_global_contient-il_des_actions_suisses\"><\/span>Un ETF global contient-il des actions suisses ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cela d\u00e9pend de l\u2019indice suivi. De nombreux ETF mondiaux d\u00e9tiennent des entreprises suisses telles que Nestl\u00e9, Roche ou Novartis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, la part de la Suisse reste g\u00e9n\u00e9ralement faible par rapport \u00e0 celle des \u00c9tats-Unis. Un investisseur suisse qui souhaite augmenter son exposition au march\u00e9 suisse peut donc choisir d\u2019ajouter un ETF sp\u00e9cifiquement consacr\u00e9 aux actions suisses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-29\"><span class=\"ez-toc-section\" id=\"Un_ETF_global_est-il_moins_risque_quun_ETF_S_P_500\"><\/span>Un ETF global est-il moins risqu\u00e9 qu\u2019un ETF S&amp;P 500 ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global est g\u00e9n\u00e9ralement plus diversifi\u00e9 sur le plan g\u00e9ographique, car il investit dans plusieurs pays. Cette diversification peut r\u00e9duire le risque li\u00e9 \u00e0 une forte concentration dans une seule \u00e9conomie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, un ETF global reste un investissement en actions. Sa valeur peut fortement varier et il peut subir des baisses importantes lors des crises boursi\u00e8res. Une diversification mondiale ne supprime donc pas le risque de perte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-30\"><span class=\"ez-toc-section\" id=\"Peut-on_investir_uniquement_dans_un_ETF_global\"><\/span>Peut-on investir uniquement dans un ETF global ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, certains investisseurs utilisent un seul ETF mondial comme base de leur portefeuille boursier. Cette strat\u00e9gie est simple, facile \u00e0 g\u00e9rer et offre une large diversification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toutefois, un portefeuille compos\u00e9 uniquement d\u2019un ETF global reste enti\u00e8rement expos\u00e9 aux march\u00e9s actions. Selon les objectifs et le niveau de risque recherch\u00e9, certains investisseurs peuvent \u00e9galement d\u00e9tenir des obligations, des liquidit\u00e9s ou d\u2019autres actifs plus d\u00e9fensifs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-31\"><span class=\"ez-toc-section\" id=\"Un_ETF_global_est-il_adapte_a_un_investissement_a_long_terme\"><\/span>Un ETF global est-il adapt\u00e9 \u00e0 un investissement \u00e0 long terme ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un ETF global peut \u00eatre adapt\u00e9 \u00e0 une strat\u00e9gie d\u2019investissement \u00e0 long terme, car il offre une exposition \u00e0 de nombreuses entreprises et \u00e0 plusieurs r\u00e9gions du monde.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toutefois, les march\u00e9s boursiers peuvent \u00eatre volatils. L\u2019investisseur doit \u00eatre pr\u00eat \u00e0 conserver son placement pendant plusieurs ann\u00e9es et \u00e0 accepter des p\u00e9riodes de baisse. La dur\u00e9e d\u2019investissement et la capacit\u00e9 \u00e0 supporter les fluctuations sont donc des \u00e9l\u00e9ments essentiels \u00e0 prendre en compte.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><em>\u26a0\ufe0f Cette FAQ ne constitue pas un conseil en investissement. Les ETF comportent des risques de perte, et les performances pass\u00e9es ne garantissent pas les performances futures.<\/em><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-32\"><span class=\"ez-toc-section\" id=\"Faut-il_detenir_un_ETF_global-2\"><\/span>Faut-il d\u00e9tenir un ETF global?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background has-medium-font-size\" style=\"background-color:#123102\"><strong>Abonne-toi pour les nouveaut\u00e9s<\/strong><\/h5>\n\n\n<div class=\"wp-block-jetpack-subscriptions__supports-newline wp-block-jetpack-subscriptions\">\n\t\t<div>\n\t\t\t<div>\n\t\t\t\t<div>\n\t\t\t\t\t<p >\n\t\t\t\t\t\t<a href=\"https:\/\/minimalistefrugaliste.com\/en\/?post_type=post&#038;p=22953\" style=\"font-size: 16px;padding: 15px 23px 15px 23px;margin: 0; margin-left: 10px;border-radius: 0px;border-width: 1px; background-color: #113AF5; color: #FFFFFF; text-decoration: none; white-space: nowrap; margin-left: 0\">Abonne-toi<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background\" style=\"background-color:#2a0202\"><strong>Tu as un projet frugaliste ou minimaliste et tu souhaites une formation? Clique &#8221;<a href=\"https:\/\/minimalistefrugaliste.com\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>&#8221;.<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-social-links is-content-justification-center is-layout-flex wp-container-core-social-links-is-layout-a89b3969 wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-youtube wp-block-social-link\"><a href=\"https:\/\/www.youtube.com\/@minimalistefrugaliste\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M21.8,8.001c0,0-0.195-1.378-0.795-1.985c-0.76-0.797-1.613-0.801-2.004-0.847c-2.799-0.202-6.997-0.202-6.997-0.202 h-0.009c0,0-4.198,0-6.997,0.202C4.608,5.216,3.756,5.22,2.995,6.016C2.395,6.623,2.2,8.001,2.2,8.001S2,9.62,2,11.238v1.517 c0,1.618,0.2,3.237,0.2,3.237s0.195,1.378,0.795,1.985c0.761,0.797,1.76,0.771,2.205,0.855c1.6,0.153,6.8,0.201,6.8,0.201 s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">YouTube<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/in\/minimalistefrugaliste\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>N&#8217;h\u00e9site pas \u00e0 lire mes Pages<\/strong><\/h5>\n\n\n<ul class=\"wp-block-page-list\"><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/a-propos-de-moi\/\">\u00c0 propos de moi<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/epargne-frugalisme\/\">\u00c9pargne \/ Frugalisme<\/a><\/li><li class=\"wp-block-pages-list__item menu-item-home\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/\">Bienvenue<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/blog\/\">Blog<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/boutique\/\">Boutique<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/contact-dons\/\">Contact<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/formation-e-book\/\">Formation \/ E-book<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investissement\/\">Investissement<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/page-minimaliste\/\">Minimaliste<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/mon-compte\/\">Mon compte<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/newsletter\/\">Newsletter<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\">Panier<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/commander\/\">Validation de la commande<\/a><\/li><\/ul>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>Derniers articles<\/strong><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts is-layout-flow wp-block-latest-posts-is-layout-flow\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/2eme-pilier-bases-comprendre\/\">2\u00e8me pilier: Les bases \u00e0 comprendre<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/top-5-astuces-pour-gagner-de-largent-depuis-chez-soi\/\">Top 5 astuces pour gagner de l\u2019argent depuis chez soi<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-investir-version-simplifiee\/\">Comment investir 1200 CHF &#8211; Version simplifi\u00e9e<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-investir-avec-petit-budget\/\">Comment investir avec un petit budget?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/reit-investir-dans-immobilier-passif\/\">REIT: investir dans l&#8217;immobilier passif<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Comment vit ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Globalement, ce blog vit du partage d\u2019un mode de vie frugale et minimaliste.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une question de transparence envers les lecteurs. Tous les produits conseill\u00e9s sont dans le but de rendre la vie moins ch\u00e8re, plus simple et pour favoriser l&#8217;essentiel.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-33 wp-block-paragraph\"><strong>Essentiellement, mes seuls revenus avec ce blog viennent:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des formations que je r\u00e9alise, <\/li>\n\n\n\n<li>Des codes promo pour les produits que j\u2019utilise <\/li>\n\n\n\n<li>Des dons que les lecteurs font en \u00e9change d\u2019informations neutres.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>\u00c0 propos de Moi<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-34\"><strong>J&#8217;ai en effet d\u00e9cid\u00e9 de cr\u00e9er ce blog pour me d\u00e9velopper et aider les lecteurs qui recherchent une vie plus simple et plus \u00e9conome.<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement \u00e0 avant, j&#8217;\u00e9tais une personne qui consommais beaucoup <strong><span style=\"text-decoration: underline;\">jusqu&#8217;au jour o\u00f9 j&#8217;ai compris que ma consommation me rendais plus triste et plus pauvre<\/span><\/strong> \ud83d\ude11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9sormais, <strong><span style=\"text-decoration: underline;\">je privil\u00e9gie le minimum de mes besoins pour \u00eatre heureux et atteindre ma libert\u00e9 financi\u00e8re.<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sans me rendre compte, j<strong><span style=\"text-decoration: underline;\">&#8216;ai commenc\u00e9 \u00e0 privil\u00e9gier l&#8217;\u00e9pargne et les investissements pour d\u00e9pendre d&#8217;un patron le moins longtemps possible<\/span><\/strong> et pour acc\u00e9l\u00e9rer mes projets personnels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De ce fait, je m&#8217;enrichis d&#8217;une fa\u00e7on que j&#8217;aurai jamais imagin\u00e9 vu que j&#8217;ai un salaire moyen en Suisse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C&#8217;est dans ce but que j&#8217;ai d\u00e9cid\u00e9 de cr\u00e9er ce blog. Afin de partager et apprendre avec d&#8217;autres personnes qui recherchent \u00e0 la libert\u00e9 et la simplicit\u00e9 \ud83d\ude09<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Es-tu plut\u00f4t minimaliste ou frugaliste Jonny?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Je suis aussi bien minimaliste que frugaliste.<\/span><\/strong> Toutefois, il y a des situations o\u00f9 je me penche plus vers un art de vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, je pense que le plus important est se sentir confortable dans son art de vie \ud83d\ude0a<\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-35 wp-block-paragraph\">Faut-il d\u00e9tenir un ETF global?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Should you hold a global ETF in your portfolio? Discover how a global ETF works, its historical performance, fees, diversification, and differences from the S&amp;P 500. Analysis, comparison, and personal opinion to better understand this investment strategy.<\/p>","protected":false},"author":215552267,"featured_media":23145,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[725575],"tags":[728545753,728545741,728544793,728545639,728544797,728545636,728545667,728545754,728545755,728544455,728545728,728544573,728545280,728544940,728545722],"class_list":["post-22953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investissement","tag-bourse-a-long-terme","tag-diversification-boursiere","tag-etf-global","tag-etf-monde","tag-etf-mondial","tag-etf-sp-500","tag-etf-vanguard","tag-etf-vt","tag-investir-dans-un-etf","tag-investir-en-suisse","tag-investissement-en-actions","tag-investissement-passif","tag-portefeuille-etf","tag-rendement-etf","tag-strategie-dinvestissement-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Faut-il d\u00e9tenir un ETF global? - Minimaliste et Frugaliste<\/title>\n<meta name=\"description\" content=\"Certains actionnaires investissent son portefeuille boursier dans un ETF global. 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