{"id":18596,"date":"2025-01-03T10:35:41","date_gmt":"2025-01-03T09:35:41","guid":{"rendered":"https:\/\/minimalistefrugaliste.com\/?p=18596"},"modified":"2026-05-23T14:59:36","modified_gmt":"2026-05-23T12:59:36","slug":"dividends-vs-capital-growth","status":"publish","type":"post","link":"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/","title":{"rendered":"Dividends VS Capital Growth \u2013 Which Strategy to Choose?"},"content":{"rendered":"\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\"><strong>Pour un d\u00e9butant en bourse, les dividendes sont importants \u00e0 consid\u00e9rer. Mais sont-ils plus importants que la croissance du capital? Dans cet article, nous allons \u00e9tudier les Dividendes VS Croissance de capital &#8211; Quelle strat\u00e9gie choisir en bourse? <\/strong>\ud83e\uddd0<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #eeee22;color:#eeee22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #eeee22;color:#eeee22\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Produits_recommandes\" >Produits recommand\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Warren_Buffet_%E2%80%93_Dividendes_ou_Croissance\" >Warren Buffet &#8211; Dividendes ou Croissance?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Mattthieu_Louvet_%E2%80%93_Lordre_afin_de_gagner_de_largent_en_bourse\" >Mattthieu Louvet &#8211; L&#8217;ordre afin de gagner de l&#8217;argent en bourse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Impots_%E2%80%93_Croissance_VS_Dividendes\" >Imp\u00f4ts &#8211; Croissance VS Dividendes<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Exemple_dimposition\" >Exemple d&#8217;imposition<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Recevoir_des_dividendes_ou_vendre_des_actions\" >Recevoir des dividendes ou vendre des actions?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Ne_jamais_freiner_les_interets_composes\" >Ne jamais freiner les int\u00e9r\u00eats compos\u00e9s !<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#4_exemples_VOO_Vs_VYM\" >4 exemples VOO Vs VYM<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div data-__private-preview-state=\"{&quot;isPreview&quot;:false,&quot;previewMessage&quot;:&quot;Les produits d\\u00e9pendront de la page consult\\u00e9e.&quot;}\" data-block-name=\"woocommerce\/product-collection\" data-collection=\"woocommerce\/product-collection\/hand-picked\" data-dimensions=\"{&quot;widthType&quot;:&quot;fill&quot;}\" data-display-layout=\"{&quot;type&quot;:&quot;flex&quot;,&quot;columns&quot;:5,&quot;shrinkColumns&quot;:true}\" data-hide-controls=\"[&quot;inherit&quot;,&quot;hand-picked&quot;,&quot;filterable&quot;,&quot;order&quot;]\" data-query-context-includes=\"[&quot;collection&quot;]\" data-query-id=\"0\" data-query=\"{&quot;perPage&quot;:9,&quot;pages&quot;:0,&quot;offset&quot;:0,&quot;postType&quot;:&quot;product&quot;,&quot;order&quot;:&quot;asc&quot;,&quot;orderBy&quot;:&quot;post__in&quot;,&quot;search&quot;:&quot;&quot;,&quot;exclude&quot;:[],&quot;inherit&quot;:false,&quot;taxQuery&quot;:[],&quot;isProductCollectionBlock&quot;:true,&quot;featured&quot;:false,&quot;woocommerceOnSale&quot;:false,&quot;woocommerceStockStatus&quot;:[&quot;instock&quot;,&quot;outofstock&quot;,&quot;onbackorder&quot;],&quot;woocommerceAttributes&quot;:[],&quot;woocommerceHandPickedProducts&quot;:[&quot;26085&quot;,&quot;26112&quot;,&quot;26137&quot;],&quot;filterable&quot;:false,&quot;relatedBy&quot;:{&quot;categories&quot;:true,&quot;tags&quot;:true}}\" data-tag-name=\"div\" class=\"wp-block-woocommerce-product-collection is-layout-flow wp-block-woocommerce-product-collection-is-layout-flow\">\n<h2 class=\"wp-block-heading\" style=\"margin-bottom:1rem\"><span class=\"ez-toc-section\" id=\"Produits_recommandes\"><\/span>Produits recommand\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<ul data-block-name=\"woocommerce\/product-template\" class=\"wc-block-product-template__responsive columns-5 wc-block-product-template wp-block-woocommerce-product-template is-layout-flow wp-block-woocommerce-product-template-is-layout-flow\" data-wp-on--scroll=\"actions.watchScroll\" data-wp-init=\"callbacks.initResizeObserver\"><li class=\"wc-block-product post-26085 product type-product status-publish has-post-thumbnail product_tag-guide-depargne product_tag-guide-optimisation-financiere-en-suisse product_tag-livre-econome product_tag-livre-economiser product_tag-livre-finances-personnelles product_tag-livre-frugaliste first instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26085,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26085\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"423\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - 50 astuces pour \u00e9conomiser en Suisse\" data-testid=\"product-image\" data-image-id=\"26088\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?w=1409&amp;ssl=1 1409w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=211%2C300&amp;ssl=1 211w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=423%2C600&amp;ssl=1 423w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=768%2C1090&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1082%2C1536&amp;ssl=1 1082w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1320%2C1874&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=600%2C852&amp;ssl=1 600w\" sizes=\"auto, (max-width: 423px) 100vw, 423px\" data-attachment-id=\"26088\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26088\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=1409%2C2000&amp;ssl=1\" data-orig-size=\"1409,2000\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" target=\"_self\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26085\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - 50 astuces pour \u00e9conomiser en Suisse&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26112 product type-product status-publish has-post-thumbnail product_tag-guide-complet-investissement product_tag-livre-finances-personnelles product_tag-livre-investissement product_tag-livre-investissement-boursier product_tag-livre-liberte-financiere product_tag-livre-sp-500  instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26112,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26112\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"384\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi\" data-testid=\"product-image\" data-image-id=\"26114\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=192%2C300&amp;ssl=1 192w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=384%2C600&amp;ssl=1 384w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=8%2C12&amp;ssl=1 8w\" sizes=\"auto, (max-width: 384px) 100vw, 384px\" data-attachment-id=\"26114\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26114\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=512%2C800&amp;ssl=1\" data-orig-size=\"512,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" target=\"_self\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26112\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26137 product type-product status-publish has-post-thumbnail product_tag-anti-surconsommation product_tag-autodiscipline product_tag-autonomie product_tag-ecologie product_tag-economie product_tag-epargne product_tag-bien-etre product_tag-bonheur product_tag-bonheur-durable product_tag-consommation-consciente product_tag-desencombrement product_tag-developpement-personnel product_tag-essentialisme product_tag-frugalite product_tag-liberte-financiere product_tag-minimalisme product_tag-mode-de-vie-alternatif product_tag-moins-mais-mieux product_tag-simplicite-volontaire product_tag-slow-living product_tag-sobriete-heureuse product_tag-vie-simple  instock downloadable shipping-taxable purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26137,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26137\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"376\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Guide E-book - Lib\u00e8re-toi de la surconsommation\" data-testid=\"product-image\" data-image-id=\"26138\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?w=1410&amp;ssl=1 1410w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=188%2C300&amp;ssl=1 188w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=376%2C600&amp;ssl=1 376w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=768%2C1226&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=963%2C1536&amp;ssl=1 963w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1283%2C2048&amp;ssl=1 1283w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1320%2C2106&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=600%2C957&amp;ssl=1 600w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" data-attachment-id=\"26138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26138\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=1410%2C2250&amp;ssl=1\" data-orig-size=\"1410,2250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;,&quot;alt&quot;:&quot;&quot;}\" data-image-title=\"pochette lib\u00e8re-toi de la surconsommation\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" target=\"_self\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\">&#67;&#72;&#70;<\/span>&nbsp;10.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26137\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Guide E-book - Lib\u00e8re-toi de la surconsommation&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><\/ul>\n\n<\/div>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background has-link-color wp-elements-2\" style=\"border-width:3px;background-color:#060b34\"><strong>\u26a0\ufe0f Cet article comporte des donn\u00e9es pass\u00e9es qui ne sont pas des garanties pour le futur. Investir comporte un risque de perte d&#8217;argent!<\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-3\"><span class=\"ez-toc-section\" id=\"Warren_Buffet_%E2%80%93_Dividendes_ou_Croissance\"><\/span><strong>Warren Buffet &#8211; Dividendes ou Croissance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Warren Buffett, une des personnes au monde qui a gagn\u00e9 le plus d&#8217;argent avec la bourse. <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffdde\" class=\"has-inline-color\">Il gagne au moment o\u00f9 j&#8217;\u00e9cris cet article, une moyenne de 5.7 milliards de dollars par ann\u00e9e uniquement en dividendes, selon L&#8217;IA<sup><a href=\"https:\/\/search.brave.com\/search?q=warren+buffett+dividendes+annuelles+combien+gagne&amp;source=web&amp;summary=1&amp;conversation=2bf244d9c8e5d164c3f74a\">1<\/a><\/sup>.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En voyant ces chiffres, j&#8217;ai pens\u00e9 que Warren Buffett donnait une grande importance aux montant du dividende. En r\u00e9alit\u00e9, ce n&#8217;est pas vraiment le cas.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Oui, il aime les dividendes qu&#8217;il re\u00e7oit (qui n&#8217;aime pas gagn\u00e9 5.7 milliards par ann\u00e9e?) \ud83d\ude0a. Mais en r\u00e9alit\u00e9, il pr\u00e9f\u00e8re la croissance du capital boursier comparativement au paiement des dividendes<sup><a href=\"https:\/\/www.youtube.com\/watch?v=6QGtmnwQZu0\">2<\/a><\/sup>.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a96cdcb6e807&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a96cdcb6e807\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1160\" height=\"733\" data-attachment-id=\"18679\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-6802042-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?fit=1160%2C733&amp;ssl=1\" data-orig-size=\"1160,733\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Photo by Anna Nekrashevich on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/photo-of-person-holding-smartphone-6802042\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;photo of person holding smartphone&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pexels-photo-6802042\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by Anna Nekrashevich on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/photo-of-person-holding-smartphone-6802042\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?fit=600%2C379&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?resize=1160%2C733&#038;ssl=1\" alt=\"photo of person holding smartphone - \n\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-18679\" style=\"width:244px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?w=1160&amp;ssl=1 1160w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?resize=600%2C379&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?resize=768%2C485&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/pexels-photo-6802042-edited.jpeg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Par exemple, <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffcda\" class=\"has-inline-color\">selon lui, il est plus rentable pour les actionnaires de son action (Berkshire Hathaway), qu&#8217;ils vendent occasionnellement des actions Berkshire plut\u00f4t que Berkshire distribue des dividendes.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Selon Warren Buffet, quand une action comme Berkshire a un bon profit boursier sur le long terme. Pour l&#8217;actionnaire, recevoir des dividendes est un non-sens comparativement \u00e0 vendre des actions Berkshire quand l&#8217;actionnaire a besoin d&#8217;argent.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--1\" style=\"font-size:0.9rem\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Verser un dividende \u00e0 l&#8217;actionnaire<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">L&#8217;actionnaire vend une action occasionnellement, suite \u00e0 une hausse boursi\u00e8re<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-4\"><strong>En effet, si on analyse la fiscalit\u00e9 suisse et l&#8217;imposition du dividende. Cette politique des dividendes est vrai ! Mais nous y reviendrons plus tard dans cet article.<\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Un autre exemple concernant la politique de dividendes de Warren Buffett. <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f8f5d8\" class=\"has-inline-color\">Les 3 premi\u00e8res actions de son portefeuille boursier en 2024, repr\u00e9sentant plus de 50% du patrimoine boursier, ont distribu\u00e9 de faibles dividendes (moins de 2,4% par an).<\/mark><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Apple (26%)<\/li>\n\n\n\n<li>American Express (15%)<\/li>\n\n\n\n<li>Bank of America (11%)<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-5\"><span class=\"ez-toc-section\" id=\"Mattthieu_Louvet_%E2%80%93_Lordre_afin_de_gagner_de_largent_en_bourse\"><\/span><strong>Mattthieu Louvet &#8211; L&#8217;ordre afin de gagner de l&#8217;argent en bourse<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ensuite, j&#8217;ai vu la vid\u00e9o de Mattthieu Louvet<sup><a href=\"https:\/\/www.youtube.com\/watch?v=2c4ATWWTXW4\">3<\/a><\/sup>, qui d\u00e9veloppe ce sujet.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-6 wp-block-paragraph\"><strong>Pour r\u00e9sumer, il explique que l&#8217;ordre afin de performer en bourse est:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1- Investir dans des actions \u00e0 croissance sans dividendes et sans les vendre<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2- Investir dans des actions \u00e0 croissance sans dividendes et vendre une partie occasionnellement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3- Avoir des actions \u00e0 grands dividendes<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-7\"><span class=\"ez-toc-section\" id=\"Impots_%E2%80%93_Croissance_VS_Dividendes\"><\/span><strong>Imp\u00f4ts &#8211; Croissance VS Dividende<\/strong>s<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background has-link-color wp-elements-8\" style=\"border-width:3px;background-color:#060b34\"><strong>\u26a0\ufe0f <strong>Cet article traite des imp\u00f4ts pour la plupart des citoyens. Cependant, la situation fiscale diff\u00e8re d&#8217;un contribuable \u00e0 l&#8217;autre<\/strong> !<\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-9 wp-block-paragraph\">\ud83d\udc49 <strong>D&#8217;un point de vue fiscal. Dans la majorit\u00e9 des pays, pour les contribuables, privil\u00e9gier la croissance d&#8217;une action est moins imposable que recevoir des dividendes<\/strong> \u2757<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"border-width:2px\">\ud83d\udd3a\u00c0 noter, l&#8217;imposition boursi\u00e8re d\u00e9pendra de ton pays de r\u00e9sidence. Et c&#8217;est de ton devoir de t&#8217;informer sur ce sujet.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-10 wp-block-paragraph\"><strong>Dans mon canton de r\u00e9sidence par exemple. La fiscalit\u00e9 concernant les rendements boursier est de:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Environ 1.5% concernant la valeur total de l&#8217;action ou ETF<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entre 15% \u00e0 35% de la dividende re\u00e7ue (% selon le pays d&#8217;origine de l&#8217;action)<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-11\"><span class=\"ez-toc-section\" id=\"Exemple_dimposition\"><\/span><strong>Exemple<\/strong> d&#8217;imposition<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-12 wp-block-paragraph\"><strong>Par exemple, si l&#8217;ann\u00e9e pass\u00e9e, j&#8217;avais une action qui co\u00fbtait 100 dollars et un an apr\u00e8s elle co\u00fbte 120 dollars. Sans recevoir de dividendes. Le calcul de l&#8217;imp\u00f4t serait :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>120 dollars valeur de l&#8217;action x 1.5% = 1.8 dollars<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dans ce cas, je payerai environ 1.8 dollars en imp\u00f4ts. Pour un gain de 20 dollars.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-13 wp-block-paragraph\"><strong>Par contre, si l&#8217;ann\u00e9e pass\u00e9, j&#8217;avais une action \u00e0 100 dollars, qui m&#8217;aurait donn\u00e9 20 dollars de dividendes. Et la valeur de l&#8217;action stabilise \u00e0 100 dollars un an apr\u00e8s. Le calcul d&#8217;imp\u00f4t sera beaucoup moins doux.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100 dollars valeur de l&#8217;action x 1.5% = 1.5 dollars<\/li>\n\n\n\n<li>20 dollars dividendes x 15% = 3 dollars<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">= 4.5 dollars d&#8217;imp\u00f4ts sur 20 dollars gagn\u00e9s<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-14 wp-block-paragraph\"><strong>Afin de r\u00e9sumer, concernant la fiscalit\u00e9 d&#8217;un investisseur boursier. Voici un tableau:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--2\" style=\"font-size:0.85rem\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><\/th><th class=\"has-text-align-center\" data-align=\"center\">Action Croissance sans dividende<\/th><th class=\"has-text-align-center\" data-align=\"center\">Action dividende sans croissance<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Gain boursier<\/td><td class=\"has-text-align-center\" data-align=\"center\">20 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollar<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Dividende re\u00e7u<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollar<\/td><td class=\"has-text-align-center\" data-align=\"center\">20 dollars<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Imp\u00f4ts valeur totale<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5% X 120 dollars =<br>1.8 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5% X 100 dollars =<br>1.5 dollars<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Imp\u00f4t dividende<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollar<\/td><td class=\"has-text-align-center\" data-align=\"center\">15% X 20 dollars = <br>3 dollars<\/td><\/tr><\/tbody><tfoot><tr><td class=\"has-text-align-center\" data-align=\"center\">Imp\u00f4t \u00e0 payer<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.8 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.5 dollars<\/td><\/tr><\/tfoot><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\"><strong>De ce fait, choisir entre:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Environ 1,5% pour une croissance boursi\u00e8re<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>15% ou plus en dividendes<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-color has-text-color has-link-color wp-elements-16 wp-block-paragraph\"><strong>\u27a1 Mon choix fiscal est \u00e9videment une croissance d&#8217;action<\/strong> \ud83e\udee1<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-17\"><span class=\"ez-toc-section\" id=\"Recevoir_des_dividendes_ou_vendre_des_actions\"><\/span><strong>Recevoir des dividendes ou vendre des actions?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-18 wp-block-paragraph\"><strong>Quand nous sommes d\u00e9butants en bourse, le point 2 et 3 peuvent sembler avoir le m\u00eame final.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2- Investir dans des actions \u00e0 croissance sans dividendes et vendre une partie occasionnellement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3- Recevoir des grands dividendes via des actions \u00e0 dividendes<\/p>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-19\" style=\"border-width:3px\"><strong> Mais en r\u00e9alit\u00e9. L&#8217;imposition entre dividendes et vente d&#8217;actions n&#8217;est pas du tout la m\u00eame <\/strong>\ud83d\udd0d<\/h6>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-20 wp-block-paragraph\"><strong>Notons que selon la fiscalit\u00e9 suisse par exemple, les rendements boursiers sont divis\u00e9s en 2 cat\u00e9gories:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valeur ou vente boursi\u00e8re = Imp\u00f4t sur la fortune<\/li>\n\n\n\n<li>Dividendes = Imp\u00f4t sur le revenu<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Par exemple, imaginons qu&#8217;en une ann\u00e9e. L&#8217;action (A) a progress\u00e9 la valeur de l&#8217;action de 100 dollars par mois et n&#8217;a pas distribu\u00e9 de dividende.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"> Et une autre action (B) a distribu\u00e9 100 dollars en dividendes par mois mais n&#8217;a pas obtenu de croissance.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--3\" style=\"font-size:0.9rem\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Action<\/th><th class=\"has-text-align-center\" data-align=\"center\">Croissance en valeur<\/th><th class=\"has-text-align-center\" data-align=\"center\">Dividende<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Action (A)<\/td><td class=\"has-text-align-center\" data-align=\"center\">+100 dollars par mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollars<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Action (B)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">+100 dollars par mois<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-21 wp-block-paragraph\"><strong>On est d&#8217;accord que si l&#8217;actionnaire de l&#8217;action (A) avait vendu 100 dollars par mois. Il n&#8217;y a pas de diff\u00e9rence de revenu entre les 2.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Action A = 1&#8217;200 dollars en ventes<\/li>\n\n\n\n<li>Action B = 1&#8217;200 dollars en dividendes<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Mais en r\u00e9alit\u00e9, comme je l&#8217;ai \u00e9crit dans mon article &#8221;<em><a href=\"https:\/\/minimalistefrugaliste.com\/dividendes-retirer-capital-boursier\/\">Dividendes ou Retirer du capital boursier<\/a><\/em>&#8221;.<strong> En Suisse, <mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffbdd\" class=\"has-inline-color\">nous constatons que les dividendes sont bien plus imposables que les ventes d&#8217;actions<\/mark><\/strong> \u2757\u2755<\/p>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-22\"><strong>Voici un r\u00e9sum\u00e9<\/strong> \ud83d\ude09<\/h6>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--4\" style=\"font-size:0.85rem\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Action<\/th><th class=\"has-text-align-center\" data-align=\"center\">Croissance en valeur + dividendes<\/th><th class=\"has-text-align-center\" data-align=\"center\">Imp\u00f4t<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Action (A)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Vente 1&#8217;200 dollars en croissance<br> + <br>0 dollars en dividende<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; valeur totale en fin d&#8217;ann\u00e9e = +\/- 1.5%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Action (B)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Vente 0 dollars en croissance <br>+ <br>1&#8217;200 dollars en dividendes<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; valeur totale en fin d&#8217;ann\u00e9e = +\/- 1.5%<br>+<br>&#8211; minimum 15% des dividendes re\u00e7us<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Si par exemple, la valeur en fin d&#8217;ann\u00e9e de l&#8217;action A et de l&#8217;action B est de 1&#8217;000 dollars. Et en simulant que les frais de commissions de vente de l&#8217;action (A) est de 0.5%.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-23 wp-block-paragraph\"><strong>Les imp\u00f4ts et pertes seraient de:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--5\" style=\"font-size:0.8rem\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><\/th><th class=\"has-text-align-center\" data-align=\"center\">Action (A)<br>(vente de 1200 dollars)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Action (B)<br>(dividendes 1200 dollars)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Imp\u00f4t valeur action<br>(1&#8217;000 dollars)<\/td><td class=\"has-text-align-center\" data-align=\"center\">environ 1.5% =<br>15 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">environ 1.5% =<br>15 dollars<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Commissions vente d&#8217;action<\/td><td class=\"has-text-align-center\" data-align=\"center\">environ 0.5% = <br>6 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollars<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Commissions dividendes<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 dollars<\/td><td class=\"has-text-align-center\" data-align=\"center\">minimum 15% = <br>180 dollars<\/td><\/tr><\/tbody><tfoot><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffad3\" class=\"has-inline-color\">Total<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffce9\" class=\"has-inline-color\">21 dollars<\/mark><\/strong><br>(1,75%)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ffffdb\" class=\"has-inline-color\">195 dollars<\/mark><\/strong><br>(16,25%)<\/td><\/tr><\/tfoot><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-color has-text-color has-link-color wp-elements-24 wp-block-paragraph\">\ud83d\udc49 <strong>De ce fait, il est plus rentable de vendre des actions que de recevoir des dividendes<\/strong> \u2757<\/p>\n\n\n\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-25 wp-block-paragraph\"><strong>Car on paye moins d&#8217;imp\u00f4ts sur la vente des actions comparativement \u00e0 recevoir des dividendes<\/strong> \ud83d\udd0d<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-26\"><span class=\"ez-toc-section\" id=\"Ne_jamais_freiner_les_interets_composes\"><\/span><strong>Ne jamais freiner les int\u00e9r\u00eats compos\u00e9s !  <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Si tu as lu mon article concernant les <em><a href=\"https:\/\/minimalistefrugaliste.com\/effet-multiplicateur-interets-composes\/\">&#8221;l&#8217;effet multiplicateur des int\u00e9r\u00eats compos\u00e9s&#8221;<\/a><\/em>. <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fad0f7\" class=\"has-inline-color\">Tu as compris que le temps est un alli\u00e9 de la rentabilit\u00e9 des int\u00e9r\u00eats compos\u00e9s<\/mark><\/strong> \ud83e\udee1<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-27 wp-block-paragraph\"><strong>Voici une preuve avec 2 ETF&#8217;s qui ont une strat\u00e9gie similaire mais pas le m\u00eame objectif. Et par cons\u00e9quent, ils n&#8217;ont pas le m\u00eame rendement sur le long terme<\/strong> !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1 &#8211; l&#8217;ETF VOO, qui suit la performance des 500 actions, les plus importantes aux USA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2 &#8211; l&#8217;ETF VYM, qui suit la performance de 530 actions \u00e0 fortes dividendes, les plus importantes aux USA.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-28 wp-block-paragraph\"><strong>Les investisseurs doivent savoir que les 2 ETF ont un portefeuille diversifi\u00e9 d&#8217;actions similaire \u00e0 plus de 70 % !<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-29 wp-block-paragraph\">C&#8217;est-\u00e0-dire, l&#8217;actionnaire d&#8217;un ETF VOO investit la plupart des actions d&#8217;un ETF VYM.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En r\u00e9alit\u00e9, la grande diff\u00e9rence entre les 2 ETF. <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#feffd9\" class=\"has-inline-color\">Ce sont les premi\u00e8res actions de l&#8217;ETF VOO, qui sont des actions qui favorisent une forte croissance et qui distribuent des faibles dividendes (moins de 1,5%).<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Notons que ces entreprises \u00e0 croissance poss\u00e8dent un potentiel de rendement sup\u00e9rieur \u00e0 long terme. En d&#8217;autres mots, la performance des principales actions \u00e0 croissance de l&#8217;ETF VOO permettent une croissance boursi\u00e8re spectaculaire avec le temps.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-30\"><span class=\"ez-toc-section\" id=\"4_exemples_VOO_Vs_VYM\"><\/span><strong>4 exemples VOO Vs VYM<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-31 wp-block-paragraph\"><strong>De ce fait, voici 4 exemples de rendement que j&#8217;ai compar\u00e9 sur le graphique comparateur de zonebourse<sup><a href=\"https:\/\/www.zonebourse.com\/cours\/etf\/VANGUARD-S-P-500-ETF-USD-29426178\/graphiques-comparatif\/\">4<\/a><\/sup>. Entre la performance pass\u00e9e de L&#8217;ETF VOO VS l&#8217;ETF VYM.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6\ufe0f 1) Le premier exemple, <strong><span style=\"text-decoration: underline;\">6 mois<\/span>, on conclu que le rendement est tr\u00e8s similaire.<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a96cdcb775cc&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a96cdcb775cc\" class=\"wp-block-image aligncenter size-large has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"288\" data-attachment-id=\"18609\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/6-mois-vym-ou-vooo\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?fit=911%2C438&amp;ssl=1\" data-orig-size=\"911,438\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Joe HP&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1734878701&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"6 mois vym ou vooo\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?fit=600%2C288&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?resize=600%2C288&#038;ssl=1\" alt=\"Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir?\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-18609\" style=\"border-width:3px\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?resize=600%2C288&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?resize=300%2C144&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?resize=768%2C369&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?resize=18%2C9&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/6-mois-vym-ou-vooo.jpg?w=911&amp;ssl=1 911w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">C&#8217;est normal, car les 2 ETF ont un investissement similaire et un temps trop court afin de performer.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6\ufe0f 2) Le deuxi\u00e8me exemple, <strong><span style=\"text-decoration: underline;\">12 mois<\/span><\/strong>, <strong>on conclu que l&#8217;ETF VOO (\u00e0 croissance) a \u00e9t\u00e9 plus performant de <span style=\"text-decoration: underline;\">10%<\/span>.<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a96cdcb77daf&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a96cdcb77daf\" class=\"wp-block-image aligncenter size-large has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"297\" data-attachment-id=\"18611\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/12-mois-voo-vs-vym\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?fit=926%2C459&amp;ssl=1\" data-orig-size=\"926,459\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Joe HP&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1734878942&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"12 mois voo vs vym\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?fit=600%2C297&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?resize=600%2C297&#038;ssl=1\" alt=\"Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir?\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-18611\" style=\"border-width:3px\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?resize=600%2C297&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?resize=300%2C149&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?resize=768%2C381&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?resize=18%2C9&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/12-mois-voo-vs-vym.jpg?w=926&amp;ssl=1 926w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En effet, en 1 an. L&#8217;ETF VOO est d\u00e9j\u00e0 plus rentable que l&#8217;ETF VYM (\u00e0 forte dividende).<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6\ufe0f 3) Le troisi\u00e8me exemple, <strong><span style=\"text-decoration: underline;\">60 mois<\/span> (5 ans), on conclu que l&#8217;ETF VOO (\u00e0 croissance) a \u00e9t\u00e9 plus performant de presque <span style=\"text-decoration: underline;\">50%<\/span>.<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a96cdcb7855d&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a96cdcb7855d\" class=\"wp-block-image aligncenter size-large has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"290\" data-attachment-id=\"18614\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/60-mois-voo-vs-vym\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?fit=899%2C435&amp;ssl=1\" data-orig-size=\"899,435\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Joe HP&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1734879731&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"60 mois voo vs vym\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?fit=600%2C290&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?resize=600%2C290&#038;ssl=1\" alt=\"Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir?\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-18614\" style=\"border-width:3px\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?resize=600%2C290&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?resize=300%2C145&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?resize=768%2C372&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?resize=18%2C9&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/60-mois-voo-vs-vym.jpg?w=899&amp;ssl=1 899w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dans ce cas, investir dans un ETF VOO a \u00e9t\u00e9 presque 1.5 plus rentable qu&#8217;un ETF VYM. Pourtant, les 2 ETF ont un portefeuille d&#8217;entreprises identique \u00e0 plus de 70%.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">D&#8217;ailleurs, c&#8217;est notable de comprendre qu&#8217;en 5 ans, la valeur de l&#8217;ETF VOO a presque doubl\u00e9e !<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6\ufe0f 4) Le quatri\u00e8me et dernier exemple. <strong><span style=\"text-decoration: underline;\">96 mois<\/span> (8 ans), on conclu que l&#8217;ETF VOO (\u00e0 croissance) a \u00e9t\u00e9 plus performant de <span style=\"text-decoration: underline;\">95%.<\/span><\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a96cdcb78d95&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6a96cdcb78d95\" class=\"wp-block-image aligncenter size-large has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"289\" data-attachment-id=\"18616\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/dividendes-vs-croissance-de-capital\/96-mois-voo-vs-vym\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?fit=900%2C434&amp;ssl=1\" data-orig-size=\"900,434\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;Joe HP&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1734879942&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"96 mois voo vs vym\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?fit=600%2C289&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?resize=600%2C289&#038;ssl=1\" alt=\"Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir?\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-18616\" style=\"border-width:3px\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?resize=600%2C289&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?resize=300%2C145&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?resize=768%2C370&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?resize=18%2C9&amp;ssl=1 18w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/12\/96-mois-voo-vs-vym.jpg?w=900&amp;ssl=1 900w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">C&#8217;est-\u00e0-dire, en 8 ans, investir dans un ETF VOO a \u00e9t\u00e9 presque 2 fois plus rentable qu&#8217;un ETF VYM.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-32 wp-block-paragraph\"><strong>Voici un r\u00e9sum\u00e9 des performances des 2 ETF&#8217;s<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--6\" style=\"font-size:0.9rem\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Temps<\/th><th class=\"has-text-align-center\" data-align=\"center\">% Gagn\u00e9 par l&#8217;ETF VOO<\/th><th class=\"has-text-align-center\" data-align=\"center\">% gagn\u00e9 par l&#8217;ETF VOO par rapport \u00e0 l&#8217;ETF VYM <\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">6 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">+ 2%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">12 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">25%<\/td><td class=\"has-text-align-center\" data-align=\"center\">+ 10%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">60 mois (5 ans)<\/td><td class=\"has-text-align-center\" data-align=\"center\">84%<\/td><td class=\"has-text-align-center\" data-align=\"center\">+ 50%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">96 mois (8 ans)<\/td><td class=\"has-text-align-center\" data-align=\"center\">162%<\/td><td class=\"has-text-align-center\" data-align=\"center\">+ 95%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-33\">\u27a1\ufe0f <strong>Dans ce cas, nous constatons que les int\u00e9r\u00eats compos\u00e9s gagn\u00e9s gr\u00e2ce aux principales actions \u00e0 croissance de l&#8217;ETF VOO sont bien plus rentables que de recevoir des grands dividendes de l&#8217;ETF VYM. <\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center has-pale-pink-color has-text-color has-link-color wp-elements-34 wp-block-paragraph\">\ud83d\udc49 <strong>En r\u00e9alit\u00e9, plus la p\u00e9riode est longue, plus la rentabilit\u00e9 d&#8217;un ETF \u00e0 croissance performe comparativement \u00e0 un ETF \u00e0 grands dividendes !<\/strong><\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-white-color has-vivid-red-background-color has-text-color has-background has-link-color wp-elements-35\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-36 wp-block-paragraph\"><strong>Dividendes VS Croissance de capital &#8211; Quelle strat\u00e9gie choisir?<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-37 wp-block-paragraph\">\u25b6\ufe0f <strong>Privil\u00e9gier un portefeuille d&#8217;actions ax\u00e9 sur la croissance est (historiquement) bien plus efficace qu&#8217;un portefeuille ax\u00e9 sur des grands dividendes. Principalement pour 3 raisons:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Il est fiscalement plus rentable de favoriser la croissance de l&#8217;action comparativement \u00e0 recevoir des dividendes.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Il est fiscalement plus rentable de vendre une action comparativement \u00e0 recevoir des dividendes.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les grands dividendes non investies sont un frein pour accumuler les int\u00e9r\u00eats compos\u00e9s ! Notons que les int\u00e9r\u00eats compos\u00e9s sont la cl\u00e9 concernant la fortune d&#8217;un investissement sur le long terme.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background has-medium-font-size\" style=\"background-color:#123102\"><strong>Abonne-toi pour les nouveaut\u00e9s<\/strong><\/h5>\n\n\n<div class=\"wp-block-jetpack-subscriptions__supports-newline wp-block-jetpack-subscriptions\">\n\t\t<div>\n\t\t\t<div>\n\t\t\t\t<div>\n\t\t\t\t\t<p >\n\t\t\t\t\t\t<a href=\"https:\/\/minimalistefrugaliste.com\/en\/?post_type=post&#038;p=18596\" style=\"font-size: 16px;padding: 15px 23px 15px 23px;margin: 0; margin-left: 10px;border-radius: 0px;border-width: 1px; background-color: #113AF5; color: #FFFFFF; text-decoration: none; white-space: nowrap; margin-left: 0\">Abonne-toi<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background\" style=\"background-color:#2a0202\"><strong>Tu as un projet frugaliste ou minimaliste et tu souhaites une formation? Clique &#8221;<a href=\"https:\/\/minimalistefrugaliste.com\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>&#8221;.<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-social-links is-content-justification-center is-layout-flex wp-container-core-social-links-is-layout-a89b3969 wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-youtube wp-block-social-link\"><a href=\"https:\/\/www.youtube.com\/@minimalistefrugaliste\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M21.8,8.001c0,0-0.195-1.378-0.795-1.985c-0.76-0.797-1.613-0.801-2.004-0.847c-2.799-0.202-6.997-0.202-6.997-0.202 h-0.009c0,0-4.198,0-6.997,0.202C4.608,5.216,3.756,5.22,2.995,6.016C2.395,6.623,2.2,8.001,2.2,8.001S2,9.62,2,11.238v1.517 c0,1.618,0.2,3.237,0.2,3.237s0.195,1.378,0.795,1.985c0.761,0.797,1.76,0.771,2.205,0.855c1.6,0.153,6.8,0.201,6.8,0.201 s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">YouTube<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/in\/minimalistefrugaliste\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>N&#8217;h\u00e9site pas \u00e0 lire mes Pages<\/strong><\/h5>\n\n\n<ul class=\"wp-block-page-list\"><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/a-propos-de-moi\/\">\u00c0 propos de moi<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/epargne-frugalisme\/\">\u00c9pargne \/ Frugalisme<\/a><\/li><li class=\"wp-block-pages-list__item menu-item-home\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/\">Bienvenue<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/blog\/\">Blog<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/boutique\/\">Boutique<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/contact-dons\/\">Contact<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/formation-e-book\/\">Formation \/ E-book<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investissement\/\">Investissement<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/page-minimaliste\/\">Minimaliste<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/mon-compte\/\">Mon compte<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/newsletter\/\">Newsletter<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\">Panier<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/commander\/\">Validation de la commande<\/a><\/li><\/ul>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>Derniers articles<\/strong><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts is-layout-flow wp-block-latest-posts-is-layout-flow\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investir-etranger-taux-change-ne-dit-pas\/\">Investir \u00e0 l&#8217;\u00e9tranger : ce que le taux de change ne dit pas<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-optimiser-son-2eme-pilier\/\">Comment optimiser son 2\u00e8me pilier?<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/2eme-pilier-bases-comprendre\/\">2\u00e8me pilier: Les bases \u00e0 comprendre<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/top-5-astuces-pour-gagner-de-largent-depuis-chez-soi\/\">Top 5 astuces pour gagner de l\u2019argent depuis chez soi<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-investir-version-simplifiee\/\">Comment investir 1200 CHF &#8211; Version simplifi\u00e9e<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Comment vit ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Globalement, ce blog vit du partage d\u2019un mode de vie frugale et minimaliste.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une question de transparence envers les lecteurs. Tous les produits conseill\u00e9s sont dans le but de rendre la vie moins ch\u00e8re, plus simple et pour favoriser l&#8217;essentiel.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-38 wp-block-paragraph\"><strong>Essentiellement, mes seuls revenus avec ce blog viennent:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des formations que je r\u00e9alise, <\/li>\n\n\n\n<li>Des codes promo pour les produits que j\u2019utilise <\/li>\n\n\n\n<li>Des dons que les lecteurs font en \u00e9change d\u2019informations neutres.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>\u00c0 propos de Moi<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-39\"><strong>J&#8217;ai en effet d\u00e9cid\u00e9 de cr\u00e9er ce blog pour me d\u00e9velopper et aider les lecteurs qui recherchent une vie plus simple et plus \u00e9conome.<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement \u00e0 avant, j&#8217;\u00e9tais une personne qui consommais beaucoup <strong><span style=\"text-decoration: underline;\">jusqu&#8217;au jour o\u00f9 j&#8217;ai compris que ma consommation me rendais plus triste et plus pauvre<\/span><\/strong> \ud83d\ude11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9sormais, <strong><span style=\"text-decoration: underline;\">je privil\u00e9gie le minimum de mes besoins pour \u00eatre heureux et atteindre ma libert\u00e9 financi\u00e8re.<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sans me rendre compte, j<strong><span style=\"text-decoration: underline;\">&#8216;ai commenc\u00e9 \u00e0 privil\u00e9gier l&#8217;\u00e9pargne et les investissements pour d\u00e9pendre d&#8217;un patron le moins longtemps possible<\/span><\/strong> et pour acc\u00e9l\u00e9rer mes projets personnels.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Es-tu plut\u00f4t minimaliste ou frugaliste Jonny?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Je suis aussi bien minimaliste que frugaliste.<\/span><\/strong> Toutefois, il y a des situations o\u00f9 je me penche plus vers un art de vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, je pense que le plus important est se sentir confortable dans son art de vie \ud83d\ude0a<\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-40 wp-block-paragraph\">Dividendes VS Croissance de capital &#8211; Quelle strat\u00e9gie choisir?<\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-41 wp-block-paragraph\">Dividendes VS Croissance de capital &#8211; Quelle strat\u00e9gie choisir?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For a beginner in the stock market, dividends are important to consider. But are they more important than capital growth? In this article, we will study Dividends VS Capital Growth \u2013 Which is the best strategy in the stock market? \ud83e\uddd0<\/p>","protected":false},"author":215552267,"featured_media":18693,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Pour un d\u00e9butant en bourse, les dividendes sont importants \u00e0 consid\u00e9rer. Mais sont-ils plus importants que la croissance du capital? Dans cet article, nous allons \u00e9tudier les Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir en bourse?","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[725575],"tags":[728542890,728542882,728544233,728544232,728544244,728544241,728544240,728544245,728544238,728544239,728544247,728544237,728544246,728544236,728542919,728544242,728542820,728544243,728544235,728544234],"class_list":["post-18596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investissement","tag-article","tag-blog","tag-dividendes-vs-croissance-de-capital","tag-dividendes-vs-croissance-de-capital-quelle-est-la-meilleure-strategie-en-bourse","tag-exe","tag-exemple-imposition-croissance-de-capital","tag-exemple-imposition-dividendes","tag-exemples-performance-etf-croissance-et-dividendes","tag-fiscalite","tag-fiscalite-entre-croissance-et-dividendes","tag-fiscalite-suisse-etf","tag-impots-croissance-vs-dividendes","tag-investir-dans-un-etf-croissance-et-etf-dividende","tag-mattthieu-louvet","tag-minimalistefrugaliste","tag-recevoir-des-dividendes-ou-vendre-des-actions","tag-suisse","tag-voo-vs-vym","tag-warren-buffet-dividendes","tag-warren-buffet-et-les-dividendes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir? - Minimaliste et Frugaliste<\/title>\n<meta name=\"description\" content=\"Dividendes VS Croissance de capital - Quelle strat\u00e9gie choisir afin d&#039;optimiser les rendements? 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