{"id":15169,"date":"2026-06-14T17:04:33","date_gmt":"2026-06-14T15:04:33","guid":{"rendered":"https:\/\/minimalistefrugaliste.com\/?p=15169"},"modified":"2026-09-19T18:11:13","modified_gmt":"2026-09-19T16:11:13","slug":"bank-wir-bank-charges-notice","status":"publish","type":"post","link":"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/","title":{"rendered":"WIR Bank: Bank Fees and Notices"},"content":{"rendered":"\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\"><strong>En \u00e9t\u00e9 2024, j&#8217;ai pris la connaissance du pack bancaire de la banque Wir. Apr\u00e8s l&#8217;avoir utilis\u00e9 pendant quelques mois. Je me suis dit qu&#8217;il fallait partager un r\u00e9sum\u00e9 \ud83d\ude09. Banque WIR: Frais bancaires et Avis<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #eeee22;color:#eeee22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #eeee22;color:#eeee22\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Produits_recommandes\" >Produits recommand\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Quest_la_banque_Wir\" >Qu&#8217;est la banque Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Les_produits_proposes_par_la_banque_Wir\" >Les produits propos\u00e9s par la banque Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Pour_qui_est_disponible_le_paquet_bancaire_top_Wir\" >Pour qui est disponible le paquet bancaire top Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Comment_sinscrire_et_ouvrir_un_compte_du_paquet_bancaire_top_Wir\" >Comment s&#8217;inscrire et ouvrir un compte du paquet bancaire top Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Quelles_sont_les_conditions_pour_beneficier_du_paquet_bancaire_top_Wir\" >Quelles sont les conditions pour b\u00e9n\u00e9ficier du paquet bancaire top Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Licence_bancaire_du_paquet_bancaire_top_Wir\" >Licence bancaire du paquet bancaire top Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Devises_du_paquet_bancaire_top_Wir\" >Devises du paquet bancaire top Wir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#FAQ_%E2%80%93_Banque_WIR_Avis_frais_bancaires_et_compte_bancaire_suisse\" >FAQ \u2013 Banque WIR : Avis, frais bancaires et compte bancaire suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Quel_est_mon_avis_sur_la_Banque_WIR\" >Quel est mon avis sur la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#La_Banque_WIR_est-elle_une_vraie_banque_suisse\" >La Banque WIR est-elle une vraie banque suisse ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Les_depots_sont-ils_garantis_par_la_Banque_WIR\" >Les d\u00e9p\u00f4ts sont-ils garantis par la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Quels_sont_les_frais_bancaires_de_la_Banque_WIR\" >Quels sont les frais bancaires de la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Le_compte_bancaire_WIR_est-il_gratuit\" >Le compte bancaire WIR est-il gratuit ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Peut-on_payer_a_letranger_sans_frais_avec_la_Banque_WIR\" >Peut-on payer \u00e0 l&#8217;\u00e9tranger sans frais avec la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Peut-on_retirer_de_largent_gratuitement_avec_la_Banque_WIR\" >Peut-on retirer de l&#8217;argent gratuitement avec la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Les_virements_SEPA_sont-ils_gratuits_avec_la_Banque_WIR\" >Les virements SEPA sont-ils gratuits avec la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#La_Banque_WIR_permet-elle_denvoyer_de_largent_a_letranger\" >La Banque WIR permet-elle d&#8217;envoyer de l&#8217;argent \u00e0 l&#8217;\u00e9tranger ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Qui_peut_ouvrir_un_compte_bancaire_WIR\" >Qui peut ouvrir un compte bancaire WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#La_Banque_WIR_est-elle_meilleure_que_Neon\" >La Banque WIR est-elle meilleure que Neon ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Le_paquet_bancaire_Top_WIR_est-il_adapte_aux_voyageurs\" >Le paquet bancaire Top WIR est-il adapt\u00e9 aux voyageurs ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#La_Banque_WIR_est-elle_une_bonne_banque_pour_un_frugaliste\" >La Banque WIR est-elle une bonne banque pour un frugaliste ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Quels_sont_les_principaux_defauts_de_la_Banque_WIR\" >Quels sont les principaux d\u00e9fauts de la Banque WIR ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Pourquoi_choisir_la_Banque_WIR_en_Suisse\" >Pourquoi choisir la Banque WIR en Suisse ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/#Banque_WIR_Frais_bancaires_et_Avis\" >Banque WIR: Frais bancaires et Avis<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div data-block-name=\"woocommerce\/product-collection\" data-collection=\"woocommerce\/product-collection\/hand-picked\" data-dimensions=\"{&quot;widthType&quot;:&quot;fill&quot;}\" data-display-layout=\"{&quot;type&quot;:&quot;flex&quot;,&quot;columns&quot;:5,&quot;shrinkColumns&quot;:true}\" data-hide-controls=\"[&quot;inherit&quot;,&quot;hand-picked&quot;,&quot;filterable&quot;,&quot;order&quot;]\" data-query-context-includes=\"[&quot;collection&quot;]\" data-query-id=\"0\" data-query=\"{&quot;perPage&quot;:9,&quot;pages&quot;:0,&quot;offset&quot;:0,&quot;postType&quot;:&quot;product&quot;,&quot;order&quot;:&quot;asc&quot;,&quot;orderBy&quot;:&quot;post__in&quot;,&quot;search&quot;:&quot;&quot;,&quot;exclude&quot;:[],&quot;inherit&quot;:false,&quot;taxQuery&quot;:[],&quot;isProductCollectionBlock&quot;:true,&quot;featured&quot;:false,&quot;woocommerceOnSale&quot;:false,&quot;woocommerceStockStatus&quot;:[&quot;instock&quot;,&quot;outofstock&quot;,&quot;onbackorder&quot;],&quot;woocommerceAttributes&quot;:[],&quot;woocommerceHandPickedProducts&quot;:[&quot;26085&quot;,&quot;26112&quot;,&quot;26137&quot;],&quot;filterable&quot;:false,&quot;relatedBy&quot;:{&quot;categories&quot;:true,&quot;tags&quot;:true}}\" data-tag-name=\"div\" class=\"wp-block-woocommerce-product-collection is-layout-flow wp-block-woocommerce-product-collection-is-layout-flow\">\n<h2 class=\"wp-block-heading\" style=\"margin-bottom:1rem\"><span class=\"ez-toc-section\" id=\"Produits_recommandes\"><\/span>Produits recommand\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<ul data-block-name=\"woocommerce\/product-template\" class=\"wc-block-product-template__responsive columns-5 wc-block-product-template wp-block-woocommerce-product-template is-layout-flow wp-block-woocommerce-product-template-is-layout-flow\" data-wp-on--scroll=\"actions.watchScroll\" data-wp-init=\"callbacks.initResizeObserver\"><li class=\"wc-block-product post-26085 product type-product status-publish has-post-thumbnail product_tag-guide-depargne product_tag-guide-optimisation-financiere-en-suisse product_tag-livre-econome product_tag-livre-economiser product_tag-livre-finances-personnelles product_tag-livre-frugaliste first instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26085,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26085\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"423\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - 50 astuces pour \u00e9conomiser en Suisse\" data-testid=\"product-image\" data-image-id=\"26088\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?w=1409&amp;ssl=1 1409w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=211%2C300&amp;ssl=1 211w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=423%2C600&amp;ssl=1 423w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=768%2C1090&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1082%2C1536&amp;ssl=1 1082w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1320%2C1874&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=600%2C852&amp;ssl=1 600w\" sizes=\"auto, (max-width: 423px) 100vw, 423px\" data-attachment-id=\"26088\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26088\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=1409%2C2000&amp;ssl=1\" data-orig-size=\"1409,2000\" data-comments-opened=\"1\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" target=\"_self\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26085\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - 50 astuces pour \u00e9conomiser en Suisse&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26112 product type-product status-publish has-post-thumbnail product_tag-guide-complet-investissement product_tag-livre-finances-personnelles product_tag-livre-investissement product_tag-livre-investissement-boursier product_tag-livre-liberte-financiere product_tag-livre-sp-500  instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26112,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26112\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"384\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi\" data-testid=\"product-image\" data-image-id=\"26114\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=192%2C300&amp;ssl=1 192w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=384%2C600&amp;ssl=1 384w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=8%2C12&amp;ssl=1 8w\" sizes=\"auto, (max-width: 384px) 100vw, 384px\" data-attachment-id=\"26114\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26114\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=512%2C800&amp;ssl=1\" data-orig-size=\"512,800\" data-comments-opened=\"1\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" target=\"_self\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26112\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26137 product type-product status-publish has-post-thumbnail product_tag-anti-surconsommation product_tag-autodiscipline product_tag-autonomie product_tag-ecologie product_tag-economie product_tag-epargne product_tag-bien-etre product_tag-bonheur product_tag-bonheur-durable product_tag-consommation-consciente product_tag-desencombrement product_tag-developpement-personnel product_tag-essentialisme product_tag-frugalite product_tag-liberte-financiere product_tag-minimalisme product_tag-mode-de-vie-alternatif product_tag-moins-mais-mieux product_tag-simplicite-volontaire product_tag-slow-living product_tag-sobriete-heureuse product_tag-vie-simple  instock downloadable shipping-taxable purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26137,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26137\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"376\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Guide E-book - Lib\u00e8re-toi de la surconsommation\" data-testid=\"product-image\" data-image-id=\"26138\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?w=1410&amp;ssl=1 1410w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=188%2C300&amp;ssl=1 188w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=376%2C600&amp;ssl=1 376w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=768%2C1226&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=963%2C1536&amp;ssl=1 963w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1283%2C2048&amp;ssl=1 1283w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1320%2C2106&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=600%2C957&amp;ssl=1 600w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" data-attachment-id=\"26138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26138\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=1410%2C2250&amp;ssl=1\" data-orig-size=\"1410,2250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"pochette lib\u00e8re-toi de la surconsommation\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" target=\"_self\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;10.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26137\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Guide E-book - Lib\u00e8re-toi de la surconsommation&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><\/ul>\n\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-2\"><span class=\"ez-toc-section\" id=\"Quest_la_banque_Wir\"><\/span><strong>Qu&#8217;est la banque Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">La banque Wir n&#8217;est pas inconnue pour les lecteurs de ce blog \ud83d\ude09<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En effet, c&#8217;est la banque partenaire de Viac. Les clients de Viac ont leur argent d\u00e9pos\u00e9 \u00e0 la banque Wir pour certaines prestations.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">La banque Wir est une banque suisse originaire de B\u00e2le. Depuis 1934.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Selon le site de la banque Wir, la banque se focalise sur les entrepreneurs et la classe moyenne.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-3\"><span class=\"ez-toc-section\" id=\"Les_produits_proposes_par_la_banque_Wir\"><\/span><strong>Les produits propos\u00e9s par la banque Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-4 wp-block-paragraph\"><strong>La banque Wir propose \u00e9norm\u00e9ment de produits bancaires et financiers. Comme par exemple:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comptes bancaires<\/li>\n\n\n\n<li>Investissements<\/li>\n\n\n\n<li>Comptes \u00e9pargnes<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dans cet article, je vais r\u00e9sumer le seul produit Wir que j&#8217;utilise en ce moment. <strong>Le paquet bancaire Top \ud83d\ude09<\/strong>. C&#8217;est-\u00e0-dire, un compte bancaire courant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-5\"><span class=\"ez-toc-section\" id=\"Pour_qui_est_disponible_le_paquet_bancaire_top_Wir\"><\/span><strong>Pour qui est disponible le paquet bancaire top Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En principe, il faut remplir une des conditions propos\u00e9es \u00e9crites sur leur site pour b\u00e9n\u00e9ficier de ce compte bancaire: Conditions <a href=\"https:\/\/www.wir.ch\/fr\/produits-solutions\/clients-prives\/paquet-bancaire-top\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Remplir une des conditions n&#8217;est pas compliqu\u00e9. Par exemple, il suffit d&#8217;acheter une action WIR \u00e0 environ 200 CHF.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Cependant, au t\u00e9l\u00e9phone, la secr\u00e9taire m&#8217;a inform\u00e9e que la banque Wir n&#8217;est pas stricte sur ces conditions tant que le client r\u00e9side en Suisse.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-6\"><span class=\"ez-toc-section\" id=\"Comment_sinscrire_et_ouvrir_un_compte_du_paquet_bancaire_top_Wir\"><\/span><strong>Comment s&#8217;inscrire et ouvrir un compte du paquet bancaire top Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-7 wp-block-paragraph\"><strong>Concernant l\u2019inscription, l\u2019ouverture du compte est simple et virtuelle. Directement depuis le Smartphone.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>En r\u00e9alit\u00e9, ouvrir un compte bancaire prend environ dix minutes et Wir demande peu de documents officiels, comme une pi\u00e8ce d\u2019identit\u00e9.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-8\"><span class=\"ez-toc-section\" id=\"Quelles_sont_les_conditions_pour_beneficier_du_paquet_bancaire_top_Wir\"><\/span><strong>Quelles sont les conditions pour b\u00e9n\u00e9ficier du paquet bancaire top Wir ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-9 wp-block-paragraph\"><strong>Les conditions administratives pour ouvrir un compte chez Wir sont:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>R\u00e9sider en Suisse<\/li>\n\n\n\n<li>Avoir la nationalit\u00e9 suisse ou le permis B ou C<\/li>\n\n\n\n<li>Avoir au minimum 18 ans<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-10\"><span class=\"ez-toc-section\" id=\"Licence_bancaire_du_paquet_bancaire_top_Wir\"><\/span><strong>Licence bancaire du paquet bancaire top Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Wir est une banque classique avec une licence bancaire qui garantit les d\u00e9p\u00f4ts.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-11 wp-block-paragraph\"><strong>Cette licence prot\u00e8ge jusqu&#8217;\u00e0 100&#8217;000 CHF du client en cas de faillite de la banque Wir, comme pour toutes les banques traditionnelles en Suisse.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-12\"><span class=\"ez-toc-section\" id=\"Devises_du_paquet_bancaire_top_Wir\"><\/span><strong>Devises du paquet bancaire top Wir<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-13 wp-block-paragraph\"><strong>Wir est un compte bancaire qui poss\u00e8de uniquement le franc suisse comme devise dans le solde bancaire.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En v\u00e9rit\u00e9, si d\u2019autres devises entrent ou sortent du compte Wir, le compte Wir convertit automatiquement la devise \u00e9trang\u00e8re en franc suisse (ou vice-versa).<\/p>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color has-background has-link-color wp-elements-14\" style=\"background-color:#0e001b\"><strong>Maintenant, analysons les commissions du paquet bancaire de la banque WIR \ud83d\ude09<\/strong><\/h6>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background:linear-gradient(135deg,rgb(2,3,129) 65%,rgb(40,116,252) 100%)\"><strong>Les commissions de la banque WIR <\/strong><\/h5>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a1385ac3&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a1385ac3\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"85\" data-attachment-id=\"15277\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/wir-logo\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/wir-logo.png?fit=80%2C85&amp;ssl=1\" data-orig-size=\"80,85\" data-comments-opened=\"1\" data-image-title=\"wir logo\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/wir-logo.png?fit=80%2C85&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/wir-logo.png?resize=80%2C85&#038;ssl=1\" alt=\"\" class=\"has-border-color has-vivid-red-border-color wp-image-15277\" style=\"border-width:5px;border-radius:36px;aspect-ratio:1.7777777777777777;width:146px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/wir-logo.png?w=80&amp;ssl=1 80w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/wir-logo.png?resize=11%2C12&amp;ssl=1 11w\" sizes=\"auto, (max-width: 80px) 100vw, 80px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background-color:#48728a99;font-style:normal;font-weight:700\">Les Commissions annuelles<\/h6>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a1386425&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a1386425\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1880\" height=\"1245\" data-attachment-id=\"5104\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-928181\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?fit=1880%2C1245&amp;ssl=1\" data-orig-size=\"1880,1245\" data-comments-opened=\"1\" data-image-meta=\"{&quot;caption&quot;:&quot;Photo by Lukas on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/person-holding-black-card-holder-928181\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;title&quot;:&quot;person holding black card holder&quot;}\" data-image-title=\"pexels-photo-928181\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by Lukas on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/person-holding-black-card-holder-928181\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?fit=600%2C397&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=1880%2C1245&#038;ssl=1\" alt=\"porte-monnaie - Comment \u00e9conomiser avec les frais bancaires -La banque Zak, le r\u00e9sum\u00e9 (25 CHF offerts) \" class=\"has-border-color has-vivid-red-border-color wp-image-5104\" style=\"border-width:6px;border-radius:47px;width:184px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?w=1880&amp;ssl=1 1880w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=1024%2C678&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=768%2C509&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=1536%2C1017&amp;ssl=1 1536w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-928181.jpeg?resize=1200%2C795&amp;ssl=1 1200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-primary-background-color has-text-color has-background has-medium-font-size\"><strong>Frais d&#8217;entretien et de la carte bancaire<\/strong><\/h6>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--1\" style=\"font-size:1rem\"><table class=\"has-fixed-layout\" style=\"border-top-color:var(--wp--preset--color--luminous-vivid-orange);border-top-style:solid;border-top-width:5px;border-right-color:var(--wp--preset--color--luminous-vivid-orange);border-right-style:solid;border-right-width:5px;border-bottom-color:var(--wp--preset--color--luminous-vivid-orange);border-bottom-style:solid;border-bottom-width:5px;border-left-color:var(--wp--preset--color--luminous-vivid-orange);border-left-style:solid;border-left-width:5px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Frais d&#8217;entretien du compte<\/strong><br>(frais de gestion de la banque)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Frais de la carte bancaire<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color\">\ud83d\udc49 <strong>0 CHF par an pour avoir un compte bancaire ouvert. C&#8217;est essentiel dans un compte bancaire<\/strong> \ud83d\udc4d<\/h6>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background-color:#48728a99;font-style:normal;font-weight:700\">Les Commissions au payement<\/h5>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a1387987&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a1387987\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1733\" height=\"1300\" data-attachment-id=\"5102\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-2988232\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?fit=1733%2C1300&amp;ssl=1\" data-orig-size=\"1733,1300\" data-comments-opened=\"1\" data-image-meta=\"{&quot;caption&quot;:&quot;Photo by energepic.com on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/black-payment-terminal-2988232\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;title&quot;:&quot;black payment terminal&quot;}\" data-image-title=\"pexels-photo-2988232\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by energepic.com on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/black-payment-terminal-2988232\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?fit=600%2C450&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=1733%2C1300&#038;ssl=1\" alt=\"payement carte - Comment \u00e9conomiser avec les frais bancaires -La banque Zak, le r\u00e9sum\u00e9 (25 CHF offerts) \" class=\"wp-image-5102\" style=\"border-width:4px;border-radius:45px;width:173px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?w=1733&amp;ssl=1 1733w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=768%2C576&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=1536%2C1152&amp;ssl=1 1536w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=1200%2C900&amp;ssl=1 1200w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=800%2C600&amp;ssl=1 800w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=400%2C300&amp;ssl=1 400w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-2988232.jpeg?resize=200%2C150&amp;ssl=1 200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--2\" style=\"font-size:1rem\"><table class=\"has-fixed-layout\" style=\"border-top-color:var(--wp--preset--color--luminous-vivid-orange);border-top-style:solid;border-top-width:5px;border-right-color:var(--wp--preset--color--luminous-vivid-orange);border-right-style:solid;border-right-width:5px;border-bottom-color:var(--wp--preset--color--luminous-vivid-orange);border-bottom-style:solid;border-bottom-width:5px;border-left-color:var(--wp--preset--color--luminous-vivid-orange);border-left-style:solid;border-left-width:5px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Payements en Suisse<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Payements \u00e0 l&#8217;\u00e9tranger (monde)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Majoration du taux de change<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0% <\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color\">\ud83d\udc49 <strong>La carte bancaire Wir est sans commissions partout dans le monde. Sans majoration du taux de change ! C&#8217;est TOP ! <\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udc49 C<strong>&#8216;est une des rares cartes bancaires suisses \u00e0 permettre des payements internationaux sans frais <\/strong>\ud83d\udc4d<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background-color:#48728a99;font-style:normal;font-weight:700\">Les Commissions au retrait<\/h5>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a1388f9f&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a1388f9f\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1880\" height=\"1253\" data-attachment-id=\"5100\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-5699376\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?fit=1880%2C1253&amp;ssl=1\" data-orig-size=\"1880,1253\" data-comments-opened=\"1\" data-image-meta=\"{&quot;caption&quot;:&quot;Photo by RODNAE Productions on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/person-counting-money-in-front-of-atm-5699376\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;title&quot;:&quot;person counting money in front of atm&quot;}\" data-image-title=\"pexels-photo-5699376\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by RODNAE Productions on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/person-counting-money-in-front-of-atm-5699376\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?fit=600%2C400&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=1880%2C1253&#038;ssl=1\" alt=\"retrait bancomat - Comment \u00e9conomiser avec les frais bancaires\" class=\"wp-image-5100\" style=\"border-width:5px;border-radius:47px;width:201px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?w=1880&amp;ssl=1 1880w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=1024%2C682&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=1536%2C1024&amp;ssl=1 1536w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/pexels-photo-5699376.jpeg?resize=1200%2C800&amp;ssl=1 1200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--3\" style=\"font-size:1rem\"><table class=\"has-fixed-layout\" style=\"border-top-color:var(--wp--preset--color--luminous-vivid-orange);border-top-style:solid;border-top-width:5px;border-right-color:var(--wp--preset--color--luminous-vivid-orange);border-right-style:solid;border-right-width:5px;border-bottom-color:var(--wp--preset--color--luminous-vivid-orange);border-bottom-style:solid;border-bottom-width:5px;border-left-color:var(--wp--preset--color--luminous-vivid-orange);border-left-style:solid;border-left-width:5px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Retrait de cash en CHF en Suisse<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0<\/strong> CHF,  mais limit\u00e9 \u00e0 24 fois par an<br>(d\u00e8s le 25\u00e8me retrait = 2 CHF le retrait)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Retrait \u00e0 l&#8217;\u00e9tranger<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0 CHF,  mais limit\u00e9 \u00e0 24 fois par an<br>(d\u00e8s le 25\u00e8me retrait = 2 CHF le retrait)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Majoration taux de change<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color\">\ud83d\udc49 <strong>Encore une fois, les prestations de retrait sont incroyables. Tout est gratuit <\/strong>\ud83d\udc4d<\/h6>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">La limitation est de 24 retraits par an, en Suisse et \u00e0 l&#8217;\u00e9tranger, cela est suffisant dans la plupart des cas.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background-color:#48728a99;font-style:normal;font-weight:700\">Les Commissions au transfert<\/h5>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a138a336&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a138a336\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1880\" height=\"1253\" data-attachment-id=\"5581\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/computer-buy-money-banknotes-163056\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?fit=1880%2C1253&amp;ssl=1\" data-orig-size=\"1880,1253\" data-comments-opened=\"1\" data-image-meta=\"{&quot;caption&quot;:&quot;Photo by Pixabay on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/1-us-dollar-bill-163056\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;title&quot;:&quot;computer-buy-money-banknotes-163056.jpeg&quot;}\" data-image-title=\"computer-buy-money-banknotes-163056\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by Pixabay on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/1-us-dollar-bill-163056\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?fit=600%2C400&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=1880%2C1253&#038;ssl=1\" alt=\"ordinateur cash - Comment \u00e9conomiser avec les frais bancaires - La banque Zak, le r\u00e9sum\u00e9 (25 CHF offerts)\" class=\"wp-image-5581\" style=\"border-width:7px;border-radius:30px;width:164px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?w=1880&amp;ssl=1 1880w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=1024%2C682&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=1536%2C1024&amp;ssl=1 1536w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2022\/01\/computer-buy-money-banknotes-163056.jpeg?resize=1200%2C800&amp;ssl=1 1200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--4\" style=\"font-size:1rem\"><table class=\"has-fixed-layout\" style=\"border-top-color:var(--wp--preset--color--luminous-vivid-orange);border-top-style:solid;border-top-width:5px;border-right-color:var(--wp--preset--color--luminous-vivid-orange);border-right-style:solid;border-right-width:5px;border-bottom-color:var(--wp--preset--color--luminous-vivid-orange);border-bottom-style:solid;border-bottom-width:5px;border-left-color:var(--wp--preset--color--luminous-vivid-orange);border-left-style:solid;border-left-width:5px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Transfert bancaire en Suisse<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Transfert bancaire dans les pays Sepa<\/strong> (Europe principalement).<br>Comme par exemple en Euros ou en coronnes danoises.<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color\">\ud83d\udc49 <strong>Les transferts bancaires sont sans majorations. En Suisse come \u00e0 l&#8217;\u00e9tranger.<\/strong><\/h6>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color wp-block-paragraph\">Selon mes connaissances, <strong>c&#8217;est le seul compte bancaire suisse qui permet des transferts gratuits \u00e0 l&#8217;\u00e9tranger ! Merci la banque Wir<\/strong> \ud83d\udc4d<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En revanche, notons queles transferts sont limit\u00e9s aux pays SEPA (Europe).<\/p>\n\n\n\n<p class=\"has-text-align-center has-background wp-block-paragraph\" style=\"background-color:#2a0000\"><em><strong>Astuce : Si tu dois envoyer de l&#8217;argent \u00e0 l&#8217;\u00e9tranger avec le compte Wir. Il faut s\u00e9lectionner OUR. C&#8217;est-\u00e0-dire, les frais bancaires sont \u00e0 la charge de Wir, qui est sans frais.<\/strong><\/em><\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background\" style=\"background-color:#48728a99;font-style:normal;font-weight:700\">Taux d&#8217;int\u00e9r\u00eat<\/h5>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--5\" style=\"font-size:1rem\"><table class=\"has-fixed-layout\" style=\"border-top-color:var(--wp--preset--color--luminous-vivid-orange);border-top-style:solid;border-top-width:5px;border-right-color:var(--wp--preset--color--luminous-vivid-orange);border-right-style:solid;border-right-width:5px;border-bottom-color:var(--wp--preset--color--luminous-vivid-orange);border-bottom-style:solid;border-bottom-width:5px;border-left-color:var(--wp--preset--color--luminous-vivid-orange);border-left-style:solid;border-left-width:5px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Taux d&#8217;int\u00e9r\u00eat<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>0 CHF<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Il fallait bien que ce compte bancaire aille un d\u00e9faut \ud83e\udd14<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">On l&#8217;a trouv\u00e9, c&#8217;est le 0% annuel de taux d&#8217;int\u00e9r\u00eat. Cependant, ce n&#8217;est pas dramatique \u00e9tant donn\u00e9 que c&#8217;est un compte gratuit.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-primary-background-color has-text-color has-background\"><strong>Fonctionnalit\u00e9s &amp; Application<\/strong><\/h5>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--6\" style=\"font-size:0.9rem\"><table class=\"has-fixed-layout\" style=\"border-width:3px\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Prestation<\/th><th class=\"has-text-align-center\" data-align=\"center\"><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Simplicit\u00e9 et praticit\u00e9 de l&#8217;application<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cybercriminalit\u00e9<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<br>(\u00e0 ma connaissance)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9ation de sous-comptes<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Partage de comptes \u00e0 plusieurs<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement avec la carte bancaire<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement des factures par scan<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement pendant les heures de bureau<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement par e-bills<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement par Twint<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9ation d&#8217;ordres permanent<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Retrait gratuit dans tous les distributeurs \u00e0 billets en Suisse<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<br>(24 fois par ann\u00e9e)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Possibilit\u00e9 d&#8217;envoyer de l&#8217;argent \u00e0 l&#8217;\u00e9tranger<br>(virement bancaire)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<br>(En Europe)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9tails des commissions lors des payement ou transfert d&#8217;argent<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<br>(Pas besoin \u00e9tant donn\u00e9 que tout est sans commission)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payement mobile<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Relev\u00e9 de compte et justificatif<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud83d\udc4d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a138cd9c&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a138cd9c\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"248\" height=\"92\" data-attachment-id=\"15278\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/banque-wir-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/banque-Wir-2.png?fit=248%2C92&amp;ssl=1\" data-orig-size=\"248,92\" data-comments-opened=\"1\" data-image-title=\"banque Wir 2\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/banque-Wir-2.png?fit=248%2C92&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/banque-Wir-2.png?resize=248%2C92&#038;ssl=1\" alt=\"\" class=\"has-border-color has-luminous-vivid-orange-border-color wp-image-15278\" style=\"border-width:6px;border-radius:47px;aspect-ratio:1.7919463087248322;width:159px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/banque-Wir-2.png?w=248&amp;ssl=1 248w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/09\/banque-Wir-2.png?resize=18%2C7&amp;ssl=1 18w\" sizes=\"auto, (max-width: 248px) 100vw, 248px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-vivid-red-background-color has-text-color has-background\"><strong>R\u00e9sum\u00e9 <\/strong><\/h5>\n\n\n\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\"><strong> Banque WIR: Frais bancaires et Avis<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color wp-block-paragraph\"><strong>Pour conclure, voici ma ponctuation personnelle sur Wir.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--7\" style=\"font-size:1rem\"><table class=\"has-border-color has-luminous-vivid-orange-border-color has-fixed-layout\" style=\"border-width:3px\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Prestation<\/th><th class=\"has-text-align-center\" data-align=\"center\">Ma Ponctuation sur 10<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">S\u00e9curit\u00e9<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.9<br>(j&#8217;enl\u00e8ve 0.1 car on sait jamais) <\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Frais de gestion<br>(frais de tenue du compte)<\/td><td class=\"has-text-align-center\" data-align=\"center\">10<br>(gratuit)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Frais de la carte bancaire<\/td><td class=\"has-text-align-center\" data-align=\"center\">10<br>(aucun frais avec le plastique de ma carte WIR)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payements en Suisse<\/td><td class=\"has-text-align-center\" data-align=\"center\">10<br>(\u00e0 ce jour, aucun probl\u00e8me)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Payements \u00e0 l&#8217;\u00e9tranger<\/td><td class=\"has-text-align-center\" data-align=\"center\">10<br>&#8211; payements gratuits<br>&#8211; Partout dans le monde<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Simplicit\u00e9 pour l&#8217;application<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.5<br>&#8211; 0.5 point pour l&#8217;impossibilit\u00e9 de cr\u00e9er des sous-comptes<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Transfert bancaires internationaux<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.5<br>&#8211; 0.5 point concerne la limitation de transf\u00e9rer uniquement dans les pays SEPA<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Retrait cash en CHF en Suisse<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.5<br>&#8211; 0.5 point concerne le fait que les retrais sont gratuits mais limit\u00e9 \u00e0 24 fois<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Retrait cash en Euro en Suisse ou \u00e0 l&#8217;\u00e9tranger<\/td><td class=\"has-text-align-center\" data-align=\"center\">9.5<br>&#8211; 0.5 point concerne le fait que les retrais sont gratuits mais limit\u00e9 \u00e0 24 fois<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Taux d&#8217;int\u00e9r\u00eats <\/td><td class=\"has-text-align-center\" data-align=\"center\">7.5<br>&#8211; Pas de taux d&#8217;int\u00e9r\u00eats mais il n&#8217;y a pas de frais de gestion<\/td><\/tr><\/tbody><tfoot><tr><td class=\"has-text-align-center\" data-align=\"center\">TOTAL de la Ponctuation<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"text-decoration: underline;\"><strong><mark style=\"background-color:#fff582\" class=\"has-inline-color has-background-color\">9.5 \/ 10<\/mark><\/strong><\/span><\/td><\/tr><\/tfoot><\/table><figcaption class=\"wp-element-caption\">Tableau ponctuation personnelle pour Wir, de minimalistefrugaliste.com<\/figcaption><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-16 wp-block-paragraph\">\u27a1\ufe0f Comme on le constate,<strong> <mark style=\"background-color:rgba(0, 0, 0, 0);color:#f19494\" class=\"has-inline-color\">la banque Wir est globalement tr\u00e8s \u00e9conomique et obtient un excellent score final<\/mark>.<\/strong><\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-primary-background-color has-text-color has-background\"><strong>Mon avis<\/strong><\/h5>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color wp-block-paragraph\"><strong>Ce qui est incroyable avec ce compte bancaire, c&#8217;est qu&#8217;\u00e0 ma connaissance, c&#8217;est le seule compte qui propose de<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Payer dans le monde entier sans commissions<\/strong><\/li>\n\n\n\n<li><strong>Retirer de l&#8217;argent sans commissions partout dans le monde<\/strong><\/li>\n\n\n\n<li><strong>Transf\u00e9rer de l&#8217;argent sans commissions dans toute l&#8217;Europe<\/strong> (Pays Sepa) <\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-17 wp-block-paragraph\">\u27a1\ufe0f <strong>Sans doute, les services bancaires propos\u00e9s par Wir sont excellents! Tr\u00e8s difficiles \u00e0 concurrencer \ud83d\udc4d<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Pour un minimaliste comme moi, avoir une carte bancaire sans se soucier des frais est parfait.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-18 wp-block-paragraph\">\ud83d\udc49 <strong>C&#8217;est sans doute, un des meilleurs comptes bancaires du march\u00e9 pour un frugaliste ou un minimaliste \ud83d\ude09<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad43a138f265&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad43a138f265\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"600\" data-attachment-id=\"27961\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/banque-wir-frais-bancaire-avis\/graphique-compte-wir-resume\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?fit=1024%2C1536&amp;ssl=1\" data-orig-size=\"1024,1536\" data-comments-opened=\"1\" data-image-title=\"graphique &amp;#8211; compte wir r\u00e9sum\u00e9\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?fit=400%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=400%2C600&#038;ssl=1\" alt=\"\" class=\"wp-image-27961\" style=\"aspect-ratio:0.6738615425111871;width:328px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=400%2C600&amp;ssl=1 400w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=200%2C300&amp;ssl=1 200w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=768%2C1152&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?resize=600%2C900&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/10\/graphique-compte-wir-resume.png?w=1024&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-primary-background-color has-text-color has-background\"><strong>Les Points \u00e0 am\u00e9liorer<\/strong><\/h5>\n\n\n\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-19 wp-block-paragraph\"><strong>La banque Wir touche la perfection selon mon avis.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-20 wp-block-paragraph\"><strong>Par contre, voici quelques points que la banque Wir devrait am\u00e9liorer selon mon avis, afin d&#8217;obtenir un 10 \/ 10:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00e9velopper un syst\u00e8me de tri d&#8217;argent (sous-comptes) pour que le client puisse classer son budget dans des cat\u00e9gories distinctes.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bien que 24 retraits par ann\u00e9e sans frais est d\u00e9j\u00e0 une bonne limite. Je pense que 30 retraits par ann\u00e9e serait parfait !<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"FAQ_%E2%80%93_Banque_WIR_Avis_frais_bancaires_et_compte_bancaire_suisse\"><\/span>FAQ \u2013 Banque WIR : Avis, frais bancaires et compte bancaire suisse<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-21\"><span class=\"ez-toc-section\" id=\"Quel_est_mon_avis_sur_la_Banque_WIR\"><\/span>Quel est mon avis sur la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mon avis sur la Banque WIR est tr\u00e8s positif. Le paquet bancaire Top WIR permet de payer \u00e0 l&#8217;\u00e9tranger sans frais, d&#8217;effectuer des virements SEPA gratuits et de b\u00e9n\u00e9ficier d&#8217;un compte bancaire suisse sans frais de gestion.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-22\"><span class=\"ez-toc-section\" id=\"La_Banque_WIR_est-elle_une_vraie_banque_suisse\"><\/span>La Banque WIR est-elle une vraie banque suisse ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. La Banque WIR est une banque suisse fond\u00e9e en 1934 et bas\u00e9e \u00e0 B\u00e2le. Elle poss\u00e8de une licence bancaire suisse et est soumise \u00e0 la surveillance des autorit\u00e9s financi\u00e8res suisses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-23\"><span class=\"ez-toc-section\" id=\"Les_depots_sont-ils_garantis_par_la_Banque_WIR\"><\/span>Les d\u00e9p\u00f4ts sont-ils garantis par la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Comme la majorit\u00e9 des banques suisses, la Banque WIR prot\u00e8ge les d\u00e9p\u00f4ts de ses clients jusqu&#8217;\u00e0 100&#8217;000 CHF en cas de faillite bancaire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-24\"><span class=\"ez-toc-section\" id=\"Quels_sont_les_frais_bancaires_de_la_Banque_WIR\"><\/span>Quels sont les frais bancaires de la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les frais bancaires de la Banque WIR sont parmi les plus faibles du march\u00e9 suisse. Le paquet bancaire Top WIR ne facture ni frais de tenue de compte, ni frais annuels de carte bancaire, ni frais sur les paiements \u00e0 l&#8217;\u00e9tranger.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-25\"><span class=\"ez-toc-section\" id=\"Le_compte_bancaire_WIR_est-il_gratuit\"><\/span>Le compte bancaire WIR est-il gratuit ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Le compte bancaire WIR est gratuit concernant l&#8217;ouverture, la gestion du compte et la carte bancaire. Certaines limites existent toutefois concernant le nombre de retraits gratuits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-26\"><span class=\"ez-toc-section\" id=\"Peut-on_payer_a_letranger_sans_frais_avec_la_Banque_WIR\"><\/span>Peut-on payer \u00e0 l&#8217;\u00e9tranger sans frais avec la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. La carte Mastercard du paquet bancaire Top WIR permet de payer partout dans le monde sans frais suppl\u00e9mentaires et sans majoration du taux de change.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-27\"><span class=\"ez-toc-section\" id=\"Peut-on_retirer_de_largent_gratuitement_avec_la_Banque_WIR\"><\/span>Peut-on retirer de l&#8217;argent gratuitement avec la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Les 24 premiers retraits de cash par ann\u00e9e sont gratuits en Suisse et \u00e0 l&#8217;\u00e9tranger. Au-del\u00e0 de cette limite, une commission est appliqu\u00e9e.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-background-color has-white-background-color has-text-color has-background has-link-color wp-elements-28\"><span class=\"ez-toc-section\" id=\"Les_virements_SEPA_sont-ils_gratuits_avec_la_Banque_WIR\"><\/span>Les virements SEPA sont-ils gratuits avec la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Les virements vers les pays de la zone SEPA sont gratuits avec le paquet bancaire Top WIR, ce qui en fait une solution tr\u00e8s avantageuse pour les r\u00e9sidents suisses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-29\"><span class=\"ez-toc-section\" id=\"La_Banque_WIR_permet-elle_denvoyer_de_largent_a_letranger\"><\/span>La Banque WIR permet-elle d&#8217;envoyer de l&#8217;argent \u00e0 l&#8217;\u00e9tranger ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. La Banque WIR permet d&#8217;effectuer gratuitement des virements dans les pays de la zone SEPA. Pour les transferts hors Europe, d&#8217;autres solutions sp\u00e9cialis\u00e9es peuvent \u00eatre n\u00e9cessaires.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-30\"><span class=\"ez-toc-section\" id=\"Qui_peut_ouvrir_un_compte_bancaire_WIR\"><\/span>Qui peut ouvrir un compte bancaire WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour ouvrir un compte bancaire WIR, il faut g\u00e9n\u00e9ralement r\u00e9sider en Suisse, \u00eatre \u00e2g\u00e9 d&#8217;au moins 18 ans et disposer d&#8217;une nationalit\u00e9 suisse ou d&#8217;un permis B ou C.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-31\"><span class=\"ez-toc-section\" id=\"La_Banque_WIR_est-elle_meilleure_que_Neon\"><\/span>La Banque WIR est-elle meilleure que Neon ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour les paiements \u00e0 l&#8217;\u00e9tranger, les retraits et les virements SEPA, la Banque WIR est souvent plus avantageuse que Neon gr\u00e2ce \u00e0 ses frais extr\u00eamement faibles et \u00e0 l&#8217;absence de majoration sur le taux de change.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-32\"><span class=\"ez-toc-section\" id=\"Le_paquet_bancaire_Top_WIR_est-il_adapte_aux_voyageurs\"><\/span>Le paquet bancaire Top WIR est-il adapt\u00e9 aux voyageurs ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Le paquet bancaire Top WIR est particuli\u00e8rement int\u00e9ressant pour les voyageurs gr\u00e2ce aux paiements internationaux sans frais et aux retraits gratuits \u00e0 l&#8217;\u00e9tranger.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-33\"><span class=\"ez-toc-section\" id=\"La_Banque_WIR_est-elle_une_bonne_banque_pour_un_frugaliste\"><\/span>La Banque WIR est-elle une bonne banque pour un frugaliste ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Gr\u00e2ce \u00e0 ses faibles frais bancaires, ses virements gratuits en Europe et ses paiements internationaux sans commissions, la Banque WIR est l&#8217;une des meilleures banques suisses pour les frugalistes et les minimalistes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-34\"><span class=\"ez-toc-section\" id=\"Quels_sont_les_principaux_defauts_de_la_Banque_WIR\"><\/span>Quels sont les principaux d\u00e9fauts de la Banque WIR ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les principaux points \u00e0 am\u00e9liorer concernent l&#8217;absence de sous-comptes pour organiser son budget, le taux d&#8217;int\u00e9r\u00eat \u00e0 0 % et la limite de 24 retraits gratuits par ann\u00e9e. Mais cela n&#8217;a pas d&#8217;impact sur tes paiements avec la carte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-35\"><span class=\"ez-toc-section\" id=\"Pourquoi_choisir_la_Banque_WIR_en_Suisse\"><\/span>Pourquoi choisir la Banque WIR en Suisse ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La Banque WIR est un excellent choix pour les personnes qui recherchent une banque suisse sans frais, une carte bancaire performante \u00e0 l&#8217;\u00e9tranger et des virements europ\u00e9ens gratuits tout en b\u00e9n\u00e9ficiant de la s\u00e9curit\u00e9 du syst\u00e8me bancaire suisse.<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-36\"><span class=\"ez-toc-section\" id=\"Banque_WIR_Frais_bancaires_et_Avis\"><\/span>Banque WIR: Frais bancaires et Avis<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background has-medium-font-size\" style=\"background-color:#123102\"><strong>Abonne-toi pour les nouveaut\u00e9s<\/strong><\/h5>\n\n\n<div class=\"wp-block-jetpack-subscriptions__supports-newline wp-block-jetpack-subscriptions\">\n\t\t<div>\n\t\t\t<div>\n\t\t\t\t<div>\n\t\t\t\t\t<p >\n\t\t\t\t\t\t<a href=\"https:\/\/minimalistefrugaliste.com\/en\/?post_type=post&#038;p=15169\" style=\"font-size: 16px;padding: 15px 23px 15px 23px;margin: 0; margin-left: 10px;border-radius: 0px;border-width: 1px; background-color: #113AF5; color: #FFFFFF; text-decoration: none; white-space: nowrap; margin-left: 0\">Abonne-toi<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background\" style=\"background-color:#2a0202\"><strong>Tu as un projet frugaliste ou minimaliste et tu souhaites une formation? Clique &#8221;<a href=\"https:\/\/minimalistefrugaliste.com\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>&#8221;.<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-social-links is-content-justification-center is-layout-flex wp-container-core-social-links-is-layout-a89b3969 wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-youtube wp-block-social-link\"><a href=\"https:\/\/www.youtube.com\/@minimalistefrugaliste\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M21.8,8.001c0,0-0.195-1.378-0.795-1.985c-0.76-0.797-1.613-0.801-2.004-0.847c-2.799-0.202-6.997-0.202-6.997-0.202 h-0.009c0,0-4.198,0-6.997,0.202C4.608,5.216,3.756,5.22,2.995,6.016C2.395,6.623,2.2,8.001,2.2,8.001S2,9.62,2,11.238v1.517 c0,1.618,0.2,3.237,0.2,3.237s0.195,1.378,0.795,1.985c0.761,0.797,1.76,0.771,2.205,0.855c1.6,0.153,6.8,0.201,6.8,0.201 s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">YouTube<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/in\/minimalistefrugaliste\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>N&#8217;h\u00e9site pas \u00e0 lire mes Pages<\/strong><\/h5>\n\n\n<ul class=\"wp-block-page-list\"><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/a-propos-de-moi\/\">\u00c0 propos de moi<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/epargne-frugalisme\/\">\u00c9pargne \/ Frugalisme<\/a><\/li><li class=\"wp-block-pages-list__item menu-item-home\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/\">Bienvenue<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/blog\/\">Blog<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/boutique\/\">Boutique<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/contact-dons\/\">Contact<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/formation-e-book\/\">Formation \/ E-book<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investissement\/\">Investissement<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/page-minimaliste\/\">Minimaliste<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/mon-compte\/\">Mon compte<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/newsletter\/\">Newsletter<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\">Panier<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/commander\/\">Validation de la commande<\/a><\/li><\/ul>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>Derniers articles<\/strong><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts is-layout-flow wp-block-latest-posts-is-layout-flow\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/apres-10-ans-investissement-en-etf-quel-etf-je-choisirais\/\">Apr\u00e8s 10 ans d\u2019investissement en ETF : quel ETF je choisirais<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/la-liberte-financiere-pourquoi-les-premiers-100000-sont-les-plus-difficiles\/\">La libert\u00e9 financi\u00e8re : pourquoi les premiers 100&#8217;000 sont les plus difficiles<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/meilleur-conseil-du-monde-economiser\/\">Le meilleur conseil du monde pour \u00e9conomiser<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-neon\/\">La banque Neon, le r\u00e9sum\u00e9<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-digitalisation-influence-minimaliste\/\">Comment la digitalisation influence le minimaliste?<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Comment vit ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Globalement, ce blog vit du partage d\u2019un mode de vie frugale et minimaliste.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une question de transparence envers les lecteurs. Tous les produits conseill\u00e9s sont dans le but de rendre la vie moins ch\u00e8re, plus simple et pour favoriser l&#8217;essentiel.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-37 wp-block-paragraph\"><strong>Essentiellement, mes seuls revenus avec ce blog viennent:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des formations que je r\u00e9alise, <\/li>\n\n\n\n<li>Des codes promo pour les produits que j\u2019utilise <\/li>\n\n\n\n<li>Des dons que les lecteurs font en \u00e9change d\u2019informations neutres.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>\u00c0 propos de Moi<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-38\"><strong>J&#8217;ai en effet d\u00e9cid\u00e9 de cr\u00e9er ce blog pour me d\u00e9velopper et aider les lecteurs qui recherchent une vie plus simple et plus \u00e9conome.<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement \u00e0 avant, j&#8217;\u00e9tais une personne qui consommais beaucoup <strong><span style=\"text-decoration: underline;\">jusqu&#8217;au jour o\u00f9 j&#8217;ai compris que ma consommation me rendais plus triste et plus pauvre<\/span><\/strong> \ud83d\ude11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9sormais, <strong><span style=\"text-decoration: underline;\">je privil\u00e9gie le minimum de mes besoins pour \u00eatre heureux et atteindre ma libert\u00e9 financi\u00e8re.<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sans me rendre compte, j<strong><span style=\"text-decoration: underline;\">&#8216;ai commenc\u00e9 \u00e0 privil\u00e9gier l&#8217;\u00e9pargne et les investissements pour d\u00e9pendre d&#8217;un patron le moins longtemps possible<\/span><\/strong> et pour acc\u00e9l\u00e9rer mes projets personnels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis quelques ann\u00e9es je me sens heureux et je m&#8217;enrichis d&#8217;une fa\u00e7on que j&#8217;aurai jamais imagin\u00e9 vu que j&#8217;ai un salaire moyen en Suisse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C&#8217;est dans ce but que j&#8217;ai d\u00e9cid\u00e9 de cr\u00e9er ce blog. Afin de partager et apprendre avec d&#8217;autres personnes qui recherchent \u00e0 la libert\u00e9 et la simplicit\u00e9 \ud83d\ude09<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Es-tu plut\u00f4t minimaliste ou frugaliste Jonny?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Je suis aussi bien minimaliste que frugaliste.<\/span><\/strong> Toutefois, il y a des situations o\u00f9 je me penche plus vers un art de vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, je pense que le plus important est se sentir confortable dans son art de vie \ud83d\ude0a<\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-39 wp-block-paragraph\"><strong> Banque WIR: Frais bancaires et Avis<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the summer of 2024, I became acquainted with the banking package of the Wir bank. After using it for a few months. I thought it was necessary to share a summary. \ud83d\ude09 WIR Bank: Bank Fees and Reviews<\/p>","protected":false},"author":215552267,"featured_media":35013,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"En \u00e9t\u00e9 2024, j'ai pris la connaissance du pack bancaire de la banque Wir. Apr\u00e8s l'avoir utilis\u00e9 pendant quelques mois. Je me suis dit qu'il fallait partager un r\u00e9sum\u00e9. \ud83d\ude09 Banque WIR: Frais bancaires et Avis","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[33815964],"tags":[728542890,728544086,728542830,728544082,728544079,728544081,728544080,728542882,728544087,728544084,728544085,728542919,728544083,728542820],"class_list":["post-15169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-frugalisme","tag-article","tag-avis-sur-la-banque-wir","tag-banque","tag-banque-suisse","tag-banque-wir","tag-banque-wir-frais-bancaires","tag-banque-wir-frais-bancaires-et-avis","tag-blog","tag-commissions-banque-wir","tag-compte-bancaire-suisse","tag-frais-bancaires-wir","tag-minimalistefrugaliste","tag-package-top-wir","tag-suisse"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banque WIR: Frais bancaires et Avis - Minimaliste et Frugaliste<\/title>\n<meta name=\"description\" content=\"Cet article r\u00e9sume la banque Wir: les frais bancaires et avis de l&#039;auteur concernant le compte bancaire Wir. 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