{"id":11783,"date":"2025-01-13T13:30:51","date_gmt":"2025-01-13T12:30:51","guid":{"rendered":"https:\/\/minimalistefrugaliste.com\/?p=11783"},"modified":"2026-07-01T08:26:34","modified_gmt":"2026-07-01T06:26:34","slug":"why-save-to-invest","status":"publish","type":"post","link":"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/","title":{"rendered":"Why save to invest?"},"content":{"rendered":"\n<p class=\"has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\"><strong>Voici un article r\u00e9sum\u00e9 pour comprendre pourquoi \u00e9conomiser pour investir?<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-center counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #eeee22;color:#eeee22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #eeee22;color:#eeee22\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Produits_recommandes\" >Produits recommand\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Le_non_frugaliste\" >Le non frugaliste<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Le_frugaliste\" >Le frugaliste<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Linflation\" >L&#8217;inflation<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Les_interets_composes\" >Les int\u00e9r\u00eats compos\u00e9s<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Comment_investir_son_epargne\" >Comment investir son \u00e9pargne?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#FAQ_Pourquoi_economiser_pour_investir\" >FAQ : Pourquoi \u00e9conomiser pour investir?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_economiser_avant_dinvestir\" >Pourquoi \u00e9conomiser avant d\u2019investir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_investir_plutot_que_laisser_son_argent_sur_un_compte_bancaire\" >Pourquoi investir plut\u00f4t que laisser son argent sur un compte bancaire ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Combien_faut-il_economiser_avant_de_commencer_a_investir\" >Combien faut-il \u00e9conomiser avant de commencer \u00e0 investir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_est-il_important_dinvestir_regulierement\" >Pourquoi est-il important d\u2019investir r\u00e9guli\u00e8rement ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Les_interets_composes_sont-ils_vraiment_si_importants\" >Les int\u00e9r\u00eats compos\u00e9s sont-ils vraiment si importants ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Quel_est_le_meilleur_moment_pour_commencer_a_investir\" >Quel est le meilleur moment pour commencer \u00e0 investir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Peut-on_investir_avec_un_petit_salaire\" >Peut-on investir avec un petit salaire ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_reduire_ses_depenses_avant_dinvestir\" >Pourquoi r\u00e9duire ses d\u00e9penses avant d\u2019investir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Linflation_reduit-elle_reellement_la_valeur_de_mon_epargne\" >L\u2019inflation r\u00e9duit-elle r\u00e9ellement la valeur de mon \u00e9pargne ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Quels_investissements_permettent_de_faire_fructifier_son_epargne\" >Quels investissements permettent de faire fructifier son \u00e9pargne ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Combien_peut_rapporter_un_investissement_mensuel_sur_le_long_terme\" >Combien peut rapporter un investissement mensuel sur le long terme ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_la_liberte_financiere_commence-t-elle_par_lepargne\" >Pourquoi la libert\u00e9 financi\u00e8re commence-t-elle par l\u2019\u00e9pargne ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Investir_comporte-t-il_des_risques\" >Investir comporte-t-il des risques ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Faut-il_attendre_davoir_beaucoup_dargent_pour_investir\" >Faut-il attendre d\u2019avoir beaucoup d\u2019argent pour investir ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_economiser_pour_investir_est-il_une_bonne_strategie\" >Pourquoi \u00e9conomiser pour investir est-il une bonne strat\u00e9gie ?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/minimalistefrugaliste.com\/en\/pourquoi-economiser-pour-investir\/#Pourquoi_economiser_pour_investir\" >Pourquoi \u00e9conomiser pour investir?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<div data-__private-preview-state=\"{&quot;isPreview&quot;:false,&quot;previewMessage&quot;:&quot;Les produits d\\u00e9pendront de la page consult\\u00e9e.&quot;}\" data-block-name=\"woocommerce\/product-collection\" data-collection=\"woocommerce\/product-collection\/hand-picked\" data-dimensions=\"{&quot;widthType&quot;:&quot;fill&quot;}\" data-display-layout=\"{&quot;type&quot;:&quot;flex&quot;,&quot;columns&quot;:5,&quot;shrinkColumns&quot;:true}\" data-hide-controls=\"[&quot;inherit&quot;,&quot;hand-picked&quot;,&quot;filterable&quot;,&quot;order&quot;]\" data-query-context-includes=\"[&quot;collection&quot;]\" data-query-id=\"0\" data-query=\"{&quot;perPage&quot;:9,&quot;pages&quot;:0,&quot;offset&quot;:0,&quot;postType&quot;:&quot;product&quot;,&quot;order&quot;:&quot;asc&quot;,&quot;orderBy&quot;:&quot;post__in&quot;,&quot;search&quot;:&quot;&quot;,&quot;exclude&quot;:[],&quot;inherit&quot;:false,&quot;taxQuery&quot;:[],&quot;isProductCollectionBlock&quot;:true,&quot;featured&quot;:false,&quot;woocommerceOnSale&quot;:false,&quot;woocommerceStockStatus&quot;:[&quot;instock&quot;,&quot;outofstock&quot;,&quot;onbackorder&quot;],&quot;woocommerceAttributes&quot;:[],&quot;woocommerceHandPickedProducts&quot;:[&quot;26085&quot;,&quot;26112&quot;,&quot;26137&quot;],&quot;filterable&quot;:false,&quot;relatedBy&quot;:{&quot;categories&quot;:true,&quot;tags&quot;:true}}\" data-tag-name=\"div\" class=\"wp-block-woocommerce-product-collection is-layout-flow wp-block-woocommerce-product-collection-is-layout-flow\">\n<h2 class=\"wp-block-heading\" style=\"margin-bottom:1rem\"><span class=\"ez-toc-section\" id=\"Produits_recommandes\"><\/span>Produits recommand\u00e9s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<ul data-block-name=\"woocommerce\/product-template\" class=\"wc-block-product-template__responsive columns-5 wc-block-product-template wp-block-woocommerce-product-template is-layout-flow wp-block-woocommerce-product-template-is-layout-flow\" data-wp-on--scroll=\"actions.watchScroll\" data-wp-init=\"callbacks.initResizeObserver\"><li class=\"wc-block-product post-26085 product type-product status-publish has-post-thumbnail product_tag-guide-depargne product_tag-guide-optimisation-financiere-en-suisse product_tag-livre-econome product_tag-livre-economiser product_tag-livre-finances-personnelles product_tag-livre-frugaliste first instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26085,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26085\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"423\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - 50 astuces pour \u00e9conomiser en Suisse\" data-testid=\"product-image\" data-image-id=\"26088\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?w=1409&amp;ssl=1 1409w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=211%2C300&amp;ssl=1 211w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=423%2C600&amp;ssl=1 423w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=768%2C1090&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1082%2C1536&amp;ssl=1 1082w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=1320%2C1874&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?resize=600%2C852&amp;ssl=1 600w\" sizes=\"auto, (max-width: 423px) 100vw, 423px\" data-attachment-id=\"26088\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26088\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=1409%2C2000&amp;ssl=1\" data-orig-size=\"1409,2000\" data-comments-opened=\"1\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1.png?fit=423%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_50_astuces_pour_economiser_en_Suisse\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/50-astuces-pour-economiser-en-suisse\/\" target=\"_self\" >Livre E-book &#8211; 50 astuces pour \u00e9conomiser en Suisse<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26085\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - 50 astuces pour \u00e9conomiser en Suisse&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26112 product type-product status-publish has-post-thumbnail product_tag-guide-complet-investissement product_tag-livre-finances-personnelles product_tag-livre-investissement product_tag-livre-investissement-boursier product_tag-livre-liberte-financiere product_tag-livre-sp-500  instock downloadable virtual purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26112,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26112\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"384\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi\" data-testid=\"product-image\" data-image-id=\"26114\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=192%2C300&amp;ssl=1 192w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=384%2C600&amp;ssl=1 384w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?resize=8%2C12&amp;ssl=1 8w\" sizes=\"auto, (max-width: 384px) 100vw, 384px\" data-attachment-id=\"26114\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26114\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=512%2C800&amp;ssl=1\" data-orig-size=\"512,800\" data-comments-opened=\"1\" data-image-title=\"1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/04\/1-1.png?fit=384%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Livre_E-book_%E2%80%93_Financer_son_avenir_avec_la_bourse_%E2%80%93_mode_demploi\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/financer-investir-son-avenir-mode-emploi\/\" target=\"_self\" >Livre E-book &#8211; Financer son avenir avec la bourse &#8211; mode d&#8217;emploi<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;15.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26112\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Livre E-book - Financer son avenir avec la bourse - mode d&#039;emploi&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><li class=\"wc-block-product post-26137 product type-product status-publish has-post-thumbnail product_tag-anti-surconsommation product_tag-autodiscipline product_tag-autonomie product_tag-ecologie product_tag-economie product_tag-epargne product_tag-bien-etre product_tag-bonheur product_tag-bonheur-durable product_tag-consommation-consciente product_tag-desencombrement product_tag-developpement-personnel product_tag-essentialisme product_tag-frugalite product_tag-liberte-financiere product_tag-minimalisme product_tag-mode-de-vie-alternatif product_tag-moins-mais-mieux product_tag-simplicite-volontaire product_tag-slow-living product_tag-sobriete-heureuse product_tag-vie-simple  instock downloadable shipping-taxable purchasable product-type-simple\"\n\t\t\t\t\t\n\t\t\t\tdata-wp-interactive=\"woocommerce\/product-collection\"\n\t\t\t\tdata-wp-context='woocommerce\/products::{\"productId\":26137,\"variationId\":null}'\n\t\t\t\tdata-wp-key=\"product-item-26137\"\n\t\t\t\n\t\t\t\t>\n\t\t\t\t\t\n<div data-block-name=\"woocommerce\/product-image\" data-image-sizing=\"thumbnail\" data-is-descendent-of-query-loop=\"true\" data-show-sale-badge=\"false\" class=\"wc-block-components-product-image wc-block-grid__product-image wc-block-components-product-image--aspect-ratio-1-1 wp-block-woocommerce-product-image\"><a href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\"><img decoding=\"async\" width=\"376\" height=\"600\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" class=\"attachment-large size-large\" alt=\"Guide E-book - Lib\u00e8re-toi de la surconsommation\" data-testid=\"product-image\" data-image-id=\"26138\" style=\"object-fit:cover;aspect-ratio:1\/1;\" loading=\"lazy\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?w=1410&amp;ssl=1 1410w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=188%2C300&amp;ssl=1 188w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=376%2C600&amp;ssl=1 376w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=768%2C1226&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=963%2C1536&amp;ssl=1 963w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1283%2C2048&amp;ssl=1 1283w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=8%2C12&amp;ssl=1 8w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=1320%2C2106&amp;ssl=1 1320w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?resize=600%2C957&amp;ssl=1 600w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" data-attachment-id=\"26138\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/?attachment_id=26138\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=1410%2C2250&amp;ssl=1\" data-orig-size=\"1410,2250\" data-comments-opened=\"1\" data-image-meta=\"{&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"pochette lib\u00e8re-toi de la surconsommation\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/05\/pochette-libere-toi-de-la-surconsommation.jpg?fit=376%2C600&amp;ssl=1\" \/><div class=\"wc-block-components-product-image__inner-container\">\n\n<\/div><\/a><\/div>\n\n<h2 style=\"line-height:1.4;margin-bottom:0.75rem;margin-top:0\" class=\"wp-block-post-title has-medium-font-size\"><span class=\"ez-toc-section\" id=\"Guide_E-book_%E2%80%93_Libere-toi_de_la_surconsommation\"><\/span><a data-wp-on--click=\"woocommerce\/product-collection::actions.viewProduct\" href=\"https:\/\/minimalistefrugaliste.com\/en\/produit\/libere-toi-de-la-surconsommation\/\" target=\"_self\" >Guide E-book &#8211; Lib\u00e8re-toi de la surconsommation<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<div data-block-name=\"woocommerce\/product-price\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-woocommerce-product-price\" ><div class=\"wc-block-components-product-price wc-block-grid__product-price has-font-size has-small-font-size has-text-align-center\" style=\"\" >\n\t\t\t\t\t<span class=\"woocommerce-Price-amount amount\"><bdi><span class=\"woocommerce-Price-currencySymbol\" translate=\"no\" dir=\"auto\">&#67;&#72;&#70;<\/span>&nbsp;10.00<\/bdi><\/span>\n\t\t\t\t<\/div><\/div>\n\n<div data-block-name=\"woocommerce\/product-button\" data-font-size=\"small\" data-is-descendent-of-query-loop=\"true\" data-text-align=\"center\" class=\"wp-block-button wc-block-components-product-button align-center wp-block-woocommerce-product-button has-small-font-size\"\n\t\t\t\t\t\n\t\t\tdata-wp-interactive=\"woocommerce\/product-button\"\n\t\t\n\t\t\t\t\tdata-wp-context='{\"quantityToAdd\":1,\"addToCartText\":\"Add to basket\",\"tempQuantity\":0,\"animationStatus\":\"IDLE\",\"inTheCartText\":\"### in basket\",\"noticeId\":\"\",\"hasPressedButton\":false}'\n\t\t\t\t>\n\t\t\t\t\t<button\n\t\t\t\t\t\tclass=\"wp-block-button__link wp-element-button wc-block-components-product-button__button add_to_cart_button ajax_add_to_cart product_type_simple has-font-size has-small-font-size has-text-align-center wc-interactive\"\n\t\t\t\t\t\tstyle=\"\"\n\t\t\t\t\t\ttype=\"button\" data-product_id=\"26137\" data-product_sku=\"\" aria-label=\"Add to basket: &ldquo;Guide E-book - Lib\u00e8re-toi de la surconsommation&rdquo;\"\n\t\t\t\t\t\tdata-wp-on--click=\"actions.addCartItem\"\n\t\t\t\t\t>\n\t\t\t\t\t<span \n\t\t\tdata-wp-text=\"state.addToCartText\"\n\t\t\tdata-wp-class--wc-block-slide-in=\"state.slideInAnimation\"\n\t\t\tdata-wp-class--wc-block-slide-out=\"state.slideOutAnimation\"\n\t\t\tdata-wp-on--animationend=\"actions.handleAnimationEnd\"\n\t\t\tdata-wp-watch=\"callbacks.startAnimation\"\n\t\t\tdata-wp-run=\"callbacks.syncTempQuantityOnLoad\"\n\t\t>Add to basket<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<span\n\t\t\t\thidden\n\t\t\t\tdata-wp-bind--hidden=\"!state.displayViewCart\"\n\t\t\t>\n\t\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\"\n\t\t\t\t\tclass=\"added_to_cart wc_forward\"\n\t\t\t\t\ttitle=\"View basket\"\n\t\t\t\t>\n\t\t\t\t\tView basket\n\t\t\t\t<\/a>\n\t\t\t<\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/li><\/ul>\n\n<\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">On r\u00eave tous d&#8217;atteindre la libert\u00e9 financi\u00e8re un jour \ud83d\ude0a\ud83d\udd25<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Mais pour y arriver. Le moyen le plus rapide est d&#8217;\u00e9conomiser et investir ensuite \ud83e\udd29<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad730fc63b31&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad730fc63b31\" class=\"wp-block-image aligncenter size-full is-resized has-custom-border wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1251\" height=\"1251\" data-attachment-id=\"11807\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/pexels-photo-3833052-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?fit=1251%2C1251&amp;ssl=1\" data-orig-size=\"1251,1251\" data-comments-opened=\"1\" data-image-meta=\"{&quot;caption&quot;:&quot;Photo by Joslyn Pickens on &lt;a href=\\&quot;https:\/\/www.pexels.com\/photo\/person-putting-coin-in-a-piggy-bank-3833052\/\\&quot; rel=\\&quot;nofollow\\&quot;&gt;Pexels.com&lt;\/a&gt;&quot;,&quot;title&quot;:&quot;person putting coin in a piggy bank&quot;}\" data-image-title=\"pexels-photo-3833052\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Photo by Joslyn Pickens on &lt;a href=&quot;https:\/\/www.pexels.com\/photo\/person-putting-coin-in-a-piggy-bank-3833052\/&quot; rel=&quot;nofollow&quot;&gt;Pexels.com&lt;\/a&gt;&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?fit=600%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=1251%2C1251&#038;ssl=1\" alt=\"person putting coin in a piggy bank - Pourquoi \u00e9conomiser pour investir?\" class=\"has-border-color has-vivid-red-border-color wp-image-11807\" style=\"border-width:12px;border-radius:16px;width:148px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?w=1251&amp;ssl=1 1251w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=1200%2C1200&amp;ssl=1 1200w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=800%2C800&amp;ssl=1 800w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=600%2C600&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=400%2C400&amp;ssl=1 400w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2024\/02\/pexels-photo-3833052-edited.jpeg?resize=200%2C200&amp;ssl=1 200w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-background\" style=\"background-color:#090521\">\u26a0 <strong>Investir comporte des risques de perte d&#8217;argent <\/strong>\u203c<\/h6>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background has-link-color wp-elements-2\"><span class=\"ez-toc-section\" id=\"Le_non_frugaliste\"><\/span><strong>Le non frugaliste<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Imaginons une personne lambda qui \u00e9conomise 5% de son salaire sans faire le moindre effort financier. <\/p>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-3\"><strong>Par exemple, disons qu&#8217;elle a les d\u00e9penses suivantes et a un revenu de 5&#8217;000 CHF net par mois.<\/strong><\/h6>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--1\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Cat\u00e9gorie de d\u00e9pense<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant d\u00e9pens\u00e9<\/th><th class=\"has-text-align-center\" data-align=\"center\">% du salaire<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9penses obligatoires<\/td><td class=\"has-text-align-center\" data-align=\"center\">2&#8217;500 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">50%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9penses loisirs<\/td><td class=\"has-text-align-center\" data-align=\"center\">2250 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">45%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Investissement<\/td><td class=\"has-text-align-center\" data-align=\"center\">250 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-4 wp-block-paragraph\"><strong>Dans ce cas, cette personne investit 250 CHF par mois <\/strong>\ud83d\udcb2<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Imaginons que la personne va gagner une moyenne de 5% annualis\u00e9 net avec les investissements. En calculant les int\u00e9r\u00eats compos\u00e9s sur moneyland<a href=\"https:\/\/www.moneyland.ch\/fr\/interets-composes-calculateur\"><sup>1<\/sup><\/a>. Voici le r\u00e9sultat en 20 ans.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--2\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Montant investi de sa poche<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant gagn\u00e9 avec les int\u00e9r\u00eats compos\u00e9s<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant total gagn\u00e9<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">60&#8217;000 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">41&#8217;484 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">101&#8217;884 CHF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-5 wp-block-paragraph\">\ud83d\udc49 <strong>Un investissement de 250 CHF chaque mois pendant 20 ans rapporte plus de 100&#8217;000 CHF avec un taux de 5% par an.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6 Si on r\u00e9alise la r\u00e8gle des 4%. Apr\u00e8s 20 ans. Cette personne peut d\u00e9penser <strong><span style=\"text-decoration: underline;\">4&#8217;075 CHF par ann\u00e9e. 339 CHF par mois<\/span><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background has-link-color wp-elements-6\"><span class=\"ez-toc-section\" id=\"Le_frugaliste\"><\/span><strong>Le frugaliste<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-7\"><strong>Ensuite, disons que cette personne est devenue frugaliste. C&#8217;est-\u00e0-dire, elle a commenc\u00e9 \u00e0 \u00e9conomiser les d\u00e9penses secondaires ou inutiles \u2757 Par exemple:<\/strong><\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Changer pour un abonnement de t\u00e9l\u00e9phone moins cher<\/li>\n\n\n\n<li>R\u00e9silier certaines assurances pay\u00e9es \u00e0 double<\/li>\n\n\n\n<li>Supprimer quelques achats compulsifs<\/li>\n\n\n\n<li>R\u00e9silier certains abonnements inutiles<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dans les grandes lignes, cette personne a commenc\u00e9 \u00e0 lire le blog de MinimalisteFrugaliste \u263a<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ces petites optimisations permettent d&#8217;augmenter l&#8217;\u00e9pargne chaque mois. Ce qui va automatiquement augmenter la capacit\u00e9 \u00e0 \u00e9pargner et \u00e0 investir<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Imaginons que le nouveau budget soit de:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--3\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Cat\u00e9gorie de d\u00e9pense<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant d\u00e9pens\u00e9<\/th><th class=\"has-text-align-center\" data-align=\"center\">% du salaire<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9penses obligatoires<\/td><td class=\"has-text-align-center\" data-align=\"center\">2&#8217;500 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">50%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00e9penses loisirs<\/td><td class=\"has-text-align-center\" data-align=\"center\">1500 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">30%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u00e9pargne et Investissement<\/td><td class=\"has-text-align-center\" data-align=\"center\">1&#8217;000 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">20%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-8 wp-block-paragraph\"><strong>Dans ce cas, cette personne investit 1000 CHF par mois ! C&#8217;est-\u00e0-dire, 4 fois d&#8217;argent investit tous les mois<\/strong> \ud83d\ude09<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Si je reprends le calculateur d&#8217;int\u00e9r\u00eats compos\u00e9s de moneyland. Voici le r\u00e9sultat en prenant compte 5% annualis\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--4\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Montant investi de sa poche<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant gagn\u00e9 avec les int\u00e9r\u00eats compos\u00e9s<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant total gagn\u00e9<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">240&#8217;000 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">167&#8217;537 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">407&#8217;537 CHF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u25b6 Si on r\u00e9alise la r\u00e8gle des 4%. Apr\u00e8s 20 ans. Cette personne peut d\u00e9penser <strong><span style=\"text-decoration: underline;\">16&#8217;301 CHF par ann\u00e9e. 1&#8217;358 CHF par mois.<\/span><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Pour conclure, <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fffedb\" class=\"has-inline-color\">en r\u00e9duisant les d\u00e9penses inutiles et en investissant l&#8217;argent \u00e9conomis\u00e9, il est possible de gagner une certaine ind\u00e9pendance financi\u00e8re dans quelques ann\u00e9es,<\/mark><\/strong> \u00e0 condition de choisir des investissements rentables.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background has-link-color wp-elements-9\"><span class=\"ez-toc-section\" id=\"Linflation\"><\/span><strong>L&#8217;inflation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Nous avons tendance \u00e0 oublier que l&#8217;inflation influence notre \u00e9pargne et notre rendement sur le long terme.<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-10 wp-block-paragraph\"><strong>En effet, selon le pays o\u00f9 tu habites, l&#8217;inflation annuelle en moyenne est de 1 \u00e0 3%.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Imaginons une inflation de <strong>2%<\/strong> par ann\u00e9e en moyenne. Quels seront les pertes sur 20 ans ? Selon le calculateur d&#8217;inflation de Moneyland.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--5\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Inflation annuel<\/th><th class=\"has-text-align-center\" data-align=\"center\">Perte valeur d&#8217;achat en 20 ans<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">2%<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; 32,7%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">De ce fait, dans cette simulation, 100&#8217;000 CHF de pouvoir d&#8217;achat aujourd&#8217;hui correspondra \u00e0 67&#8217;300 CHF de pouvoir d&#8217;achat dans 20 ans.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udc49 <strong>Autrement dit, si ton \u00e9pargne (et investissement) ne g\u00e9n\u00e8re pas un rendement sup\u00e9rieur \u00e0 l&#8217;inflation sur le long terme, tu t&#8217;appauvris progressivement, m\u00eame si le montant affich\u00e9 sur ton compte bancaire reste identique.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background has-link-color wp-elements-11\"><span class=\"ez-toc-section\" id=\"Les_interets_composes\"><\/span><strong>Les int\u00e9r\u00eats compos\u00e9s<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Notons que ce qui est impressionnant dans ces exemples, ce sont les int\u00e9r\u00eats compos\u00e9s.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes is-style-stripes--6\" style=\"font-size:12px\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Montant investi par mois<\/th><th class=\"has-text-align-center\" data-align=\"center\">Montant gagn\u00e9 avec les int\u00e9r\u00eats compos\u00e9s (5% annualis\u00e9 net)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">250 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">41&#8217;484 CHF<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1000 CHF<\/td><td class=\"has-text-align-center\" data-align=\"center\">167&#8217;537 CHF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-12 wp-block-paragraph\"><strong>Dans cet exemple, une personne qui investit 1&#8217;000 CHF par mois gagnera 126&#8217;056 CHF apr\u00e8s 20 ans uniquement gr\u00e2ce aux int\u00e9r\u00eats compos\u00e9s \ud83d\udcb2.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">En r\u00e9sum\u00e9, les int\u00e9r\u00eats compos\u00e9s montrent qu&#8217;investir r\u00e9guli\u00e8rement sur le long terme est souvent plus efficace que chercher un rendement exceptionnel sur une courte p\u00e9riode. Le temps reste le meilleur alli\u00e9 de l&#8217;investisseur.<\/mark><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background has-link-color wp-elements-13\"><span class=\"ez-toc-section\" id=\"Comment_investir_son_epargne\"><\/span>Comment investir son \u00e9pargne?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\u00c9conomiser est une premi\u00e8re \u00e9tape. Mais laisser ton argent dormir sur un compte bancaire pendant plusieurs ann\u00e9es n&#8217;est g\u00e9n\u00e9ralement pas la meilleure solution. Principalement \u00e0 cause de l&#8217;inflation.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Une fois ton \u00e9pargne de s\u00e9curit\u00e9 constitu\u00e9e, tu peux commencer \u00e0 investir progressivement selon ton profil de risque.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Par exemple :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>les ETF diversifi\u00e9s<\/li>\n\n\n\n<li>le troisi\u00e8me pilier investi en bourse (pour les r\u00e9sidents suisses)<\/li>\n\n\n\n<li>l&#8217;immobilier<\/li>\n\n\n\n<li>les SCPI<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">L&#8217;objectif n&#8217;est pas de rechercher le rendement le plus \u00e9lev\u00e9 possible, mais de trouver des investissements adapt\u00e9s \u00e0 ton horizon de placement et de les conserver sur le long terme.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udc49 Le meilleur investissement est souvent celui que tu comprends et que tu es capable de conserver pendant plusieurs ann\u00e9es.<\/p>\n\n\n\n<figure style=\"margin-top:var(--wp--preset--spacing--80);margin-right:var(--wp--preset--spacing--80);margin-bottom:var(--wp--preset--spacing--80);margin-left:var(--wp--preset--spacing--80)\" class=\"wp-block-video\"><video height=\"1280\" style=\"aspect-ratio: 720 \/ 1280;\" width=\"720\" autoplay controls muted src=\"https:\/\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-e8a6c76e-7f3d-4807-82eb-b829dbaec803.mp4\" playsinline><\/video><\/figure>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-white-color has-vivid-red-background-color has-text-color has-background has-link-color wp-elements-14\"><strong>Conclusion<\/strong><\/h5>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Pourquoi \u00e9conomiser pour investir ?<\/p>\n\n\n\n<p class=\"has-text-align-center has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-15 wp-block-paragraph\"><strong>Parce que chaque franc \u00e9conomis\u00e9 aujourd&#8217;hui peut devenir un v\u00e9ritable levier pour construire ton patrimoine demain.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">En r\u00e9duisant progressivement tes d\u00e9penses inutiles, tu cr\u00e9es un sch\u00e9ma parfait:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Tu augmentes naturellement ta capacit\u00e9 d&#8217;\u00e9pargne <\/li>\n\n\n\n<li>Cet argent, au lieu de dormir sur un compte bancaire et de perdre de la valeur \u00e0 cause de l&#8217;inflation, peut \u00eatre investi<\/li>\n\n\n\n<li>Si ton placement est rentable, l&#8217;argent travaille pour toi<\/li>\n\n\n\n<li>Une fois que as suffisamment investi et obtenu de bons retours financiers, tu deviens libre financi\u00e8rement<\/li>\n<\/ol>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sur le long terme, ce ne sont pas seulement les sommes investies qui font la diff\u00e9rence, mais surtout les int\u00e9r\u00eats compos\u00e9s. <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fff8d1\" class=\"has-inline-color\">Plus tu commences t\u00f4t \u00e0 \u00e9pargner et \u00e0 investir, plus ton capital b\u00e9n\u00e9ficie de l&#8217;effet boule de neige.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Tu n&#8217;as pas besoin d&#8217;\u00eatre riche pour investir. Tu as simplement besoin de :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>d&#8217;\u00e9pargner r\u00e9guli\u00e8rement  une somme consid\u00e9rable<\/li>\n\n\n\n<li>d&#8217;investir avec discipline chaque mois<\/li>\n\n\n\n<li>de laisser le temps faire son travail afin d&#8217;augmenter tes revenus<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Au final,<strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#feffc2\" class=\"has-inline-color\"> la libert\u00e9 financi\u00e8re ne se construit g\u00e9n\u00e9ralement pas gr\u00e2ce \u00e0 un revenu exceptionnel, mais principalement gr\u00e2ce \u00e0 des habitudes financi\u00e8res r\u00e9p\u00e9t\u00e9es pendant de nombreuses ann\u00e9es.<\/mark><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">C&#8217;est-\u00e0-dire, \u00e9pargner chaque mois une somme importante et l&#8217;investir dans un placement rentable. Ce n&#8217;est pas plus compliqu\u00e9 que cela.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\ud83d\udc49 Commencer aujourd&#8217;hui, m\u00eame avec une petite somme, sera souvent plus rentable que d&#8217;attendre plusieurs ann\u00e9es avant d&#8217;investir.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ad730fc694fe&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6ad730fc694fe\" class=\"wp-block-image aligncenter size-large is-resized wp-lightbox-container\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" data-attachment-id=\"28536\" data-permalink=\"https:\/\/minimalistefrugaliste.com\/en\/minimaliste-et-frugaliste-6a43a663911e2\/\" data-orig-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"1\" data-image-title=\"Steps to save and invest wealth\" data-image-description=\"&lt;p&gt;This colorful infographic explains the process of saving and investing money for wealth growth. It is divided into three main stages: &amp;#8216;\u00c9TAPE 1 : \u00c9CONOMISER&amp;#8217; (saving), which includes building capital and regularly setting aside money; &amp;#8216;\u00c9TAPE 2 : INVESTIR&amp;#8217; (investing), involving making money work and purchasing assets like ETFs; and the final result, &amp;#8216;R\u00c9SULTATS : CROISSANCE DE LA RICHESSE&amp;#8217;, highlighting compound interest, achieving financial goals, and financial security. The visuals feature a person putting coins in a piggy bank, then using a laptop surrounded by investment icons, and finally standing next to a money tree symbolizing growing wealth over time. The overall tone is educational and motivational, with clean icons and a warm color palette.&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;An illustrated guide explaining why saving and investing leads to wealth growth&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?fit=600%2C600&amp;ssl=1\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=600%2C600&#038;ssl=1\" alt=\"Illustration showing saving money in a piggy bank, investing via laptop, and wealth growth with money tree - Pourquoi \u00e9conomiser pour investir?\" class=\"wp-image-28536\" style=\"width:434px;height:auto\" srcset=\"https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=600%2C600&amp;ssl=1 600w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=12%2C12&amp;ssl=1 12w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?resize=100%2C100&amp;ssl=1 100w, https:\/\/i0.wp.com\/minimalistefrugaliste.com\/wp-content\/uploads\/2026\/06\/minimaliste-et-frugaliste-6a43a663911e2.png?w=1024&amp;ssl=1 1024w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p class=\"has-text-align-center has-background wp-block-paragraph\" style=\"background-color:#09002e\"><strong>\u26a0\ufe0f Comme toujours, investir comporte un risque de perte en capital. Il est important de choisir des placements adapt\u00e9s \u00e0 tes objectifs, \u00e0 ton horizon d&#8217;investissement et \u00e0 ton profil de risque.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-vivid-red-background-color has-background\"><span class=\"ez-toc-section\" id=\"FAQ_Pourquoi_economiser_pour_investir\"><\/span><strong>FAQ : Pourquoi \u00e9conomiser pour investir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-16\"><span class=\"ez-toc-section\" id=\"Pourquoi_economiser_avant_dinvestir\"><\/span>Pourquoi \u00e9conomiser avant d\u2019investir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9conomiser permet de constituer un capital que tu pourras ensuite investir. Sans \u00e9pargne, il est difficile de profiter des opportunit\u00e9s d\u2019investissement ou de faire face aux impr\u00e9vus. L\u2019\u00e9pargne est donc la premi\u00e8re \u00e9tape pour construire progressivement son patrimoine.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-17\"><span class=\"ez-toc-section\" id=\"Pourquoi_investir_plutot_que_laisser_son_argent_sur_un_compte_bancaire\"><\/span>Pourquoi investir plut\u00f4t que laisser son argent sur un compte bancaire ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019argent laiss\u00e9 sur un compte bancaire perd progressivement de son pouvoir d\u2019achat \u00e0 cause de l\u2019inflation. En investissant, tu cherches \u00e0 obtenir un rendement sup\u00e9rieur \u00e0 l\u2019inflation afin de pr\u00e9server, voire d\u2019augmenter, la valeur r\u00e9elle de ton patrimoine sur le long terme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-18\"><span class=\"ez-toc-section\" id=\"Combien_faut-il_economiser_avant_de_commencer_a_investir\"><\/span>Combien faut-il \u00e9conomiser avant de commencer \u00e0 investir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il n&#8217;y a pas de montant minimum universel pour investir, mais il est conseill\u00e9 d&#8217;avoir une \u00e9pargne de s\u00e9curit\u00e9 de 3 \u00e0 6 mois de d\u00e9penses mensuelles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-19\"><span class=\"ez-toc-section\" id=\"Pourquoi_est-il_important_dinvestir_regulierement\"><\/span>Pourquoi est-il important d\u2019investir r\u00e9guli\u00e8rement ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Investir r\u00e9guli\u00e8rement permet de profiter des int\u00e9r\u00eats compos\u00e9s et de lisser les fluctuations des march\u00e9s financiers. Cette strat\u00e9gie favorise la discipline et \u00e9vite d\u2019attendre le \u00ab meilleur moment \u00bb pour investir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-20\"><span class=\"ez-toc-section\" id=\"Les_interets_composes_sont-ils_vraiment_si_importants\"><\/span>Les int\u00e9r\u00eats compos\u00e9s sont-ils vraiment si importants ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Les int\u00e9r\u00eats compos\u00e9s permettent aux gains g\u00e9n\u00e9r\u00e9s par tes investissements de produire eux-m\u00eames de nouveaux gains. Plus tu investis longtemps, plus cet effet multiplicateur devient puissant. C&#8217;est l&#8217;une des principales raisons pour lesquelles il est conseill\u00e9 de commencer t\u00f4t.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-21\"><span class=\"ez-toc-section\" id=\"Quel_est_le_meilleur_moment_pour_commencer_a_investir\"><\/span>Quel est le meilleur moment pour commencer \u00e0 investir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le meilleur moment est g\u00e9n\u00e9ralement le plus t\u00f4t possible. Plus ton horizon d\u2019investissement est long, plus ton capital b\u00e9n\u00e9ficie des int\u00e9r\u00eats compos\u00e9s. M\u00eame un petit montant investi pendant plusieurs d\u00e9cennies peut produire des r\u00e9sultats importants.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-22\"><span class=\"ez-toc-section\" id=\"Peut-on_investir_avec_un_petit_salaire\"><\/span>Peut-on investir avec un petit salaire ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Il n&#8217;est pas n\u00e9cessaire d&#8217;\u00eatre riche pour investir. Beaucoup de personnes commencent avec quelques dizaines ou centaines de francs par mois. La r\u00e9gularit\u00e9 est souvent plus importante que le montant investi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-23\"><span class=\"ez-toc-section\" id=\"Pourquoi_reduire_ses_depenses_avant_dinvestir\"><\/span>Pourquoi r\u00e9duire ses d\u00e9penses avant d\u2019investir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9duire les d\u00e9penses inutiles augmente automatiquement ta capacit\u00e9 d\u2019\u00e9pargne. L\u2019argent \u00e9conomis\u00e9 peut ensuite \u00eatre investi afin de faire travailler ton capital plut\u00f4t que de financer des achats peu utiles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-24\"><span class=\"ez-toc-section\" id=\"Linflation_reduit-elle_reellement_la_valeur_de_mon_epargne\"><\/span>L\u2019inflation r\u00e9duit-elle r\u00e9ellement la valeur de mon \u00e9pargne ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Lorsque l\u2019inflation est sup\u00e9rieure au rendement de ton \u00e9pargne, ton pouvoir d\u2019achat diminue progressivement. M\u00eame si le montant affich\u00e9 sur ton compte bancaire reste identique, tu peux acheter moins de biens et de services avec cet argent.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-25\"><span class=\"ez-toc-section\" id=\"Quels_investissements_permettent_de_faire_fructifier_son_epargne\"><\/span>Quels investissements permettent de faire fructifier son \u00e9pargne ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Parmi les placements les plus populaires figurent les ETF, les actions, l\u2019immobilier, les fonds d\u2019investissement, les SCPI ou encore le troisi\u00e8me pilier en Suisse. Chaque investissement poss\u00e8de un niveau de risque diff\u00e9rent et doit \u00eatre choisi selon tes objectifs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-26\"><span class=\"ez-toc-section\" id=\"Combien_peut_rapporter_un_investissement_mensuel_sur_le_long_terme\"><\/span>Combien peut rapporter un investissement mensuel sur le long terme ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le rendement d\u00e9pend du montant investi, de la dur\u00e9e et du rendement obtenu. Par exemple, investir r\u00e9guli\u00e8rement chaque mois avec un rendement annuel moyen de 5 % peut permettre de constituer plusieurs centaines de milliers de francs apr\u00e8s plusieurs d\u00e9cennies gr\u00e2ce aux int\u00e9r\u00eats compos\u00e9s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-27\"><span class=\"ez-toc-section\" id=\"Pourquoi_la_liberte_financiere_commence-t-elle_par_lepargne\"><\/span>Pourquoi la libert\u00e9 financi\u00e8re commence-t-elle par l\u2019\u00e9pargne ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La libert\u00e9 financi\u00e8re repose sur la capacit\u00e9 \u00e0 faire travailler son argent. En \u00e9pargnant puis en investissant r\u00e9guli\u00e8rement, tu construis progressivement un patrimoine capable de g\u00e9n\u00e9rer des revenus compl\u00e9mentaires et de r\u00e9duire ta d\u00e9pendance \u00e0 ton salaire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-28\"><span class=\"ez-toc-section\" id=\"Investir_comporte-t-il_des_risques\"><\/span>Investir comporte-t-il des risques ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui. Tous les investissements comportent un risque de perte en capital. Les performances pass\u00e9es ne garantissent pas les performances futures. Il est recommand\u00e9 de diversifier ses placements, d&#8217;investir sur le long terme et de choisir des investissements adapt\u00e9s \u00e0 son profil de risque.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-29\"><span class=\"ez-toc-section\" id=\"Faut-il_attendre_davoir_beaucoup_dargent_pour_investir\"><\/span>Faut-il attendre d\u2019avoir beaucoup d\u2019argent pour investir ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Non. Attendre d\u2019avoir un capital important fait souvent perdre un temps pr\u00e9cieux. Gr\u00e2ce aux int\u00e9r\u00eats compos\u00e9s, commencer t\u00f4t avec une petite somme est souvent plus avantageux que commencer tard avec un montant beaucoup plus \u00e9lev\u00e9. Cependant, il est n\u00e9cessaire d&#8217;avoir un coussin de s\u00e9curit\u00e9 et \u00e9pargner au moins 3 mois de d\u00e9penses mensuelles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-black-color has-white-background-color has-text-color has-background has-link-color wp-elements-30\"><span class=\"ez-toc-section\" id=\"Pourquoi_economiser_pour_investir_est-il_une_bonne_strategie\"><\/span>Pourquoi \u00e9conomiser pour investir est-il une bonne strat\u00e9gie ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Parce qu&#8217;elle combine deux leviers puissants : augmenter progressivement ta capacit\u00e9 d&#8217;\u00e9pargne et faire travailler cet argent gr\u00e2ce aux investissements. Avec de la discipline, du temps et des placements adapt\u00e9s, cette strat\u00e9gie permet de construire un patrimoine et de se rapprocher de la libert\u00e9 financi\u00e8re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color has-link-color wp-elements-31\"><span class=\"ez-toc-section\" id=\"Pourquoi_economiser_pour_investir\"><\/span>Pourquoi \u00e9conomiser pour investir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-background has-medium-font-size\" style=\"background-color:#123102\"><strong>Abonne-toi pour les nouveaut\u00e9s<\/strong> \u270d<\/h5>\n\n\n<div class=\"wp-block-jetpack-subscriptions__supports-newline wp-block-jetpack-subscriptions\">\n\t\t<div>\n\t\t\t<div>\n\t\t\t\t<div>\n\t\t\t\t\t<p >\n\t\t\t\t\t\t<a href=\"https:\/\/minimalistefrugaliste.com\/en\/?post_type=post&#038;p=11783\" style=\"font-size: 16px;padding: 15px 23px 15px 23px;margin: 0; margin-left: 10px;border-radius: 0px;border-width: 1px; background-color: #113AF5; color: #FFFFFF; text-decoration: none; white-space: nowrap; margin-left: 0\">Abonne-toi<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-luminous-vivid-amber-color has-text-color has-background\" style=\"background-color:#2a0202\"><strong>Tu as un projet frugaliste ou minimaliste et tu souhaites une formation? 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c0,1.618,0.2,3.237,0.2,3.237s0.195,1.378,0.795,1.985c0.761,0.797,1.76,0.771,2.205,0.855c1.6,0.153,6.8,0.201,6.8,0.201 s4.203-0.006,7.001-0.209c0.391-0.047,1.243-0.051,2.004-0.847c0.6-0.607,0.795-1.985,0.795-1.985s0.2-1.618,0.2-3.237v-1.517 C22,9.62,21.8,8.001,21.8,8.001z M9.935,14.594l-0.001-5.62l5.404,2.82L9.935,14.594z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">YouTube<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/in\/minimalistefrugaliste\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li><\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>N&#8217;h\u00e9site pas \u00e0 lire mes Pages<\/strong><\/h5>\n\n\n<ul class=\"wp-block-page-list\"><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/a-propos-de-moi\/\">\u00c0 propos de moi<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/epargne-frugalisme\/\">\u00c9pargne \/ Frugalisme<\/a><\/li><li class=\"wp-block-pages-list__item menu-item-home\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/\">Bienvenue<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/blog\/\">Blog<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/boutique\/\">Boutique<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/contact-dons\/\">Contact<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/formation-e-book\/\">Formation \/ E-book<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/investissement\/\">Investissement<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/page-minimaliste\/\">Minimaliste<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/mon-compte\/\">Mon compte<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/newsletter\/\">Newsletter<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/panier\/\">Panier<\/a><\/li><li class=\"wp-block-pages-list__item\"><a class=\"wp-block-pages-list__item__link\" href=\"https:\/\/minimalistefrugaliste.com\/en\/commander\/\">Validation de la commande<\/a><\/li><\/ul>\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-background-color has-cyan-bluish-gray-background-color has-text-color has-background\"><strong>Derniers articles<\/strong><\/h5>\n\n\n<ul class=\"wp-block-latest-posts__list wp-block-latest-posts is-layout-flow wp-block-latest-posts-is-layout-flow\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/apres-10-ans-investissement-en-etf-quel-etf-je-choisirais\/\">Apr\u00e8s 10 ans d\u2019investissement en ETF : quel ETF je choisirais<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/la-liberte-financiere-pourquoi-les-premiers-100000-sont-les-plus-difficiles\/\">La libert\u00e9 financi\u00e8re : pourquoi les premiers 100&#8217;000 sont les plus difficiles<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/meilleur-conseil-du-monde-economiser\/\">Le meilleur conseil du monde pour \u00e9conomiser<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/banque-neon\/\">La banque Neon, le r\u00e9sum\u00e9<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/minimalistefrugaliste.com\/en\/comment-digitalisation-influence-minimaliste\/\">Comment la digitalisation influence le minimaliste?<\/a><\/li>\n<\/ul>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Comment vit ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Globalement, ce blog vit du partage d\u2019un mode de vie frugale et minimaliste \ud83d\udcaa<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour une question de transparence envers les lecteurs. Tous les produits conseill\u00e9s sont dans le but de rendre la vie moins ch\u00e8re, plus simple et pour favoriser l&#8217;essentiel \ud83d\ude0a<\/p>\n\n\n\n<p class=\"has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-32 wp-block-paragraph\"><strong>Essentiellement, mes seuls revenus avec ce blog viennent:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des formations que je r\u00e9alise, <\/li>\n\n\n\n<li>Des codes promo pour les produits que j\u2019utilise <\/li>\n\n\n\n<li>Des dons que les lecteurs font en \u00e9change d\u2019informations neutres.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>\u00c0 propos de Moi<\/strong><\/h5>\n\n\n\n<h6 class=\"wp-block-heading has-luminous-vivid-amber-color has-text-color has-link-color wp-elements-33\"><strong>J&#8217;ai en effet d\u00e9cid\u00e9 de cr\u00e9er ce blog pour me d\u00e9velopper et aider les lecteurs qui recherchent une vie plus simple et plus \u00e9conome.<\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativement \u00e0 avant, j&#8217;\u00e9tais une personne qui consommais beaucoup <strong><span style=\"text-decoration: underline;\">jusqu&#8217;au jour o\u00f9 j&#8217;ai compris que ma consommation me rendais plus triste et plus pauvre<\/span><\/strong> \ud83d\ude11<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9sormais, <strong><span style=\"text-decoration: underline;\">je privil\u00e9gie le minimum de mes besoins pour \u00eatre heureux et atteindre ma libert\u00e9 financi\u00e8re.<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sans me rendre compte, j<strong><span style=\"text-decoration: underline;\">&#8216;ai commenc\u00e9 \u00e0 privil\u00e9gier l&#8217;\u00e9pargne et les investissements pour d\u00e9pendre d&#8217;un patron le moins longtemps possible<\/span><\/strong> et pour acc\u00e9l\u00e9rer mes projets personnels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De ce fait, je m&#8217;enrichis d&#8217;une fa\u00e7on que j&#8217;aurai jamais imagin\u00e9 vu que j&#8217;ai un salaire moyen en Suisse.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Quel est l&#8217;objectif de ce blog?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Le but est de partager et apprendre avec d&#8217;autres personnes qui recherchent \u00e0 la libert\u00e9 et la simplicit\u00e9 \ud83d\ude09<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-center has-light-green-cyan-color has-text-color\"><strong>Es-tu plut\u00f4t minimaliste ou frugaliste Jonny?<\/strong><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span style=\"text-decoration: underline;\">Je suis aussi bien minimaliste que frugaliste.<\/span><\/strong> Toutefois, il y a des situations o\u00f9 je me penche plus vers un art de vie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour conclure, je pense que le plus important est se sentir confortable dans son art de vie \ud83d\ude0a<\/p>\n\n\n\n<p class=\"has-background-color has-text-color has-link-color wp-elements-34 wp-block-paragraph\">Pourquoi \u00e9conomiser pour investir?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#039;s an article to help you understand why saving to invest is more important than you think.<\/p>","protected":false},"author":215552267,"featured_media":17043,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":28530,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[725575],"tags":[728545624,728545059,728542942,728544997,728544022,728543660,728544347,728544455,728544560,728542815,728545229,728543629,728544992,728545625,728545216],"class_list":["post-11783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investissement","tag-economiser-pour-investir","tag-education-financiere","tag-epargne","tag-finances-personnelles","tag-independance-financiere","tag-inflation","tag-interets-composes","tag-investir-en-suisse","tag-investir-son-argent","tag-investissement","tag-liberte-financiere","tag-patrimoine","tag-pourquoi-economiser","tag-pourquoi-investir","tag-revenus-passifs"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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